Home tcope's Home My Posts


Posts by tcope
Posting date Subject
Posted: Fri Nov 20 10:40:35 2009 Are you asking if your lien holder can require ..
Posted: Fri Nov 20 10:37:59 2009 An adjuster would typically investigate a claim, ..
Posted: Fri Nov 20 2:36:10 2009 Well said, ..
Posted: Thu Nov 19 23:57:49 2009 Don't remind me... I'm on Storm Duty over ..
Posted: Wed Nov 18 23:07:19 2009 When a vehicle is sold money usually exchanges ..
Posted: Wed Nov 18 21:53:15 2009 Most likely your carrier should pay your health ..
Posted: Wed Nov 18 21:51:10 2009 If you carrier offered the limit, then sending ..
Posted: Wed Nov 18 16:02:58 2009 I chuckled at Trench's response. So true. ..
Posted: Wed Nov 18 15:56:02 2009 An easier way to understand it is that RCV is ..
Posted: Wed Nov 18 9:30:12 2009 Of course. This does not mean that you will then ..
Posted: Wed Nov 18 0:41:53 2009 Sorry to hear that. I'm hoping you told your ..
Posted: Wed Nov 18 0:40:50 2009 Type of vehicle being insured, the area is being ..
Posted: Wed Nov 18 0:39:21 2009 This is more of a state/legal question then ..
Posted: Tue Nov 17 21:18:12 2009 Non-owners protects the named insured for ..
Posted: Mon Nov 16 18:33:35 2009 You can call your aunt and ask. You can call her ..
Posted: Sun Nov 15 11:29:20 2009 It's like buying a car... at the time the price ..
Posted: Sat Nov 14 22:12:52 2009 That was paid to your lien holder and has nothing ..
Posted: Sat Nov 14 17:05:52 2009 Who handles the billing of the policy You need to ..
Posted: Sat Nov 14 16:21:19 2009 100%, YES, if you default on the loan or they ask ..
Posted: Sat Nov 14 16:20:05 2009 The insurance company will need the lien free ..
Posted: Sat Nov 14 11:39:39 2009 There certainly are arguments to support either ..
Posted: Sat Nov 14 1:27:14 2009 I'm not an agent but I'm guessing the same way. ..
Posted: Fri Nov 13 14:40:14 2009 I've seen many adjusters do this. I never have. ..
Posted: Thu Nov 12 18:11:19 2009 The insurance was obtained on the vehicle. Since ..
Posted: Wed Nov 11 15:26:19 2009 1000 Green Stamps. "Soft Tissue ..
Posted: Wed Nov 11 10:58:16 2009 My insurance company is wrongfully denying a claim. What ca ..
Posted: Wed Nov 11 8:44:37 2009 If there are multiple policies on the same ..
Posted: Tue Nov 10 1:34:48 2009 There is no exclusion I know of for this... and I ..
Posted: Tue Nov 10 1:31:40 2009 I think you are assuming that both get an ..
Posted: Sun Nov 8 0:35:32 2009 Good luck with ..
Posted: Fri Nov 6 20:37:57 2009 I've already mentioned that I don't think NP, NP ..
Posted: Fri Nov 6 19:28:43 2009 Damn... Lori beat me to that one. And you _don't_ ..
Posted: Fri Nov 6 11:47:19 2009 I'm not very clear on the question. Is the check ..
Posted: Fri Nov 6 1:48:14 2009 I've seen many agents obtain these types of ..
Posted: Thu Nov 5 20:16:47 2009 Good for ..
Posted: Thu Nov 5 17:17:42 2009 It's all up to the other company or their ..
Posted: Wed Nov 4 14:38:14 2009 If you're referring to PIP or Med Pay under your ..
Posted: Mon Nov 2 23:34:40 2009 I'd say its 50/50. I'd say usually health ..
Posted: Mon Nov 2 21:34:01 2009 Wish you the best of luck with ..
Posted: Mon Nov 2 21:33:39 2009 Depends... was the policy reinstated with a lapse ..
Posted: Sun Nov 1 20:20:54 2009 As far as insurance goes, the some can give ..
Posted: Sun Nov 1 10:58:29 2009 Yeah, PLEASE share where you saw this! P & ..
Posted: Sat Oct 31 23:43:06 2009 Crawford and Company is a well know, nationally ..
Posted: Sat Oct 31 23:41:31 2009 If the tires were bought in the past 6 months ..
Posted: Sat Oct 31 13:17:36 2009 If the person hit it with their vehicle you ..
Posted: Sat Oct 31 11:03:51 2009 Legally they can end the rental at the same time ..
Posted: Sat Oct 31 0:33:29 2009 Here is the part I don't understand.... it's ..
Posted: Fri Oct 30 16:30:04 2009 I'd agree that everyone should review/question ..
Posted: Fri Oct 30 14:06:23 2009 If this made sense it would be easier to ..
Posted: Thu Oct 29 14:51:03 2009 I don't know that the quote above applies to ..
Posted: Thu Oct 29 12:26:43 2009 Maybe I missed something... OP, you agreed to ..
Posted: Wed Oct 28 18:59:57 2009 You file an bodily injury claim against her ..
