If my car is totaled, but I have it fixed, Can I still have

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Posted: Tue Jun 07, 2011 6:26 pm Post subject: If my car is totaled, but I have it fixed, Can I still have

I hit a parked car. My vehicle was totaled. But I kept yhe car and it it repaired. It is in very good running condition. If my insurance company drops me, will I be able to get it insured, including collusion from another insurance company

fkov

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Posted: Tue Jun 07, 2011 10:38 pm Post subject:

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MaxHerr

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Posted: Wed Jun 08, 2011 3:55 am Post subject:

You can usually ad comp/coll as the insurance company does not ask to see the title. However, if it's in an accident and deemed a total loss, they will pay you around 25% of it's normal value. In the meantime you will be paying a premium based on the full (non-salvage) value of the vehicle. Also, the insurance company should not allow comp/coll if they know it's already been a total loss.

tcope

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Posted: Fri Jun 10, 2011 6:01 am Post subject:

You'll find it difficult to drive your car without the much needed collision and comp coverage. Just think of the risk that's involved when you get your car on the road. You could land up in another accident and then you'll need to bear things out-of-pocket.