Temporary Auto Insurance

by Guest » Thu Jan 12, 2012 03:50 pm
Guest

I’m a student from Anaheim, California and I’ll be temporarily moving to New York because I’ll be studying at NYU this summer. Is it possible to get some sort of temporary insurance for driving in New York? I’ll be taking my own car with me. It’s licensed and registered under my name so there are no issues there. I also have a clean driving record. Do I have to cancel my insurance in California before moving?

Total Comments: 4

Posted: Fri Jan 13, 2012 06:54 am Post Subject:

Contact your auto insurance company and discuss it with them. Many times, if it is a temporary stay less than 6 months, you don't need to change your insurance.

If you are a visitor studying in NYC for the summer, you don't have to get New York auto insurance.

Have you been to NYC before? If you are staying in the city, you will not need a car, and it may be more of a hassle to have it there.

Posted: Fri Jan 13, 2012 05:04 pm Post Subject:

Since you will be studying at NYU, I’m assuming that you’ll be staying in NY for at least 6 months to a year. I’d suggest that you consult with your carrier first and find out if they offer coverage all through out the country. If yes, just tell them that you are moving to NY and ask them for a quote.

All states have different coverage requirements so it’s best that you insure your car in the state where the car will be regularly garaged overnight. Don’t cancel the policy before you get to NY. You never know what might happen on the road or in transit.

Posted: Thu Feb 16, 2012 07:49 pm Post Subject:

IF your car insurance company also serves in California then I think you need not to cancel your insurance and if not then you have to switch your insurance company as different states have different rules and regulation for buying insurance.

Posted: Fri Feb 17, 2012 03:39 pm Post Subject:

Just as a note: DO NOT cancel your current coverage until and unless your new coverage comes into effect. Canceling one policy before another comes into effect is not a good idea not just for coverage purposes. A break in coverage may also raise your premium rates.

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