What should I do?

by Nerdy Nerd » Tue Jul 26, 2011 10:38 pm

Hi experts, I was rear-ended when entering a parking structure and the person hit me told his insurance company that I backed into his car. I have an eye witness who saw that he rear ended me and gave me a written statement. My insurance company denied my coverage. I hired a subrogation agent who represented me in the insurance arbitration panel. The insurance arbitration panel's decision was to split fault (50-50) due to that I told the security guard (didn't witness) that since there was a slope at the parking entrance, that my car moved a little bit due to momentum when I released my break.The guard wrote on the incident report that I stated that my car rolled back.The arbitration decision against me to collect 50% was avoid subsequently. However, the other driver's insurance co. has been harassing me every since to try to collect money.

Total Comments: 1

Posted: Wed Jul 27, 2011 12:44 am Post Subject:

Wow.. you blew right by a _ton_ of information. Why did your insurance company deny coverage? Denying that you had liability in the matter and defending you is different then denying _you_ coverage. If they did not deny coverage, why did you hire someone to address arbitration? What kind of arbitration was this... court appointed arbitration as a result of a lawsuit?

The insurance arbitration panel's decision was to split fault (50-50)


The arbitration decision against me to collect 50% was avoid subsequently.



If the arbitrator found you both 50% at fault how was your liability avoided?

However, the other driver's insurance co. has been harassing me every since to try to collect money.

It sounds to me like you did not "avoid" being 50% liable and they are either not bound by this arbitration or they are looking for their 50%.

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