Should I report damage to insurance company?

by Guest » Wed Aug 01, 2012 09:11 am
Guest

I ran over a log on the freeway and my front bumper was severely damaged and needs to be replaced. Should I report this to my insurance, or just pay for it? I have never been in an accident before and I don't want my rates to go up.

Total Comments: 1

Posted: Wed Aug 01, 2012 11:10 am Post Subject:

This is a "comprehensive" or "other than collision" loss. It will not increase your premium. Go ahead and report it. The insurance company will pay the claim minus your deductible.

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