valid dl?

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PostPosted: Mon Dec 13, 2010 9:21 pm   Post subject: valid dl?  

i live in tonganoxie kansas and am curious!! i just switched my insurance companies and they said nothing about a suspended lisence and gave me a lower rate and did not require an sr-22. i have had alot of problems with kansas and my lisences! so my question is, would this have happened if my lisence was invalid?
wildride782003
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PostPosted: Tue Dec 14, 2010 12:05 am   Post subject:   

Quote:
i live in tonganoxie kansas and am curious!!


I imagine there are other curious people in Tonganoxie, too (LOL).

Quote:
they said nothing about a suspended lisence and gave me a lower rate and did not require an sr-22.


Is there a reason they should have said anything? As in, your license was under a suspension for not having insurance? I'm not sure what you are asking.

Quote:
would this have happened if my lisence was invalid?


Unlikely, but as you say, maybe it's just one of those curiosities we sometimes hear about.

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PostPosted: Wed May 11, 2011 7:24 pm   Post subject:   

Most insurance companies run your MVR before they write the policy. If they gave you lower rate and did advise you that you needed to have an SR-22 then your license is most likely valid. Keep in mind that most insurance companies also have a clause in their contract that they reserve a set amount of time to make changes to your policy based on underwriting or the discovery of material misrepresentation.
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