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mva. other driver at fault.fell asleep, crossed median hit

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Posted: Mon Jan 10, 2011 1:23 pm   Post subject: mva. other driver at fault.fell asleep, crossed median hit    she fell asleep. our van caught fire and my husband was trapped in...truck drivers were able to get him out. he had to have major surgery...11 screws/2plates in his shoulder...broken arm/wrist...cracked elbow with 20+ stitches...broken foot...lots of cuts and small burns...14 stitches in head. he is still under the care of an orthopedic specialist....PT 3x/wk. He will have a permanent disability...will not regain full use of his arm. I had no serious injuries...bruised from my neck to my toes. my knees received the worse injury...still have problems with swelling/pain. Medical bills exceed $75,000. what would be a reasonable settlement? _________________ Register Now to have your Insurance queries solved.	Guest
Posted: Mon Jan 10, 2011 2:04 pm   Post subject:    I think you first need to find out if the person's policy limits are even high enough to address your loss. If not, you then also need to look at your own policy and see if you have Under Insured Motorist Bodily Injury coverage.	tcope Forum Expert Joined: 22 Nov 2006 Posts: 5199 Location: Salt Lake City, UT 286.08 Dollars($)
Posted: Mon Jan 10, 2011 2:43 pm   Post subject:    how do we find out what her policy limits are? do we have to have a lawyer for that? or can our insurance co ask?	tmccurley New member Joined: 10 Jan 2011 Posts: 2 1.26 Dollars($)
Posted: Mon Jan 10, 2011 5:08 pm   Post subject:    Some adjusters are protective of this info but many will tell you or at least tell you if they might be an issue. Just call yourself and ask if the limits might be an issue. Ask if they would not mind telling you what the limits are as you might have a UIMBI. claim. Also, ask your carrier if you have UIMBI. _________________ Register Now to have your Insurance queries solved.	tcope1 Guest

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