hi, i have 2007 mustang

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PostPosted: Thu Jun 16, 2011 12:44 am   Post subject: hi, i have 2007 mustang  

that recently recieved flod damage .the total cost of repairs to the vehicle is 6500 . the car is appraised between 16 to 20 k. the insurance company wants to repair the vehicle . i have had 2 other accident totaling 22k in repairs . is there away i can force a totaling of the car due to loss of market value
smokeymtnfn
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PostPosted: Thu Jun 16, 2011 2:15 am   Post subject:   

First party claim? Nope. Your policy does not cover loss market value. You are welcome to sell the vehicle and pay off any lien if you'd like.
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PostPosted: Thu Jun 16, 2011 2:55 am   Post subject:   

Each loss is separate from the others. You don't get to add them up and say, "Oops! Totalled!"
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