Water leak damage: Will you be covered?

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PostPosted: Thu Sep 24, 2009 12:04 am   Post subject: We are probably in trouble  

I googled "continuous leak" because that is what our adjuster just said about our situation. Our hot water heater was in the back of the crawlspace. It has seeped steam up into the crawlspace, ruining our floors. We did not know about it until the floors buckled. Then we had the roof checked, and the refrigerator checked. A small leak was found in the refrigerator and we paid to have it fixed. Then the floors seemed worse, so my husband checked the roof again. Finally, he thought about the hot water heater.

I feel like crying. Is it legal to burn your house down (after cancelling the insurance, of course) on your own farm? We will not be able to afford the repairs.

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PostPosted: Thu Sep 24, 2009 12:56 pm   Post subject:   

I suppose if you got a burn permit it would be legal. I'm so very sorry...
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PostPosted: Tue Oct 06, 2009 5:11 am   Post subject: Policy Coverage  

Be careful in filing a water or leak claim that might or might not be paid. The insurance company will record the claim as "Close Without Payment or CWP". The claim report will be kept on file or recorded with CLUE INSURANCE DATA BASE.

A MUST READ BY HOMEOWNERS AND AUTOMOBILE OWNERS.

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PostPosted: Mon Oct 19, 2009 12:28 pm   Post subject: water leak by toilet valve  

Will insurance cover for water leak by toilet valve and damage the ceiling under the toilet room?

thanks,

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PostPosted: Wed Nov 11, 2009 5:36 am   Post subject: leaks in homes vs. fire?  

Do you have the increased chances one has to have a water leak in their home versus having a fire? I would guess there are 50 or more water leak damaged homes (from plumbing, not hurricane damage etc.) for every fire in a home??? If you can e-mail the answer to this question, I would really appreciate it. (link removed by moderator)
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PostPosted: Thu Nov 12, 2009 5:07 pm   Post subject: Leaking pipe  

Would a leaking pipe in a wall with no visable signs of water damage until now be covered or is that still negligiance?
Problem is in my bathroom behind the wall mirror and vanity there is a pipe I'm thinking conected to the water heater which is behind the wall has been leaking for awhile I just found a bubble on the wall and when I pushed on the wall it caved in and behind it there is lots of black mold and is very damp. Last year we had our heater replaced and I think they may have bumped the hot water heater and that may be when it started not sure. Question would this be covered under the homeowners ins?

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PostPosted: Sat Nov 14, 2009 1:22 pm   Post subject:   

Quote:
Question would this be covered under the homeowners ins?
This will be "iffy" but most certainly turn it in...(quickly)
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