My 20-year old son, who lives with us, let his auto insurance lapse. Would we be responsible in any way if he continues to drive and has an accident?
Total Comments: 3
Posted: Sat Jan 26, 2013 04:11 pm Post Subject:
no you wouldn't...... tell him he is responsible for anything that happens to that car if he rides around with no insurance he is 20 years old he knows better
Posted: Mon Jan 28, 2013 08:54 am Post Subject:
Driving without insurance is against the law. He should either go for a reinstatement or be listed under your policy to stay covered.
Posted: Mon Jan 28, 2013 09:35 am Post Subject:
My 20-year old son, who lives with us, let his auto insurance lapse. Would we be responsible in any way if he continues to drive and has an accident?
and
no you wouldn't...... tell him he is responsible
Sure . . . the kid is going to listen to Mom and Dad? LOL!
Depending on the state, Mom and Dad could be held responsible, even for the seemingly adult 20-year old, if they are furnishing 50% or more of his support and claiming him as a "dependent" on their income tax returns. And . . . what about when he drives Mom's car because he has no gas in his own?
The "child" needs to (1) obtain his own auto insurance, or (2) be covered under someone else's policy, or (3) be kicked out of the house (like the proverbial baby bird being kicked out of the nest) to figure out how to live and deal with life as an adult, where he will be forced to bear responsibility for his own acts and failures to act.
Posted: Sat Jan 26, 2013 04:11 pm Post Subject:
no you wouldn't...... tell him he is responsible for anything that happens to that car if he rides around with no insurance he is 20 years old he knows better
Posted: Mon Jan 28, 2013 08:54 am Post Subject:
Driving without insurance is against the law. He should either go for a reinstatement or be listed under your policy to stay covered.
Posted: Mon Jan 28, 2013 09:35 am Post Subject:
My 20-year old son, who lives with us, let his auto insurance lapse. Would we be responsible in any way if he continues to drive and has an accident?
andno you wouldn't...... tell him he is responsible
Sure . . . the kid is going to listen to Mom and Dad? LOL!
Depending on the state, Mom and Dad could be held responsible, even for the seemingly adult 20-year old, if they are furnishing 50% or more of his support and claiming him as a "dependent" on their income tax returns. And . . . what about when he drives Mom's car because he has no gas in his own?
The "child" needs to (1) obtain his own auto insurance, or (2) be covered under someone else's policy, or (3) be kicked out of the house (like the proverbial baby bird being kicked out of the nest) to figure out how to live and deal with life as an adult, where he will be forced to bear responsibility for his own acts and failures to act.
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