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has anyone had experience obtaining home insurance while hom

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Posted: Thu Aug 13, 2009 3:19 am   Post subject: has anyone had experience obtaining home insurance while hom   We need to get home insurance while fighting the foreclosure. Any info from someone who has experienced this would be greatly helpful.	vkr50 New member Joined: 13 Aug 2009 Posts: 1 1.25 Dollars($)
Posted: Sat Aug 15, 2009 8:52 pm   Post subject:    I am so sorry to hear that you are dealing with foreclosure. As long as you occupy the home and it meets the underwriting requirements of the companies from which you're seeking quotes, you should be eligible to buy homeowners insurance. Your agent will ask for the mortgagee clause, but you do not have to bill the mortgagee. You can pay the premium yourself. Many people lump their homeowners insurance into their mortgage payment, so they pay their mortagee and the mortgagee pays the insurance company, but you don't have to do it this way. I pay my premiums directly. It's easier for me that way! If you have insurance now, keep it. If you don't have it, get it. Foreclosure is not a reason to let your insurance lapse, as long as you're still living there. If you live there, you need insurance in case something happens, especially on the liability side.	smartyknickers New member Joined: 05 Feb 2009 Posts: 10 5.11 Dollars($)

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