Is there a deadline for filing an act of God insurance claim

by cristiure » Fri May 13, 2011 08:50 pm

Hail storm did some damage to my parents' home a few months ago, however they speak limited English and did not know to file a claim. I am wondering if I can still file a claim or whether there is a time frame for claims.

Total Comments: 3

Posted: Sat May 14, 2011 12:42 am Post Subject:

The time limit is the Statue of Limitation for a contract or the terms of the policy if longer. Probably 4 or 6 years. The insurance policy states that the claim needs to be reported as soon as possible. It also states that the insured must take reasonable actions to prevent further damages.

Posted: Sat May 14, 2011 09:17 am Post Subject: insurance

HI, TCOPE!!! Nice to see you!! :D You stated that the SOL can be 4-6 years. Have people actually waited THAT long to file claims?

Posted: Sat May 14, 2011 01:39 pm Post Subject:

I can't say that I recall specifically seeing 4 or 6 years but I have no doubt I've seen 1st party claims reported around 2 years after the date of loss.

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