Can I become a insurance adjuster if I have a felony?

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PostPosted: Sat Mar 08, 2014 12:50 am   Post subject:   

It could. Theft is one of the kinds of prohibited felonies under 18 USC 1033 that requires a consent waiver from the insurance commissioner/superintendent/director in your state.



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PostPosted: Sat Mar 08, 2014 12:56 am   Post subject:   

It could. Your felony is one described under18 U.S.C. 1033 which prohibits you from working in the financial services industry without a consent waiver from the state insurance commissioner/superintedent/director in your state.



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PostPosted: Sun Mar 09, 2014 11:32 pm   Post subject: misdemeanor  

I have a misdemeanor which happened a little more then more then 10 years ago 'falsification of identification to an official" (I gave a police officer a fake name) I was convicted and served 1 year of non reporting probation. Can this prevent me from obtaining a PA Public Adjusters License?


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dubfrks
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PostPosted: Mon Mar 10, 2014 2:19 am   Post subject:   

Possibly, but in all likelihood, no. Regardless, it must be disclosed in your license application.



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PostPosted: Sat Mar 15, 2014 1:15 pm   Post subject:   

Thanks you. Now the pa license application does not mention anything regarding misdemeanor only felonies do I still include it


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dubfrks1
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PostPosted: Sat Mar 15, 2014 1:52 pm   Post subject:   

Quote:
the pa license application does not mention anything regarding misdemeanor only felonies
I don't think you read the question carefully. This is what the current application states:



1. Have you ever been convicted of or pled nolo contendere (no contest) to any misdemeanor or felony or currently have pending misdemeanor or felony charges filed against you? (If yes, provide certified court records as to the type of charge (i.e. felony), basis of charge and outcome or sentence.)



If you were referring to court records only mentioning felony, it says "i.e." which means "such as", and definitely includes court records concerning misdemeanors.


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PostPosted: Sat Mar 15, 2014 10:14 pm   Post subject:   

OK thank you i really appreciate it.. I guess it would be recommended to run my criminal history just incase theres something I'm forgetting which i doubt but its better to be safe,..


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PostPosted: Tue Apr 15, 2014 12:17 am   Post subject: 18 cc 1033  

I am in NM, RI, TX,CT, NH as a staff property casualty adjuster. I live In Nebraska and have handled property claims with no issue . I have never been made aware the waiver and I each carrier I worked for and the DOI in each licensed state listed were fully aware of my felony conviction of assessorey to a felony _ I also have a National Producer number but I don't have a waiver from my home state that I am aware of, is it likely I would receive the license and NPN if I didn't have one?,


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PostPosted: Thu Apr 17, 2014 2:50 am   Post subject:   

Quote:
is it likely I would receive the license and NPN if I didn't have one?,
The two are not necessarily related. You are given a NPN simply by virtue of being licensed by a participating jurisdiction. It is up to the jurisdiction to vet felons as required by the Violent Crime Control and Law Enforcement Act of 1994 (18 U.S.C. 1033. 1034).



But it is also a felon's responsibility to know whether his/her crime is one of those covered by the law. The state is not penalized for giving a person a license, but the person is subject to a $10,000 fine and up to 15 years in prison for being involved in a covered occupation without the appropriate jurisdictional waiver. Each jurisdiction must grant a waiver, and begin granted a waiver by one jurisdiction does not mean all jurisdictions will consent..


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PostPosted: Thu May 22, 2014 8:33 pm   Post subject: az adjuster license  

I have a felony for car theft and for possession of controlled substance. both are in the state of Arizona. One is from 2005 and the other is from 2007. Will these felonies prevent me from getting the license in Arizona?


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anonymous1127
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PostPosted: Fri May 23, 2014 5:11 am   Post subject:   

The vehicle theft conviction is highly likely to result in denial of a license. But only the Commissioner of Insurance can tell you for sure.



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PostPosted: Wed Jul 16, 2014 1:26 am   Post subject: Illinois  

I have a felony conviction for filing a false report that was from 2004 all of my obligations were taken care of in 2008 I took the courses passed the tests and answered truthfully submitted docs and when I followed up they told me the director has zero tolerance.... Is this true? Why wouldn't they say this from the beginning? My app is still pending and they said I can request a hearing if denied. What are your thoughts?


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PostPosted: Wed Jul 16, 2014 3:42 pm   Post subject:   

The director does have absolute authority to decide whether or not to grant a waiver. When I teach prelicensing courses, I make it clear to my students that there is no guarantee that a person with a covered felony will receive the waiver.



I don't know if your felony is within the list of those identified in Section 1033, but if it is, then you might be out of luck. Can you appeal? Sure, but expect the court to side with the director unless his decision is outside the law.



Personally, I think persons with felony convictions should look for other avenues outside the insurance industry to earn an income. Saves everyone a lot of trouble and tears.



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CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
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PostPosted: Mon Jul 28, 2014 8:24 pm   Post subject: felony  

felony when I was a juvenile , I am 52 years old now, it happened when I was 18


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PostPosted: Thu Jul 31, 2014 7:50 pm   Post subject:   

After 18 or before 18? A person age 18 or older is no longer a juvenile. There is no statute of limitations on the federal law (18 U.S.C. 1033/1034) that seeks to prevent certain felons from being involved in the insurance/financial services industry. You don't mention what your felony was, so there is no way to give you an answer.



_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
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MaxHerr
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Location: Pomona CA
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