So if you have a sr22 you have to pay for insurance first
Total Comments: 8
Posted: Sat Aug 01, 2009 08:50 am Post Subject: insurance
I don't know about an sr22, but, when I got my Auto Insurance, I had to prove to 'my' Insurance Co that I had a vaild DL. I don't know what the 'guidelines' in other states are, however. I live in PA.
Posted: Sat Aug 01, 2009 02:55 pm Post Subject:
I live in PA.
What do I do if I own a car and wish not to drive? What if I appoint someone else for that purpose? Shouldn't I have the right to protect my car from any physical damage?
Posted: Sat Aug 01, 2009 11:32 pm Post Subject: insurance
I DO see your point. However.......MOST Insurance Co's need to look up your driving record (the Insurance Co I use did this). I live in a small town, in PA. Just like I can't re-new my registration without valid Insurance. And I couldn't have gotten Insurance, on my car, without a valid DL.
Posted: Mon Aug 03, 2009 12:00 pm Post Subject:
And I couldn't have gotten Insurance, on my car, without a valid DL.
Then that means in PA it's useless to buy a car without a valid DL as well as insurance. If you don't have these two in place, you'd need to keep your car in the garage. Am I right?
Posted: Tue Aug 04, 2009 10:46 am Post Subject: insurance
Well....I think you're pretty much right. I had a Jeep Cherokee financed (about?) 4 years ago, or so. I need prove of a valid DL, proof that I ALREADY carried somekind of 'Liability' Insurance (I did with the car I owned before that..), etc. Of course, this purchase was from a car dealership, not a 'private' individual....do you follow? Anyway....recently had to buy another car (Jeep was totaled in an accident..) and I bought a good, used car from a dealership. Again...........I needed a vaild DL and proof I ALREADY had 'Liability' Insurance (tranfered it from Jeep to the Malibu). Hope this makes sense. Hope it helps a bit.
Posted: Wed Aug 05, 2009 06:42 pm Post Subject: Insurance
You can get insurance without a drivers license in PA. You would be listed on the policy as the named insured, but you would need a licensed driver listed on the policy. Perhaps a family member or a friend would be willing to let you put them on the policy as the driver.
Posted: Thu Aug 06, 2009 07:35 am Post Subject:
Perhaps a family member or a friend would be willing to let you put them on the policy as the driver.
I think, I'd still remain the owner of the policy. Correct?
Posted: Thu Aug 06, 2009 10:41 am Post Subject: insurance
I think you can be 'included' (lack of a better word..) on the policy. But...to be the 'owner' of the policy, you need a valid DL. Sometime back, a neighbor asked me if I would get Auto Insurance in MY name, for HER. She said she doesn't have a DL. She ahd a friend of hers "give" her a car and needed Insurance on it. Of course, this sounded REALLY funny to me, since you need a valid DL to drive, anyway. Of course, I din't do it.
Posted: Sat Aug 01, 2009 08:50 am Post Subject: insurance
I don't know about an sr22, but, when I got my Auto Insurance, I had to prove to 'my' Insurance Co that I had a vaild DL. I don't know what the 'guidelines' in other states are, however. I live in PA.
Posted: Sat Aug 01, 2009 02:55 pm Post Subject:
I live in PA.
What do I do if I own a car and wish not to drive? What if I appoint someone else for that purpose? Shouldn't I have the right to protect my car from any physical damage?
Posted: Sat Aug 01, 2009 11:32 pm Post Subject: insurance
I DO see your point. However.......MOST Insurance Co's need to look up your driving record (the Insurance Co I use did this). I live in a small town, in PA. Just like I can't re-new my registration without valid Insurance. And I couldn't have gotten Insurance, on my car, without a valid DL.
Posted: Mon Aug 03, 2009 12:00 pm Post Subject:
And I couldn't have gotten Insurance, on my car, without a valid DL.
Then that means in PA it's useless to buy a car without a valid DL as well as insurance. If you don't have these two in place, you'd need to keep your car in the garage. Am I right?
Posted: Tue Aug 04, 2009 10:46 am Post Subject: insurance
Well....I think you're pretty much right. I had a Jeep Cherokee financed (about?) 4 years ago, or so. I need prove of a valid DL, proof that I ALREADY carried somekind of 'Liability' Insurance (I did with the car I owned before that..), etc. Of course, this purchase was from a car dealership, not a 'private' individual....do you follow? Anyway....recently had to buy another car (Jeep was totaled in an accident..) and I bought a good, used car from a dealership. Again...........I needed a vaild DL and proof I ALREADY had 'Liability' Insurance (tranfered it from Jeep to the Malibu). Hope this makes sense. Hope it helps a bit.
Posted: Wed Aug 05, 2009 06:42 pm Post Subject: Insurance
You can get insurance without a drivers license in PA. You would be listed on the policy as the named insured, but you would need a licensed driver listed on the policy. Perhaps a family member or a friend would be willing to let you put them on the policy as the driver.
Posted: Thu Aug 06, 2009 07:35 am Post Subject:
Perhaps a family member or a friend would be willing to let you put them on the policy as the driver.
I think, I'd still remain the owner of the policy. Correct?
Posted: Thu Aug 06, 2009 10:41 am Post Subject: insurance
I think you can be 'included' (lack of a better word..) on the policy. But...to be the 'owner' of the policy, you need a valid DL. Sometime back, a neighbor asked me if I would get Auto Insurance in MY name, for HER. She said she doesn't have a DL. She ahd a friend of hers "give" her a car and needed Insurance on it. Of course, this sounded REALLY funny to me, since you need a valid DL to drive, anyway. Of course, I din't do it.
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