Who is resposible to pay me ? Need Help.

by buckisaa » Wed Apr 08, 2009 11:04 am

In last Month i have brought brand new Bike, It has insured.On 5th April 2009 When my friend is riding my bike one car hit him on front side now by bike is totally useless & repairing amount of bike is more than 75% of the new bike in market.
So insurance company inuring for that but they not reply me from long time. When i call them they said me they are not paying for this my bike which is not useful now.
Some people say me your friend may pay you but he also badly injured. In this accident my friend is 70% fault he riding with speed & he lose control.

So insurance company not paying me & my friend is already in serious condition.

My question is -

Who must pay me for this damage ?

Are insurance company is responsible to pay me ?

What can i do now ?

Help me please.

Total Comments: 7

Posted: Wed Apr 08, 2009 12:45 pm Post Subject:

the bike was insured fine.....but was ur friend insured....if he was insured then he can clain to his insurance company

Posted: Thu Apr 09, 2009 04:15 am Post Subject:

I think it depends on the state you are regarding with this and also with the policy of insurance company you have. Generally, the insurance company will pay you even if other person wreck your vehicle but in some, they need to know whether you allowed your friend to use it or not. If your friend has an insurance in relate with his damages to you, the company he has may cover the damages for you, if this is available.

Posted: Thu Apr 09, 2009 05:05 am Post Subject:

When my friend is riding my bike one car hit him on front side now by bike



Was your friend riding on the right lane? By right I mean correct.

When i call them they said me they are not paying for this my bike which is not useful now.



How bad is the damage? Why is it not useful?


In this accident my friend is 70% fault he riding with speed & he lose control.


Who has determined that? Under contributary negligence rules you will not be compensated for the accident. But, under comparative negligence a portion of the damages incurred will be compensated for, if you were found to be partially at fault.

Do you have pictures of the accident scene? Take photographs of the injuries incurred. Take help from a lawyer who is well informed about motorcycle accidents.

Posted: Thu Apr 09, 2009 08:30 am Post Subject:

Hi,

Sil

Was your friend riding on the right lane?



Yes my friend was riding on the right lane . He have Life Insurance policy.


How bad is the damage? Why is it not useful?



When the card hits the bike from front side bike is totally damaged. Every part of bike is badly damaged. So no meaning to repair bike so is not useful .



PostPosted: 09 Apr 2009 05:05 Post subject:
Quote:
When my friend is riding my bike one car hit him on front side now by bike


Was your friend riding on the right lane? By right I mean correct.

Quote:
When i call them they said me they are not paying for this my bike which is not useful now.


How bad is the damage? Why is it not useful?
Quote:

In this accident my friend is 70% fault he riding with speed & he lose control.

Who has determined that?



The insurance companies authority determine that. One of the Garage owner who is repairing bikes he determine that. He said me if i repair the bike i will loose because after repairing bike i will not work properly.

Thanks For Reply.

Posted: Thu Apr 09, 2009 08:40 am Post Subject:

I do not understand why your insurance company is not paying you. And if it is your friend fault, he should pay you. Wait till his condition gets better and then ask for the payment of damage.

Posted: Thu Apr 09, 2009 08:48 am Post Subject:

Hi Tushar,

Thanks for Reply

Yes i have not understand that why insurance company not paying me for this Damage. Ok I will wait for insurance companies conditions.

Thanks

Posted: Thu Apr 09, 2009 12:53 pm Post Subject:

Also be ready to take legal action against the insurance company if it is not paying you. Talk to your lawyers and explain him the case.

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