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Liability umbrella

 
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Paramount-Joseph
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1.00 Dollars($)

PostPosted: Thu Apr 24, 2008 7:04 am   Post subject: Liability umbrella  

Hi..I wanna achieve more liability coverage. Could you guys share your experiences regarding queries that you faced while opting for an umbrella?
Paramount-Joseph

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Grosslyrelieved
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PostPosted: Thu Apr 24, 2008 7:43 am   Post subject: Frist things first!  

Hi,


There are certain things which you'd need to do mandatorily!
First thing you'd need to get would be the following:
First name, dob, sex, marital status, license age, license-state, occupation of all those who drive your household car etc.
Apart from that you'd also need to get the driving track record of the past 5 years for all those who drive the car.
You'd need to mention all properties held by you eg. home, auto, watercraft, recreational vehicles, rental units, land, motorcycles etc.
Everything pertaining to your recent insurer as well as the claims history of the last 5 years have to be disclosed.
You have to show the liability limit demanded by you.
Thanks,
Grosslyrelieved

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Alice-in-a-webland
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PostPosted: Thu Apr 24, 2008 10:09 am   Post subject:   

Hey there..

You might just encounter a couple of serious information like -whether you own any other vehicle, do you have your employees staying at any part of your residence, have you ever been rejected by any carrier ever, etc.
Make sure you have all the answers at your finger tips!
Regards, Alice-in-a-webland

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MarksGlouscester
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PostPosted: Thu Apr 24, 2008 10:17 am   Post subject:   

My friend, you might as well come across queries regarding the usage of your property towards business purposes or whether you have ever leased out any of the vehicles or hired them without insurance. Be ready for with whatever you have to say in this regard.
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