Posted: Mon Jun 18, 2007 3:27 pm Post subject: Co-op owner need an Insurance
Hi
I just find out that the Co-op insurance policy doesn't cover things that are inside the tenants apartment. What kinda of insurance policy should i get in order to cover everything within the apartment ? Any recommendations on which providers gives that kinda of policy and how much does it cost?
If I understand your question correctly, you are looking for coverage on your contents inside of your unit? All you need in that case is a simple renters policy. Most insurance companies have this type of insurance. If it is a condo and you own the unit, there is a different coverage for that. Very inexpensive and definitely a good idea.
I think you are asking for condo insurance. Mhool55 is right. Many insurance company provide condo insurance. If you want to know more about condo insurance then read this one. http://www.ampminsure.org/start/about2714.html
It seems that renter's policy will do but if you want to do some fixtures at your part you can take condo insurance. The coverages offered under both HO-4 and HO-6 are same. Condo insurance will cover the contents of your home enlisted with your policy.