Not sure what you mean by 'comstome made' house and 'regular' do you mean a custom built? as opposed to one already constructed? If so then you may (depending how you handle the construction) have to get a new construction policy, or builders policy (?)...really not sure what you mean...please explain a little better. _________________ Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
If you are referring to the historical buildings, then YES. The homeowner insurer is likely to charge you more for these old houses. The coverage may also vary. _________________ Register Now to have your Insurance queries solved.
If the house was built from scratch, then they'll want CVs of everyone involved as well as an inspection of the house, materials etc...
It'll involve a lot of paperwork, and probably a high premium for all the trouble. _________________ I have a new personal crusade. I'm going to hunt down the people who have strong opinions on subjects they don't understand. Then I'll bop them with this cardboard tube.- Dogbert
I ain't a legal expert, take what I say with a grain of salt.
IF "REGULAR" MEANS 2 STORY, STICK BUILT HOME THAT IS RECTANGULAR (NO UPGRADES).
AND IF "CUSTOM MADE" MEANS TAKING THAT SAME BLUE PRINT AND EXPANDING SQ. FOOTAGE, MAKE SPECIAL ROOMS, HAVING ODD ANGLES, ADDING UNIQUE FEATURES, AND USING LUXURIOUS MATERIALS.
THEN YES, IT WOULD CHANGE THE VALUE OF THE HOME, WHICH MEANS YOU WOULD HAVE A HIGHER RATE.
AS LORI SAID, PLEASE BE MORE DESCRIPTIVE. ... THEN EVERYONE CAN GIVE ANSWERS THAT ARE MORE DEFINITIVE.
