| Message |
Author |
|
 Posted: Sun Oct 12, 2008 4:04 am Post subject: New agent and sole income provider for family needs advice |
|
|
| I am a new agent contracted through NAA here in Arizona. I am making a huge career change from the finance side of the car biz after 13 years. My question is what is the best form of insurance to sell Health, p/c, or just life, and why? Also who would be best to work for/with? I am the sole source of income for my family and don't have time to monkey around trial and error style. I have enough money to last me for 4-5 months so it is important that I get as much good advice and info as possible. Thank You Thank You! |
|
foxmarble
New member
Joined: 12 Oct 2008
Posts: 1
2.97 Dollars($)
|
|
| Posted: Sun Oct 12, 2008 3:29 pm Post subject: |
|
|
How long have you been with NAA? That is where I started and I do not recommend it.
How long have you been doing it and how has it been going? |
|
lisar1208
Forum Expert
Joined: 29 Mar 2008
Posts: 127
26.50 Dollars($)
|
|
| Posted: Sun Oct 12, 2008 8:49 pm Post subject: |
|
|
What is the NAA commission set up? When do you get paid for new business? Do you get paid on renewals? How long is NAA's auto and home policy? 6 months/1year?
With Allstate, I get new business and renewal business commission the following month - if NAA has the same set up, and you only have 4-5 months of income to hold things together, you won't see any renewal income until month 6 (payment for the 6th month during the 7th).
For quick money, I would see what pays you the fastest and has the highest percentage commission.
However, to be a strong agency, you need s good combination of all the things you listed.
_________________
Life moves pretty fast. If you don't stop and look around once in a while, you could miss it. - Ferris Bueller |
|
LifeIsGood
Senior member
Joined: 22 Sep 2008
Posts: 580
1.29 Dollars($)
|
|
| Posted: Mon Oct 13, 2008 12:12 am Post subject: |
|
|
| How much research did you do on NAA? Try Google and also search for forums on this board. You may want to look at a local full service agency. If you need money now, without buying leads, you need to be calling group health or commercial P&C, BOP. Without a lot of leads and skilled conversion, that is the only way you'll make it in 4 months. |
|
OHInsAGNT
New member
Joined: 17 Aug 2008
Posts: 32
12.34 Dollars($)
|
|
| Posted: Mon Oct 13, 2008 3:33 am Post subject: |
|
|
I have heard the same about NAA. Also I would avoid Torchmark, Cornerstone, and NASE.
I deal with Life and Health.
The best advances are with life deals, but they are harder to come by.
Health you will get more deals a lot easier, so a good mix of both is key.
The other thing is if you are going to be buying your own leads, also have a good mix. You can get recycled leads that are 1 to three months old for $1 or under. Get cheap shared leads for $8 and under. I wouldnt go for exclusives yet untill you have your sales presentations worked ot.
Also check out my blog, maybe you can learn from some of the mistakes I made. Its also has articles on developing your own call scripts and sales presentations that might help.
_________________
http://newagentsolutions.ampminsure.org |
|
beatuplunchbox
Forum Expert
Joined: 26 Apr 2008
Posts: 234
Location: NC
3.92 Dollars($)
|
|
| Posted: Tue Oct 14, 2008 3:54 am Post subject: new agent needs advice |
|
|
I like the peolple and the products but have yet to make a sale. (2 weeks 65 leads-5 appt this weeekend though)I think that selling health insurance would be great too. I am thinking about running biz 1-2 days a week for naa and doing health ins mon-fri. Has anyone seen that work well? Who is a good health broker to work for though
_________________
Register Now to have your Insurance queries solved. |
|
foxmarble1
Guest
|
|
| Posted: Wed Oct 15, 2008 3:56 am Post subject: |
|
|
I use insuranti as my brokerage for health. They have a good program and also have the ability to set you up with online sales. (this saves me a lot of gas money and travel time).
I have friends that use messer financial and they seem happy with them.
Just check out several. Avoid the single company health captive agencies.
_________________
http://newagentsolutions.ampminsure.org |
|
beatuplunchbox
Forum Expert
Joined: 26 Apr 2008
Posts: 234
Location: NC
3.92 Dollars($)
|
|
| Posted: Sat Dec 27, 2008 3:08 am Post subject: |
|
|
Run from NAA as fast as you can. All you have to do is a google search on them and see why.
If you need some prospecting ideas or help. Just me at markcrosenthal@aol.com . I can also hook you up with some great companies.
_________________
Mark Rosenthal
IMO/Ins Agent/Agent Trainer/Free Advice
http://www.rosenthalfiles.com |
|
lifeagent911
Member
Joined: 26 Dec 2008
Posts: 94
Location: Georgia
38.10 Dollars($)
|
|
