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 Posted: Sat Nov 13, 2010 3:16 pm Post subject: m v a i missed 1 yr work and perm. neck damage |
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my doc.says my neck injury will be perm. will not beable to do my kind of work need to retrain and limited to just a few hr. a week what kind of money should i be able to get?
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| Posted: Sat Nov 13, 2010 6:19 pm Post subject: |
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More then $10, less then $10 million.
Super vague (and unanswerable) question = super vague answer. |
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tcope
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| Posted: Sun Nov 14, 2010 2:32 am Post subject: |
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If it's irrevocable (as you've appeared to state it is) you have a good chance of being approved for social security disability. You'll have to wait 5 months, and you'd probably have your first application declined. The amount you'll get is the amount listed in your social security statement. You will need to prove that there really isn't anything else you can do for employment.
If you have an individual disability policy (and I'm guessing you don't because if you did you wouldn't be here asking this question, you'd be on the phone with your agent and getting the answer to this question from him or her) then you'd receive whatever the benefit amount for that policy is.
If you have group LTD, you can apply for benefits under that policy and will receive whatever the stipulated benefit is under that plan. |
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BNTRS
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| Posted: Mon Nov 15, 2010 3:10 am Post subject: |
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| Quote: | | If it's irrevocable (as you've appeared to state it is) you have a good chance of being approved for social security disability. |
Not true. To even begin to have a chance of qualifying for Social Security Disability, one must be "unable to perform any substantial gainful activity." By his own words, the OP is desirous of retraining, and so must not be totally disabled.
What we don't know is whether the injury is work-related or not. If it is, there should be a "rehabilitation" benefit available -- although the type and amount varies considerably from state to state. "Rehabilitation" under WC can mean retraining for new employment or a different position with the same employer.
But, again, as BNTRS suggests, this may be a first- (or third-party) loss not covered by insurance.
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MaxHerr
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