Primary Driver- Multiple Home Health Aides

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PostPosted: Sat Feb 09, 2019 7:13 pm   Post subject: Primary Driver- Multiple Home Health Aides  

My car owner/elderly parent has home health aides who are now doing ALL the driving in the parent's auto. The car owner/parent is not driving the vehicle at all. The home health aides come through an agency, but are different workers from day to day. I am getting a new auto policy and having to confront the issue I had been ignoring for a few months: who should be listed as the "Primary Driver"?

I spoke to the agent about the "Primary Driver" issue: I did not feel comfortable with any of the shoot-from-the-hip answers. With the graying of America, I have to assume this is coming up with some frequency. I do not want to get a denial of coverage or reservation of rights based on information supplied during underwriting.

What is the solution?

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