• Home
• Insurance Forums
  Auto Insurance Life Insurance Health Insurance Home Insurance Disability Insurance Business Insurance Insurance Frauds Company & Specialty Insurance Insurance Agents The Pub
• Auto Insurance
• Health Insurance
• Life Insurance
• Home Insurance
• Disability Insurance

Residing in MN and belonging to a town home association. Rec

Message	Author
Add to del.icio.us Add to YahooMyWeb Add to Simpy Add to BlinkList
Posted: Tue Aug 30, 2011 2:25 am   Post subject: Residing in MN and belonging to a town home association. Rec   Residing in MN and belonging to a town home association. Recently sustained wind storm damage to roofs - 24 units and 15 had damage to only one side of the roof. All repairable and 2 had severe damage to one side. The roofs are all 16 years old which makes repairs very difficult due to the fact that when a tab is lifted up the shingles are so brittle that the tabs break off. I consider the roofs 95% non usable. Question: in that repairs are nearly impossible, is it correct in expecting the insurance company to replace the damaged side only? It doesn't help that I was an adjuster for 32 years - I would have replaced the roofs but that's only my opinion. What is the correct answer?	bruwho New member Joined: 17 Jul 2011 Posts: 2 1.39 Dollars($)
Posted: Wed Aug 31, 2011 6:07 am   Post subject:    Get a roofer to estimate the damages; or rather try to get more than one opinion from professionals. If according to them only the damaged side cannot be repaired and a replacement of the roof is needed, then you can make a claim accordingly. If you can support your claims based on the actual condition of your roof, your insurer might even consider replacing it. _________________ Register Now to have your Insurance queries solved.	Misty Valdez Guest
Posted: Thu Sep 01, 2011 4:35 am   Post subject:    If the integrity of the "undamaged" side of the roof is not compromised, it will be unlikely to be replaced. _________________ CA-licensed P&C Broker-Agent and Life Agent. CA Insurance Lic #0596197. Now investigating insurance company abuses, and providing litigation support and expert witness services. Send me your questions, and I'll send you my answers.	MaxHerr Moderator Joined: 29 Nov 2009 Posts: 4629 Location: Pomona CA 210.19 Dollars($)

Quick Reply
Your Name
Subject
Message body

All times are GMT

Page 1 of 1