Posted: Sat Jan 05, 2008 4:35 pm Post subject: Pet insurance
My sister has 2 maltese that she treats like her children. I told her she should get dog insurance.She says she would but there is no such thing.I would have thought there was like pet insurance.Is she right ?There is no pet insurance?
I did some research for a friend not too long ago on this very subject, I found that ukc/akc has information on their webpages about different insurances. See if your vet or clinic accepts them. I listed what we researched below for you, hope this helps.
A policy should cover your preventative as well as long-term care; you will want to have a list of questions prepared before contacting the company. Some questions you will want to ask are: (1) does the policy cover accident, illness and preventative visits? (2) does it cover lab fees, testing, x-ray, surgeries, etc? (3) what medicines and treatments are covered, (4) is dental cleaning covered? (5) are there other perks available such as discounts, newsletters, clubs or other literature that concerns your pet's health and behavior? (6) What is the claim filing process, how long does it take? Is there a waiting period? Is it reimbursement or direct pay? (6) Is there an age limit or breed restriction?
Once you have you have all your answers make a comparison chart. Discuss your concerns with your veterinarian, talk to friends that have pets and carry insurance on them.
In conclusion, your pet is part of your family, purchasing good quality health insurance is important. When you are weighing out all your options, a good approach will be to act as if your are purchases insurance for yourself. Gathering all the important information and making an informed decision will pay off in the end.
We spent alot of time researching this, she can start also by asking her vet or breeder what they recommend. We found tons of information just by using a google search engine, becareful, there are alot of scams out there.
Did you go and see if this insurance is on the 150+ insurance types? I would visit there and see if you can get information on it there. It is right at the top righthand of this page.
I ''happen'' to know, that if you have Progressive insurance (first if you have collision coverage they cover your pet free up to 500 bucks IF hurt in an accident...how cool is that?)...anyway if you are prog. insured there are a couple of pet ins companies that will give you a 5% discount...this is on progressives site. _________________ Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
Thnaks I will check that out. I don't think my sister is fond of that insurance company I do think that is the one that a woman had who hit her car in a mall parking lot. That company tried to force after market parts on her and she didn't want them as her car was quiet new at the time.
That company tried to force after market parts on her and she didn't want them as her car was quiet new at the time.
yeah, all companies have 'guidelines' re:(well everything really!) a/m part useage..ie none on same year with 15k or less, and so on...just depends really on the year/mileage and which parts we are talking about. _________________ Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
she would never use that company because of that fact
that's too bad...i hate to tell her though ALL insurance companies do it...(a/m parts)...now there are a few (and i wish all did) that sell an endorcement at a much higher cost of course, that mandates ONLY new oem parts in the case of an accident...what she should do is call the CLAIMS DEPT NOT THE AGENT of her company and ask about their guidelines regarding a/m part useage, (assuming she isn't endorced as i said, and that endorcement is very very rare, state specific and only a few companys offer it)....I'm afraid she is going to be very disappointed....and _________________ Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
Thanks for the info I will pass it along. I think for the time she is happy with the company she has though.I will give her the info and she can do with it what she may. Thanks
Posted: Tue Jan 08, 2008 6:44 pm Post subject: I have horse insurance
from farm bureau. It covers my horses if they die from anything other than natural sickness. They are insued for theft, vadalism, FRIGHT, car accidents, trailer accidents, even being hit by lightning. It's called an inland marine policy.
Yeah I've posted on inland marine policys before you can insured darn near anything for anything on a inland marine, have my jewelry on one! _________________ Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
sure you can there are a few threads that cover this pretty darn good _________________ Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
Farm Bureau is where we have 2 farms insured and 2 vehicles. But I never heard of that marine stuff. We have a farm policy which may cover the horses not sure, the trouble is with these policies a lot of us don't know what we have after getting it.
