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Co-op owner need an Insurance

 
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skyhigh007
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Joined: 18 Jun 2007

Posts: 3

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2.06 Dollars($)

PostPosted: Mon Jun 18, 2007 3:27 pm   Post subject: Co-op owner need an Insurance  

Hi

I just find out that the Co-op insurance policy doesn't cover things that are inside the tenants apartment. What kinda of insurance policy should i get in order to cover everything within the apartment ? Any recommendations on which providers gives that kinda of policy and how much does it cost?


Thank you very much.
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mhool55
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Joined: 23 May 2007

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PostPosted: Mon Jun 18, 2007 8:35 pm   Post subject:   

If I understand your question correctly, you are looking for coverage on your contents inside of your unit? All you need in that case is a simple renters policy. Most insurance companies have this type of insurance. If it is a condo and you own the unit, there is a different coverage for that. Very inexpensive and definitely a good idea.
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skyhigh007
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Joined: 18 Jun 2007

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2.06 Dollars($)

PostPosted: Mon Jun 18, 2007 9:43 pm   Post subject:   

I owned the Co-Op and is it the policy called HO-6? What are some of the insurance that provide HO-6
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subikar
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Joined: 08 Feb 2007

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PostPosted: Tue Jun 19, 2007 9:24 am   Post subject:   

Hi skyhigh007,

I have wrote an home insurance tips in my blog. May be you will get some help from there.

MyBlog : http://homeinsurancetips.ampminsure.org

I think you are asking for condo insurance. Mhool55 is right. Many insurance company provide condo insurance. If you want to know more about condo insurance then read this one. http://www.ampminsure.org/start/about2714.html

Thanks,
Subikar
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skyhigh007
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Joined: 18 Jun 2007

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2.06 Dollars($)

PostPosted: Tue Jun 19, 2007 1:55 pm   Post subject: skyhigh007  

I live in a Co-op not a condo. Why would i need condo insurance?
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Juanita
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Juanita



Joined: 04 May 2007

Posts: 380

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PostPosted: Wed Jun 20, 2007 6:35 am   Post subject:   

It seems that renter's policy will do but if you want to do some fixtures at your part you can take condo insurance. The coverages offered under both HO-4 and HO-6 are same. Condo insurance will cover the contents of your home enlisted with your policy.
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