i hit a median in a parking lot. I do have collision insuran

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PostPosted: Fri Jun 17, 2011 11:35 pm   Post subject: i hit a median in a parking lot. I do have collision insuran  

my front bumper is cracked as well as the grill. My car is an 2010 VW Jetta.
mvernojr
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PostPosted: Sat Jun 18, 2011 1:50 am   Post subject:   

If the damages exceed your deductible, your insurance company will pay that excess amount of your loss. You may simply decide not to make the claim and pay the entire loss with your own funds.
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PostPosted: Mon Jun 20, 2011 11:44 am   Post subject:   

Max is quite right...it is better not to claim for a loss that you can bear out of your own funds. Forwarding your insurance claim for a smaller loss might even affect your insurance cost in the long run.
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