need help in medical underwriting

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Posted: Wed Aug 08, 2007 11:15 am Post subject: need help in medical underwriting

need help in medical underwriting

brijeshkumar

New member

Joined: 08 Aug 2007
Posts: 1

1.33 Dollars($)

Posted: Wed Aug 08, 2007 11:57 am Post subject:

In a nutshell, the screening process by which individuals are rated by medical insurance companies is called medical underwriting. It basically relates to the risk involved in insuring a person. It is illegal in some states too (like Washington). It would be better if you could put down the exact thing that you want to know about it. _________________ Register Now to have your Insurance queries solved.

joshua

Guest

Posted: Thu Aug 09, 2007 5:23 am Post subject: Medical Underwriting

Hi I guess you want to know about the process of medical underwriting. Well, here is a brief guideline for you- Medical underwriting is related to health insurance the same way underwriting is related to the other forms of insurances. The medical underwriters peep into your medical history to determine the level of coverage and premium rate. They normally consider 1. The list of your ailments 2. How many times you have been hospitalized in the past? 3. Are you undergoing any treatment currently? 4. Have you been subjected to any medication or therapy in the recent past or not? 5. prescription drugs Depending upon this above information they will decide upon your premium, inclusion of riders (optional) and pre-existing conditions exclusion period. Regards, Juanita

Juanita

Moderator

Joined: 04 May 2007
Posts: 735

Location: Idaho
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Posted: Thu Aug 09, 2007 7:31 am Post subject:

This might help.... http://www.bcbstx.com/producersguide/healthguide/medical_a.htm andy007 post edited as per tos

Andy

Customer Care Dept.

Joined: 09 Aug 2007
Posts: 69

17.60 Dollars($)

Posted: Thu Aug 09, 2007 8:52 am Post subject:

hi Brijesh, welcome to the community. Enjoy your stay. _________________ Ask your question to the Community Insurance Experts...

lakemen

Site Admin

Joined: 18 May 2005
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Posted: Fri Jun 03, 2011 8:40 am Post subject: vlbFeLtoTgmTSMqgwb

About2882.. Tiptop _________________ Register Now to have your Insurance queries solved.