Uninsured Motorist Property Damage

by pghimire » Mon Jun 27, 2011 08:56 pm

I got into an accident about two days ago. I was hit by a car while I was making a U turn. The other car had green light. The police determined that it was my fault and gave a ticket. I have uninsured motorist property damage(UMPD) insurance from GEICO and I am from New OrleansI called my insurance company but they said they would not cover up my expenses for repairing the car doors which have been damaged from the collision since it is my fault. My question is does my insurance (UMPD) cover up my expenses or not? Is the insurance company simply trying to not pay me? If my insurance has to pay for the expenses, what should I do to get it?

Total Comments: 1

Posted: Tue Jun 28, 2011 03:11 am Post Subject:

UM coverage takes the place of someone else's insurance. So, would the other person's insurance have taken care of your loss? No. So UM would not either.

Add your comment

Image CAPTCHA
Enter the characters shown in the image.