Single or multiple claims for parking hit&run?

by Guest » Sat Sep 22, 2012 01:11 pm
Guest

My wife had several minor parking lot accidents, and conveniently none of those were actually reported properly. We even don't know whom to point fingers at, since no one left a note. If I want to make an insurance claim, can I sum up all the repairs under one or do I have to report each of them separately?

Total Comments: 2

Posted: Sat Sep 22, 2012 01:48 pm Post Subject:

Each is a separate occurrence and as such, a separate deductible applies to each. The deductible exists for this very reason.

Posted: Sat Sep 22, 2012 10:09 pm Post Subject:

Attempting to "sum" your damages could be considered an attempt at insurance fraud, since you know all the damage did not occur at one time.

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