my car was recently totalled,a 2004 cts cadillac exc. condit

by brunsonronald » Wed Dec 01, 2010 11:14 pm

A dear jumped in front of my car,the impact was head on.Completely totalled my front end,and un fortunatly that is where all the expensive parts are on a cts.I would rather have my car repaired,but the repair quote is above the blue book price.

Total Comments: 4

Posted: Thu Dec 02, 2010 04:08 am Post Subject:

Deer poster, thanks for sharing.

Posted: Thu Dec 02, 2010 06:22 am Post Subject:

What did you do with the deer? His most expensive parts were probably wrecked, too.

Posted: Thu Dec 02, 2010 09:26 am Post Subject:

I guess the impact was a big one to get it's parts damaged in such a way. Remember, it will always carry a salvage title when you get your car on the road.
Don't you think it could be a bit risky to drive it now that it has been totaled? Why do you wish to repair it now if all the vital parts for damaged?

Posted: Sat Dec 04, 2010 03:17 am Post Subject:

Roddick . . .

Some auto body mechanics are very good at what they do and even an extensively damaged vehicle can be repaired to nearly as good as new.

It used to be that many body shops had frame straightening equipment, and frequently, following frame damage in a collision, the frame could be pulled, literally, back into better alignment than it originally left the factory.

Almost no one does that anymore -- they just write off the vehicle as a total loss if there's the slightest bit of frame damage. You can chalk that up to the tort lawyers who would try to pin a subsequent loss on the insurance company for making the repairs instead of totalling the vehicle.

Damned if you do, damned if you don't. Thanks to the lawyers, we're all paying 10%-20% more for our auto insurance. Add to that the fraudsters who tack on another 10%-20%, and we're all, easily, paying as much as 40% more than most of our driving records and vehicles would actually require us to pay for insurance.

We need (1) tort reform in general, and (2) the death penalty for insurance fraud.

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