what is the "match" law in KY ?

by Guest » Sun Apr 22, 2012 02:46 pm
Guest

For both siding and shingles after a "hail Storm?

Total Comments: 5

Posted: Mon Apr 23, 2012 05:57 am Post Subject: Match laws in KY

Damage or loss due to hailstorms are regarded as indirect damage to the property, though it diminishes the value of the home. You need to check out the laws of the State Insurance Dept in Kentucky, to find out about the 'match' laws regarding siding and shingles in the state.

Posted: Tue Jun 05, 2012 07:12 pm Post Subject: Match Laws in KY

I had hail damage on two sides of my rental house, but the other sides had none. My insurance company paid me for two sides, but I can't find aluminum any more, So should they give me money for the other sides also?

Posted: Mon Jun 11, 2012 10:34 pm Post Subject:

Your query is not clear. Are you meaning the sides that are not enlisted in your policy?
If the sides you're mentioning are not mentioned in your policy, then I'm afraid, you won't get the compensation.

Posted: Tue Jun 12, 2012 12:15 pm Post Subject:

My insurance company paid me for two sides


Despite the unitelligible reply from EmilySmith above, your insurance company has satisfied the terms of its policy.

You were compensated for the covered damage to your property. The insurance company does not promise to make your property look nice on all four sides when only two sides are damaged. That's your choice . . . and your expense.

but I can't find aluminum any more


I don't think you tried very hard. I found it here in about 5 seconds: http://www.mastic.com/Products/Siding.aspx (and elsewhere simply by "googling" ALUMINUM SIDING).

Posted: Tue Jun 12, 2012 11:41 pm Post Subject: matching

Regards enmaw statement, it is wrong. Hail damage is very direct physical damage. It is the matching of damaged siding to undamaged siding which is indirect damage. Your insuring agreement in your policy specficaly addresses direct physical damage as the only damage covered. Even so, there is a company called Siding Match which specializes in problems such as yours. You should check into it and suggest your carrier, in the spirit of compromise help you out with the cost of the work by the company Siding Match.

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