am clueless about insuring my motorcycle!

by Guest » Sat Oct 28, 2006 04:59 am
Guest

hi, its been a long cherished dream to have my own motorcycle. But I'm a starter and don't have any clue as to its insurance! Looking forward to some help from this community -- Dennis Lehman

Total Comments: 6

Posted: Sat Oct 28, 2006 05:58 am Post Subject:

hi, you're probably fortunate about onething... and that would be your choice of vehicle. Believe me the cost of your liability insurance for your motorcycle won't be that high as it would have been for any other vehicle. This is because of the fact that motorcycles cause a much lesser damage to larger vehicles. This also holds true for the other fact that most of the motorcycle accidents don't involve any other vehicle.
So be lucky and enjoy your life!
Fatman

Posted: Sat Oct 28, 2006 08:30 am Post Subject:

My friend, its better for you to have the first party medical coverage in place!
I'm sure if you'd intend to carry someone with you, you'd surely like to maintain a passenger medical coverage with you. am I right ?
Since you haven't mentioned about the state you're from, lemme site the example of Louisiana, the state where I'm dwelling. Over here people above 18 are permitted to ride even without a helmet only when they have a $10,000 worth of coverage in terms of medical benefits.

You know why ? This is to ensure, that this coverage feeds our medical bills upto the extent mentioned in the policy, whenever we fall prey to any such accidents. I'm sure you'd keep all these facts in mind when you go out looking for the one you wanna buy.
thanks, Geoffery667

Posted: Sat Oct 28, 2006 09:39 am Post Subject: Anthony

hi, I'm sure its inneresting to know that the lender makes it necessary for you to get a collision and comprehensive coverage if your vehicle is financed. Be it your motorcycle or any other vehicle. Thus, even if your motorcycle gets paid you still need to maintain the comprehensive coverage. So before you choose a motorcycle insurance, shop a little and find out the best place near you. regards, Anthony

Posted: Sat Oct 28, 2006 11:06 am Post Subject:

hey dear, do ya kinda understand that its a specialty market ?
Over here the companies who are insuring your cars may not at all agree to cover your motorcycle. I'm sure, you may have noted the differences in insurance quotes by this time and so its become all the more important for you to pick a known service provider rather than a complete stranger! am I right !
Sean_Bullock

Posted: Sun Oct 29, 2006 12:35 am Post Subject: If you are from florida

If you are from Florida I have all the information you need. If you are from another state I wont be able to help you since all states have their own insurance regulations. Either way have a nice ride.

RN

Posted: Sun Oct 29, 2006 01:30 pm Post Subject: Welcome !!

Hi ricardoezinsurance, welcome to the insurance community. Hope you become a regular and share your invaluable knowledge and experience with the fellow members. Please tell us more about you. :)
Cheers,
Evan

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