Posted: Thu Jan 17, 2008 5:28 pm Post subject: A friend got in an accident that was a no-fault situation, b
A friend got in an accident that was a no-fault situation, but he was not insured in the car he was driving (it was his grandfather's), and the other guy's insurance determined it was my friend's fault. He doesn't feel like he is able to make a good case for it not being fault because it was late at night, raining, his account of the wreck is not very clear...
Now the insurance company is pursuing compensation in the amount of $3000+, which is way too much, but the guy got a rental car for a while and that is somehow included. My friend has no way of paying this.
How long can he avoid the insurance company, and how will that affect him, credit-wise or any other way?
If his grandfather had insurance on the vehicle, then they can pay the claim. Just provide the other insurance company with there information. But as a decent person, you should have your friend pick up the increase to his poor grandfather's bill once it renews.
I'm afraid your friend may be out of luck.....his grandfather's insurance company will not cover the losses because he was not enlisted under his policy. Therefore, either he or his grandfather has to pay for the losses out -of-pocket.
Does you friend carry an insurance of his own? Normally the driver remains covered under his policy even when his is driving other's car. You friend may need to find it out from his carrier. _________________ Register Now to have your Insurance queries solved.
How long can he avoid the insurance company, and how will that affect him, credit-wise or any other way?
Thanks in advance.
Why considering the ways of avoiding the insurance company. Don't you feel the responsibility towards the damages that you have caused? If your friend is an uninsured motorist then it may going to affect him very adversely. He may get sued, even worse, he may get his license revoked till he pays off the damages.
Be a good friend and ask your friend to take up the responsibilities. _________________ Register Now to have your Insurance queries solved.
Couple of problems here....first off your friend is driving uninsured, and clearly was at fault...
Quote:
He doesn't feel like he is able to make a good case for it not being fault because it was late at night, raining, his account of the wreck is not very clear
clearly!
Quote:
Now the insurance company is pursuing compensation in the amount of $3000+, which is way too much,
How can you or your friend say this is too much? That's silly...Are you (or your friend) qualified to assess physical damage to a vehicle....sorry but it just kills me when uninsured people that caused damage to someone else think then they can decide how much the damage cost to repair without any knowledge or information to the contrary...also was the other guy not due a rental while his vehicle was under repair? Should he have walked for a week or two? Because your friend damaged his car?
Quote:
My friend has no way of paying this.
Your friend and his grandpa are in trouble...
Quote:
How long can he avoid the insurance company, and how will that affect him, credit-wise or any other way?
NOT a smart strategy......he is better off setting up a payment plan to pay this off, if not he will likely lose his license, then cost him a bundle when he finally does get it back..grandpa could also have a suit filed against him and all plates lifted...friend could lose job opportunitys in the future, it's so far reaching...Do the right thing...pay for what you did...don't hind, work out a payment schedule with the carrier (yes, they will all allow this).....and get insurance for petes sake if you're gonna drive................geeeeeeeeeeeeeeezzzzzzzze.
Quote:
I'm afraid your friend may be out of luck.....his grandfather's insurance company will not cover the losses because he was not enlisted under his policy. Therefore, either he or his grandfather has to pay for the losses out -of-pocket
This is likely incorrect...if grandpa has insurance on the car,,( and i'm betting he doesn't)...that policy will more than likely pay the claim, if there is insurance on the vehicle turn it in to the company that insures the vehicle!
Quote:
Does you friend carry an insurance of his own? Normally the driver remains covered under his policy even when his is driving other's car. You friend may need to find it out from his carrier.
I'm sorry READ THE POST CARLOS!
Quote:
he was not insured
_________________ Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
