Please help me pick the right insurance.

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Posted: Thu Dec 27, 2007 7:23 pm Post subject:

I did a littler research. I went on geico and insurance.com websites. And it came out to be 1800 ++ for 6 months. 3 drivers / 3 cars audi a4 2005 - My mom audi a6 1999 - my dad hyundai excel 1994- me its like triple then what we are paying right now lol. What do you guys think about that ? thanks _________________ Register Now to have your Insurance queries solved.

Silverusa

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Posted: Fri Dec 28, 2007 10:29 am Post subject:

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So for a4 and a6 i would need to buy coll/comp in order for the insurance to cover damages when I hit the tree ? right ?

That is correct.....for it to cover the damages to the car....less whatever deductible you select.

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Quote: remember if you have collision and comp only will any 'vehicle' be covered for hitting a tree (collision actually unless something happened prior to hitting the tree...ins. is full of 'if's')....
I bet you were in hurry could you rewrite that for me ?

Sorry honey, I'm always in a hurry it seems.. Embarassed

..what I wanted to make sure you understand is .... for the 'vehicle' it's self to have coverage to repair the damage to the car that was caused by hitting the tree you will need to have comp and collision coverage...The damage to the tree will be covered under your liablity (property damage) coverage, which you will have on all of the vehicles....It depends upon the circumstances surrounding 'why' you hit the tree if the applicable coverage would be comp or collision...

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Thank you and sorry for troubles ...

No trouble, you're welcome...we'll just keep hashing this out until you find a resolution... Smile

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its like triple then what we are paying right now lol.

Ok you need to look at the COVERAGES AND DEDUCTIBLES that you have now....and then same on the quotes that Gieco gave you.. I'll bet there are many many differences...if you want you can (by car) list what you have now, and what they preposed and we'll go over them together.
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.

Lori

Moderator

Joined: 10 Sep 2007
Posts: 8173

Location: Missouri
287.90 Dollars($)

Posted: Sat Dec 29, 2007 12:05 pm Post subject:

And stay away from that tree, lol, just kidding, I know you are only using that as an example, but you keep referring back to it, so I could not pass it up.