Posted: Thu Jun 21, 2007 6:29 am Post subject: Can anyone drive my car ???
While applying for auto insurance do I need to list all my family members ?? Is it possible for anyone else to drive my car under the coverage ?
Hope my query gets resolved Rambo007 _________________ Register Now to have your Insurance queries solved.
Yes you can add your family members in your auto insurance policy possibly who can drive your car. They may be parents, stepfamily members, foster children, siblings, grandparents, aunts, uncles, cousins, children, and in-laws.
cyrus _________________ I am and always will be a sinner. But that's the beautiful thing about Jesus. I'll always try to be a better person in the eyes of God. But I'm not all of a sudden stepping up on a pedestal and saying I'm holier than thou, 'cause I'm not!
Normally, whoever is driving your car with your permission is covered under the policy. It is a good move to enlist all the people in you policy who are likely to drive your car on a regular basis.
You should add your family members to your auto insurance policy. You should include the members, who drive your car on a regular basis. _________________ Register Now to have your Insurance queries solved.
It is good to have your family members listed in the policy. Anyone having a license can drive the vehicle. _________________ Register Now to have your Insurance queries solved.
As Cyrus correctly listed all the people you can include in your policy. But it can cost you more to insure a family member with a spotty driving record. Therefore, you can always exclude those members from your policy.
This all depends on how often you plan on somebody else driving your car. If you will have another licensed driver driving your car once every 6 months then there is no need to add them to your policy, because then they get taken into the rating.
Easy answer: You can loan your car to anybody with a license so long as they are not specifically excluded from driving your car. And then, if they wreck your car or cause damage to somebody else, then it is your responsibility.
If you don't know yet who will also drive your car fromyour family you can write then later. You can write down up to 5 people, with driver's experience not less then 3 years (without additional payment)
Rambo007