Posted: Wed Oct 28 18:53:29 2009 Usually 25% but it varies from company to ..
Posted: Wed Oct 28 18:52:51 2009 Someone needs to deactivate the survey as I think ..
Posted: Wed Oct 28 13:54:32 2009 Is this a typo That is almost a $20,000 ..
Posted: Wed Oct 28 13:48:55 2009 Naw, adjusters are the target at which all shit ..
Posted: Wed Oct 28 8:45:19 2009 A demand letter from a person other then an ..
Posted: Wed Oct 28 8:12:13 2009 Some states will allow you to collect ..
Posted: Tue Oct 27 17:06:04 2009 You're not clear on what they are denying... the ..
Posted: Mon Oct 26 23:26:53 2009 Trust me... I read your post. 80% of it was not ..
Posted: Mon Oct 26 23:03:06 2009 First, you need to own up. Own up for your prior ..
Posted: Mon Oct 26 18:13:12 2009 The hiring process differs from company to ..
Posted: Mon Oct 26 17:08:02 2009 Have they considered the vehicle to be a total ..
Posted: Mon Oct 26 14:19:53 2009 Coming from a police office background can be ..
Posted: Mon Oct 26 0:44:57 2009 Your agent has no control whatsoever over the ..
Posted: Sun Oct 25 22:24:13 2009 I give up... who fell out of the ..
Posted: Sun Oct 25 19:09:45 2009 I like trees.... thanks for the ..
Posted: Sun Oct 25 15:36:50 2009 Without speaking to the other driver, seeing the ..
Posted: Sat Oct 24 11:23:42 2009 Your question makes no sense as posted. It's too ..
Posted: Sat Oct 24 11:22:46 2009 Look at this from a 3rd person's point of view... ..
Posted: Fri Oct 23 16:23:53 2009 I'm not sure what the "VPIA" is or what ..
Posted: Thu Oct 22 23:36:55 2009 Even in NY you cannot hold a not at fault party ..
Posted: Thu Oct 22 12:15:05 2009 I'm not sure what advice you are looking for. You ..
Posted: Thu Oct 22 1:25:03 2009 Showcase #1 or Showcase #2. (go with Showcase ..
Posted: Wed Oct 21 12:24:40 2009 You mention passing int he oncoming lane. Here is ..
Posted: Tue Oct 20 14:31:45 2009 Good ..
Posted: Tue Oct 20 9:21:12 2009 Did you mean to post this in the auto section ..
Posted: Mon Oct 19 17:39:31 2009 As much as they charge. Like any insurance, it's ..
Posted: Mon Oct 19 17:38:13 2009 If your wife is at fault then your auto insurance ..
Posted: Mon Oct 19 13:06:45 2009 If this person cannot legally drive a ..
Posted: Mon Oct 19 11:13:56 2009 The insurance companies right to adjust a claim ..
Posted: Sat Oct 17 11:12:13 2009 The amount the insurance pays has nothing to do ..
Posted: Fri Oct 16 20:01:42 2009 What is Uninsured Motorist Bodily Injury coverage ..
Posted: Thu Oct 15 13:37:41 2009 100%, yes they do. It's their money that they are ..
Posted: Wed Oct 14 19:51:15 2009 The carrier is paying for the item in it's ..
Posted: Wed Oct 14 19:48:20 2009 Depends on the Statue of Limitation for that ..
Posted: Tue Oct 13 18:08:21 2009 This would be a personal ..
Posted: Tue Oct 13 13:32:59 2009 Usually a release of a release of All Claims. If ..
Posted: Mon Oct 12 17:49:26 2009 Who says the insurance needs to be in his name ..
Posted: Mon Oct 12 11:08:59 2009 She is responsible for the damage that occurred ..
Posted: Mon Oct 12 11:02:42 2009 As far as PIP applies in this claim, the injured ..
Posted: Sun Oct 11 11:10:47 2009 Most states will allow a verbal contract. With ..
Posted: Sat Oct 10 22:00:47 2009 I think the OP is confused in that it's not a ..
Posted: Sat Oct 10 11:07:30 2009 a Deposition is given in response to a court ..
Posted: Fri Oct 9 17:34:26 2009 A store or their insurance company can, at any ..
Posted: Fri Oct 9 13:45:07 2009 Yeah, I don't think they are giving you a hard ..
Posted: Fri Oct 9 10:02:38 2009 It should not be a condition of coverage, rather ..
Posted: Fri Oct 9 9:57:02 2009 I've not been handling 1st party property claims ..
Posted: Thu Oct 8 23:51:02 2009 As an adjuster I've almost never paid a claim in ..
Posted: Thu Oct 8 23:46:37 2009 30 days is typically a time frame that states ..
Posted: Wed Oct 7 2:13:26 2009 According to the OP, the insurance company ..
Posted: Tue Oct 6 23:00:05 2009 {left in my in box} I can't reply as you are not ..
Posted: Tue Oct 6 17:01:35 2009 First you said that the towing company told you ..
Posted: Tue Oct 6 16:54:59 2009 Again, you need to be more clear. If your vehicle ..
