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 Posted: Fri Sep 09, 2011 6:10 am Post subject: California accident, driver was NOT owner |
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Hi all,
So this Labor day two of my cars were involved in a 5 car collision where 1 vehicle damaged 4 parked vehicles. The driver of the vehicle lost control, hit a parked car, then rear ended my Camry (which is completely totaled), which caused a chain reaction that resulted in damage to the two cars parked in front of the my Camry, one of which was my other car that sustained moderate rear bumper damage. We just got the police report today and the owner of the vehicle is insured my Coast National Insurance. We have liability insurance through Western General.
My question is whether we will be able to have a claim against the owner of the car or will we have to take the driver to court? Any help is greatly appreciated.
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jjimmaay
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| Posted: Fri Sep 09, 2011 6:32 am Post subject: |
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You should claim on the other party auto insurance to cover your damages.
I think that the car owner’s insurance would be paying property damage liability to cover for your damages, since his car was involved in the accident.
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Mona Wayne
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| Posted: Fri Sep 09, 2011 6:44 am Post subject: |
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Oh one more thing about suing the driver who’s probably not the owner of the car.
You may choose to sue the driver if the owner’s insurer doesn’t compensate you well.
In that case the driver’s non-owner’s auto insurance policy would be able to pay you, if he has that. Your UM/UIM might also kick-in in the process.
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Mona Wayne
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