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how do i handle an subrogation claim when I am not at fault

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Posted: Fri Jul 15, 2011 4:07 pm   Post subject: how do i handle an subrogation claim when I am not at fault   I just got an subrogation claim yesterday from other insurance party. I havent yet informed my insurance about the accident that happened a month ago. I dont think I am at fault. I am going get police report today to verify its contents. Need help on how I should proceed	cpva426 New member Joined: 15 Jul 2011 Posts: 2 1.22 Dollars($)
Posted: Fri Jul 15, 2011 6:00 pm   Post subject:    Quote: I havent yet informed my insurance about the accident that happened a month ago. I dont think I am at fault. Your insurance contract requires you to notify the insurance company immediately following a loss -- at fault or not. Contact your insurance company IMMEDIATELY. The police report may not provide anything of value. _________________ CA-licensed P&C Broker-Agent and Life Agent. CA Insurance Lic #0596197. Now investigating insurance company abuses, and providing litigation support and expert witness services. Send me your questions, and I'll send you my answers.	MaxHerr Moderator Joined: 29 Nov 2009 Posts: 4629 Location: Pomona CA 210.19 Dollars($)
Posted: Fri Jul 15, 2011 6:43 pm   Post subject: Thanks for the quick response   I got the police report and it states that the other party is in "NO VIOLATION" but does not mention about any violation on my part. Can it be argued that I am NOT at fault also? cpva	cpva426 New member Joined: 15 Jul 2011 Posts: 2 1.22 Dollars($)
Posted: Fri Jul 15, 2011 7:45 pm   Post subject:    Police reports have little value in determining fault. Each insurance company applies its own understanding based on interviews it conducts with insureds and witnesses. Quote: Can it be argued that I am NOT at fault also? Absolutely. Each party could be 100% at fault, which is known as 50%-50% liability. No one collects from the other party. _________________ CA-licensed P&C Broker-Agent and Life Agent. CA Insurance Lic #0596197. Now investigating insurance company abuses, and providing litigation support and expert witness services. Send me your questions, and I'll send you my answers.	MaxHerr Moderator Joined: 29 Nov 2009 Posts: 4629 Location: Pomona CA 210.19 Dollars($)

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