by Guest » Wed Feb 26, 2014 06:19 pm
I was injured in an automobile accident a little over a year ago. Trying to settle the claims process right now for B.I. The person who hit me was driving someone else's car whose carrier has already tendered policy limits of 30k, as to the person who hit me their insurance company is working their part of the B.I. claim right now and most likely will also pay the policy limits of 30k. At this time my medical bills are about 30k with future cost to come for more surgery. It is my understanding that I may not be able to go back to my insurance company for UIM (30K limit as well) because they will deduct what was paid through other carriers B.I. first. Is this correct?
Posted: Thu Feb 27, 2014 01:18 am Post Subject:
I can't speak for TX.. you may want to ask an attorney. In some states as long as the BI carriers amounts add up to the UIM limits then the UIM carrier does not owe anything. I can't say this is correct for TX.
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