Can auto Insurance deny a claim if your drivers license was

by JNoble520 » Tue Aug 25, 2009 03:42 am

I had safe auto as my insurance company, my license was valid when i got the policy. I had gotten a speeding ticket across the state, and mailed a money order to pay it. The court never got it and i wasnt notified that my license was suspended. I then got into an accident and safe auto denied my claim due to the fact that my license was suspended. I then reinstated it. Well 6 months later i get a letter from the bmv saying that my license is suspended for a year do to the denied claim. is there anything i can do

Total Comments: 4

Posted: Thu Aug 27, 2009 11:47 am Post Subject:

I then got into an accident and safe auto denied my claim due to the fact that my license was suspended

I've personally never seen a claim denied for this..however, if you policy has wording in it that says you MUST have a valid license..then of course they can. If they denied your claim (in writing) then they should've also either quoted the policy wording or sent you a copy of the same...did they?

Posted: Thu Aug 27, 2009 02:58 pm Post Subject:

Wow. Thats a bad situation. Is there anyway the poster can go where the ticket was issued and find out why it was never recieved by him/her? If so maybe a a document of some sort could help out here. Also can't they trace the money order to see who recieved it and prove it was paid?

Posted: Fri Aug 28, 2009 10:26 am Post Subject: auto insurance

It would be easy to trace a Money Order...see where it went. I don't 'get it'.I mean I would think your DMV WOULD notify you if you had a suspended DL. I think what it boils down to is this...if you can prove you paid with a MO ( by tracing it..), then you can find out where it went, who cashed it (if it was cashed), etc. Then I don't think you should be paying ANY kind of fee to get your DL back.

Posted: Fri Aug 28, 2009 11:24 am Post Subject:

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fireyone & sdchargersfan

Are on the right track.

In my 'youth' early days of Rebel Rousing and high speed driving my license was suspended three times.

( I swear the sole on my right shoe was made of Lead)

Each time I received a notice stating the Date & Time the Suspension would begin & end along with when I was to Mail my Driver's License to the Pa. DMV.

Now if what happened to JNoble520.... happened to me... I would contact the DMV and attempt to find and correct the error. If that was unsuccessful I would contact our local Congressman (who was born & raised in my small [less than 1000 Population] home town. If that didn't get this error corrected I would then consult an Attorney and do whatever it took to correct this mess.

But then... that's just me. :) and my way of thinking.

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