OurCommunityPower.org > Insurance Forum | Debt Forum | Mortgage Forum | Credit Forum
Insurance Community
 
Hi! I am your Insurance Assistant. If you do not get the required information on this page, use me so that I can help you reach the right page.
Let me help you out: 

My auto policy

 
Author Message
Add to del.icio.us
Add to YahooMyWeb
Add to Simpy
Add to BlinkList
Paula
New member




Joined: 28 Apr 2007

Posts: 1

Paula's Home Page



1.54 Dollars($)

PostPosted: Mon Apr 30, 2007 5:23 am   Post subject: My auto policy  

My auto policy is in mine and my husbands name . My son was added to this policy as a driver a couple of years ago. Can he title a vehicle in his name and still be covered under the same policy?
image
Sign Up We take your privacy very seriously.

*Full Name
*User Name
*Email ID
*Password
Read and agreed to abide by the AmPm Forum Rules.
Why should you join AmPmInsure?  Participate and earn
 Share your knowledge
 Enjoy the community feeling
 Win monthly rewards
 Meet industry professionals
tcope
Senior member
tcope



Joined: 22 Nov 2006

Posts: 1584

tcope's Home Page
Location: Salt Lake City, UT


29.38 Dollars($)

PostPosted: Tue May 01, 2007 1:25 am   Post subject:   

I answered this question just about a week ago but I cannot find the post for the life of me.

Short answer, yes... but you need to add the vehicle into your policy as well.

Technically, the insured needs to have a legal "interest" in the vehicle. Also, if the vehicle were a total loss, the policy holder(s) should be paid. So the adjuster would need to pay you and your husband... for a vehicle you have no legal "interest" in. But rest assured, vehicles owned by dependents are insured under their parents policy every day. As long as the carrier is aware of all the drivers and all the vehicles in the household, they won't have a problem insuring the vehicle and driver. In that they know of the vehicle and driver and are collecting the right premium, they should also have no problem paying the claim. Again, it's just creates an odd situation for the adjuster (really, the adjuster should name the parents and child on the check).
image
nique1221
Senior member
nique1221



Joined: 25 Nov 2006

Posts: 299

nique1221's Home Page
Location: PA


47.24 Dollars($)

PostPosted: Tue May 01, 2007 3:21 am   Post subject:   

How old is your son? You may want to look into getting his own policy...
_________________
~Monique~
image
Quick Reply
Your Name
Subject
Message body
All times are GMT
Page 1 of 1

 
 
Users Online
Users Online
Leader Board
Highest PointsLori
2fireyone
3sdchargersfan
Ask a question

Members
       Login
       Free SignUp
Resource Desk
   Insurance Articles
       Insurance Terms
       Insurance Guide
       US Auto Insurance Laws
       150+ Types of Insurance
       Insurance Calculators
       Discussion Archive
       Members Tracker

In Discussion

       Should I get a la...
       Suggestion for au...
       Can I keep Home O...
       FUN THREAD
       annuity help plea...
       determine your in...
       PMI vs. Combo loans
       fire dwelling ins...
       WHAT LIFE SELLTLE...
       Up coming interview

Blogged

       Cape Girardeau City ...
       Hello world!
       State Workers Should...
       Mini-Meds: Limited B...
       Did Health Insurance...
       Health Insurance As ...
       Hello world!
       When Sick Become Exp...
       Missouri Health Insu...
       Does Ohio Require Au...

 
We have chosen to apply the Creative Commons Attribution License to all works we publish.