Can a convicted felon get a liscence to sell insurance?

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PostPosted: Tue Oct 08, 2013 11:22 pm   Post subject: Life, Health and Anuuity - VA  

I dont have any felonies, ever. I went through a horrible divorce from an abusive husband and he cleaned me out. Ended up having to file bankruptcy because he did and I couldn't be held responsible for ALL of the debt. That was final 2 1/2 years ago. I had a returned check that I went to court on but it was dismissed (during my finanicial trouble) and I had to go to court for furniture that I had to return because I couldn't pay. I'm a single mother of three who gets child support. So, anyway. It seems like alot but it was all while i was doing the best I could to get through the divorce that took two years and take care of my children. I am taking my insurance exam this weekend. Am I going to be denied by the SEC or will i have to write a letter explaining the situation?


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rkegal2005
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PostPosted: Tue Oct 08, 2013 11:23 pm   Post subject: Life, Health and Annuity - VA  

I meant to say I get NO child support!


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PostPosted: Fri Oct 11, 2013 6:26 pm   Post subject:   

Personal bankruptcy is a disclosure event. You will need to submit a copy of the final discharge. It should not interfere with your licensing unless you choose not to disclose the matter.



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PostPosted: Mon Dec 16, 2013 2:23 am   Post subject: sex offender getting a license to sell cars  

Is there any state that will license a sex-offender to work for a car dealership to sell cars?


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redeemed
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PostPosted: Mon Dec 16, 2013 4:13 am   Post subject:   

Quote:
Do these laws change from state to state?
NO, this is a federal law which the states must observe. Your crime is squarely in the center of the law's target, and you are unlikely to obtain a waiver. The decision, however, is made on a case-by-case basis, as well as on a state-by-state basis.


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PostPosted: Fri Jun 13, 2014 1:36 pm   Post subject: insurance  

12 years ago I received a vehicular assault charge, and have a current DUI pending. Can I still get a license to sell health insurance

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PostPosted: Fri Jun 13, 2014 4:57 pm   Post subject:   

Your current "pending" criminal case is problematic. Only the insurance commissioner can answer your question.



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PostPosted: Fri Oct 03, 2014 8:00 pm   Post subject: Getting Nothdakota accident and health insurance liscence  

Is it possible to get my liscence even though i was convicted of gross sexual imposition 25 yrs ago.I went through treatment and to this day continue to better myself.


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PostPosted: Fri Oct 03, 2014 9:03 pm   Post subject:   

There is no statute of limitations on felony convictions under 18 U.S.C. Sections 1033, 1034. Each state applies its own criteria when reviewing an application for a Consent Waiver. California, for example, lists sex-based crimes in the CA Code of Regulations as one of a number of reasons to deny a license following an administrative hearing.



I don't know what Ohio would do.



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PostPosted: Thu Oct 23, 2014 11:24 pm   Post subject: felony  

I have a felony that is 13 years old it is a retail theft can i still become a licensed producer in the state of Illinois can I still get a license if I reported my felonies to my job does the state of Illinois State say you can't have a license if you have a felony for retail theft

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PostPosted: Tue Oct 28, 2014 2:02 am   Post subject:   

Quote:
does the state of Illinois State say you can't have a license if you have a felony for retail theft
Yes and no. The law is federal law (18 U.S.C. 1033), and it says that a felony conviction for a crime such as theft is a bar to employment in the insurance industry (among others) unless the state regulator grants a "consent waiver". Until you apply for the waiver, you won't know what the Insurance Commissioner will say about your ability to be licensed.


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PostPosted: Mon Feb 16, 2015 11:01 pm   Post subject: need Answer asap  

I was convicted in Massachusetts of: larceny over 250 in 2007. In now about to take my property and casualty license exam in 2 weeks. I've contacted the ksinsurance.gov and called the proper people and they said i needed a 1033 waiver, however with it being 7 years ago, should I even be worried?


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PostPosted: Tue Feb 17, 2015 6:46 am   Post subject:   

Quote:
they said i needed a 1033 waiver, however with it being 7 years ago, should I even be worried?
Worried? As in "It probably won't matter because my conviction occurred seven years ago"? Worried probably isn't the right word. Unemployable perhaps.



Looking for another career might be a better thought.



Your crime is squarely in the 10-ring of offenses that merit being barred from the insurance and financial services industry. This is an industry that has close contact with other people's money, and the fiduciary responsibility that comes with that contact is to be held inviolate.



Unfortunately, agents and brokers are tempted every day to touch other people's money as if it is their own, and the public is harmed when they do. A person who has already tasted the fruit of such a crime is more likely to succumb to the temptation again.



There is no statute of limitations when it comes to the "1033" consent waiver. Your crime could have been committed 70 years ago, and it would still merit a bar.



No one here can truly answer your question. The only person who can is the Insurance Commissioner. Since he is a newly elected official in Kansas, he may need to prove to the public he can enforce the law.


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PostPosted: Thu Mar 05, 2015 4:09 am   Post subject:   

I have a class F felony for possion witb intent to sell THC in 2007. I have completed probation with no violations and have no other lriors, am I eligible to apply for a license to sell auto, home, life insurance?


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PostPosted: Fri Mar 06, 2015 2:41 am   Post subject:   

Nothing prevents a person with a felony conviction from applying to be insurance licensed. But the state regulator (Commissioner, Superintendent, etc) makes the final decision which felons, if any, will be allowed to have one.



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