Is deductible charged for every accident?

by Guest » Mon Jan 14, 2013 11:10 am
Guest

Do I have to pay deductible every time I make a car insurance claim? I had been in an accident once, and had to claim for collision damages. I had to pay for the deductible then and my rates have also increased.

Total Comments: 3

Posted: Mon Jan 14, 2013 02:04 pm Post Subject:

Yes, your deductible is per occurrence. So you are subject to it each time.

Posted: Tue Jan 15, 2013 02:00 pm Post Subject: deductible charged for every claim

Yes, each time you make a claim . However, it depends how you're deemed at fault during the accident.

You'll have to pay even if your car is stolen or vandalized and your comprehensive coverage comes into effect.

Posted: Wed Jan 16, 2013 07:18 pm Post Subject: W

Do I have to pay deductible every time I make a car insurance claim?


What a novel concept . . . Lifetime Auto Deductible. Why didn't I think of that?

How much would it cost to get a $1,000 lifetime deductible? Maybe $10,000? And of course it would mean never changing auto insurance companies.

On second thought . . .

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