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what is birthday insurance?

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hummingbird
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PostPosted: Mon Feb 25, 2008 7:14 pm   Post subject:   

I thought a living will was only for part one above.I did not think that was for personal property and such. My mother and father and step mother none had a living will. It hurt my sister terribly to have been ask the question to resuscitate or not. Our mother had heart surgery then went home and suffered a stroke.We did not know her wishes but told them no resuscitation because we felt she would not want it but in the end she ended up on a trach and being feed through a stomach tube for 2 years before she died of congestive heart failure. So with that being said ,yes i whole heartedly agree a person should have a living will or at least someone who knows your wishes. My sister does not have a will and she was telling me who she wanted to have what .I don't even remember now. I need to tell her she needs to at least write it all down for me.
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goodnatured
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PostPosted: Tue Feb 26, 2008 1:01 am   Post subject:   

I think it is a good idea to have a living will in place, it really takes the pain of making those decisions off your loved ones in a time that they feel helpless and don't want to make these decisions. Do it while you are healthy, discuss why you want it that way so that your loved ones understand why you are requesting what you are requesting.
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fireyone
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PostPosted: Fri Feb 29, 2008 1:57 am   Post subject:   

Okay I've read all the posts on this and a living will does really seem sensible. My question is how does a person go about making a living will? I was at the hospitol the other day and they asked me if I had a living will. I said no. I did wonder about it but was to nervous about the treatment I was about to be getting to ask.
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goodnatured
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PostPosted: Fri Feb 29, 2008 3:55 am   Post subject:   

A living will should be carefully thought out and of course discussed with your family physician as well as your loved ones. You can get a living will done through an attorney for a pretty low cost, or you can just google the "living will" there are many sites that you can down load the forms and do it yourself.
Make sure that a copy of the living will is in a place where it can be accessed, see if your doctor will let you keep one in your medical records or ask them where the best place would be to store it.
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fireyone
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PostPosted: Fri Feb 29, 2008 1:27 pm   Post subject:   

I keep forgetting about the blessed "GOOGLE" button. I will look into it. I would also talk it over with the hubby and let him know where a copy could be accessed. I like your idea good-natured about the docs office. That would probaly be the best all the way around. After all he or she is usually the one who participates in your care even when hospitolized so he would have your med. records on hand if a situation would occur.
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sho
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PostPosted: Tue Mar 18, 2008 4:53 pm   Post subject:   

what is birthday insurance all about
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fireyone
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PostPosted: Wed Mar 19, 2008 12:00 am   Post subject:   

If you downloaded the forms yourself wouldn't you have to get them notorized once you filled them out? I would think that you would have to. If not anyone could fill them out and present them at the time of ones health misfortune saying it was the unhealthy persons wishes. Hey it may seem out there but this day and age you never know. Sho..it would be easier for you to google "birthday insurance for a more defined definaition of it. But in a nutshell a grandparent can purchase birthday insurance so they are remembered long after the grandparents passing..Every year they would get a money gift from the grandparent. Some of these insurance places even send a birthday card along stating it is from the deceased grandparent. Hope this helped.
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sdchargersfan
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PostPosted: Wed Mar 19, 2008 12:51 am   Post subject: insurance  

Birthday Insurance?? never even knew there was such a thing. Where can I read MORE about this?
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Folio-expert
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PostPosted: Wed Mar 19, 2008 5:55 am   Post subject: Some idea..  

Hey, I think we have a couple of discussions generated around Birthday insurance. You might get atleast an idea if you go thru them over here-
ampminsure.org/manage/birthday-rule.html
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Folio-expert

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sdchargersfan
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PostPosted: Wed Mar 19, 2008 10:14 am   Post subject: bday  

Oh..thanks, FOLIO. I was scanning through a few threads, and I guess I missed the website. I suppose it was a 'hit and miss' thing. I appriciate the information.
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fireyone
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PostPosted: Wed Mar 19, 2008 2:51 pm   Post subject:   

Hope you find what your looking for. I kind of understand it better now and think it isn't too bad of an idea.
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goodnatured
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PostPosted: Sat Mar 22, 2008 11:40 am   Post subject:   

As I said before, this sounds so eerie to me, it is like you are haunting the person on every birthday, especially if it brings back sad feelings about the death. I am not sure that I would want my child or family member reliving the death each year, you would have to make sure that they were okay with this. I have some family members that would get really depressed over this, they get depressed about memories of loved ones, I would really have to think this one out, and probably would not do it.
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goodnatured
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PostPosted: Sun Mar 23, 2008 1:10 am   Post subject:   

Sad Sad Sad Sad
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hummingbird
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PostPosted: Sun Mar 23, 2008 11:22 pm   Post subject:   

Depends on the person I think.Could be like the gift that keeps on giving..lol
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fireyone
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PostPosted: Mon Mar 24, 2008 1:19 pm   Post subject:   

I think its just weird all the different insurances they come up with. I mean seriously birthday insurance. I for one have enough bills to deal with on a monthly basis and not much spending money left over. This sounds like something the rich and famous would do. I also agree with the past poster about being a constant reminder of the deceased. After a while instead of seeing their face in your mind someone would just see dollar signs. "What do you remember about grandma?" Oh she left me money I get evry b-day..instead of..she was such a kind soul.
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