Posted: Mon Oct 5 23:14:04 2009 Don't dwell over pinhead remarks from ..
Posted: Mon Oct 5 9:26:01 2009 If it's all "over-priced", what would ..
Posted: Sun Oct 4 22:51:38 2009 That would be correct. Your policy basically ..
Posted: Sat Oct 3 9:35:23 2009 nm ..
Posted: Fri Oct 2 11:05:45 2009 Now I understand a little more of who is who. I'm ..
Posted: Fri Oct 2 10:33:32 2009 Are you sharing or is there a ..
Posted: Thu Oct 1 22:27:03 2009 There is no settlement until both parties agree ..
Posted: Thu Oct 1 19:15:08 2009 There are right ones and left ones. I don't ..
Posted: Wed Sep 30 9:46:35 2009 PIP addresses your medical bills. That is, it ..
Posted: Tue Sep 29 23:42:09 2009 You can hire an attorney (if one will take this ..
Posted: Tue Sep 29 13:27:14 2009 Disadvantages.... premium cost and that 99.99% of ..
Posted: Mon Sep 28 3:04:38 2009 You hired an attorney and agreed to pay him 33% ..
Posted: Sun Sep 27 21:35:12 2009 I'm guessing you paid the broker and have a ..
Posted: Fri Sep 25 15:23:32 2009 The part your overlooking is the "made ..
Posted: Fri Sep 25 13:40:46 2009 Paying for what was damaged is what the law ..
Posted: Fri Sep 25 10:42:36 2009 . A similar tire with the same tread depth is ..
Posted: Thu Sep 24 21:40:37 2009 The one person gets 90% of their deductible back, ..
Posted: Thu Sep 24 19:57:05 2009 I could agree with that. I'd say siding yes. If ..
Posted: Thu Sep 24 18:37:39 2009 Your attorney is 100% incorrect (as long as the ..
Posted: Thu Sep 24 17:29:58 2009 I hear you but here is the deal... depreciation ..
Posted: Thu Sep 24 17:26:40 2009 Car A and Car B collide. Car A is 90% at fault ..
Posted: Thu Sep 24 14:25:20 2009 Interesting... the first few links I read stated ..
Posted: Thu Sep 24 12:24:44 2009 Click on Poat Reply and then scroll down to Add ..
Posted: Thu Sep 24 9:54:20 2009 From your post it sounds like this is a 3rd party ..
Posted: Thu Sep 24 9:48:50 2009 Ditto to what Trench is asking. In some/many ..
Posted: Wed Sep 23 19:38:22 2009 Texas is a "no-fault" state for ..
Posted: Wed Sep 23 19:36:27 2009 I agree... makes no sense. Iif the insurance ..
Posted: Wed Sep 23 10:07:36 2009 You're bring up something completely different. ..
Posted: Wed Sep 23 2:34:03 2009 It's when it's raining and you hold a policy over ..
Posted: Tue Sep 22 16:06:50 2009 Not when the repair cost is 100% or more then the ..
Posted: Tue Sep 22 12:58:04 2009 If it's a replacement vehicle then most personal ..
Posted: Tue Sep 22 12:42:50 2009 It would not be covered. Liability insurance is ..
Posted: Mon Sep 21 22:41:19 2009 There is no way to know. It depends on the ..
Posted: Mon Sep 21 20:22:26 2009 The contract is between the named insured and the ..
Posted: Sun Sep 20 22:30:10 2009 I do usually mention the things I'm allowing for. ..
Posted: Sun Sep 20 20:07:56 2009 I don't doubt it. It's funny though. If the owner ..
Posted: Sun Sep 20 15:59:24 2009 Pretty much none. If someone really wanted to ..
Posted: Sun Sep 20 14:58:20 2009 A recycled (LKQ) part is different then an ..
Posted: Sun Sep 20 14:20:09 2009 Correct... the insurance company is paid what is ..
Posted: Sun Sep 20 13:25:42 2009 The issue of LKQ and AM parts has really been ..
Posted: Sun Sep 20 13:17:30 2009 When you mentioned that the repair bill was sent ..
Posted: Sat Sep 19 22:46:04 2009 In these types of accident every detail matters. ..
Posted: Sat Sep 19 22:39:59 2009 Have you asked them what the delay is/why they ..
Posted: Sat Sep 19 8:34:51 2009 You would have to pay out of your pocket for ..
Posted: Sat Sep 19 0:29:34 2009 Your posting in the Auto forum... ..
Posted: Sat Sep 19 0:25:41 2009 You don't need to "file suit" to ..
Posted: Fri Sep 18 14:50:44 2009 If the insurance company pays for the value of ..
Posted: Fri Sep 18 14:48:29 2009 It's ..
Posted: Fri Sep 18 10:33:26 2009 From seeing this happen about a hundred times, ..
Posted: Fri Sep 18 10:16:51 2009 Not a whole lot you can do. Your carrier has the ..
Posted: Thu Sep 17 22:12:16 2009 I understand what your saying but there are two ..
Posted: Thu Sep 17 12:07:51 2009 As you describe it I'd say there is negligence on ..
Posted: Thu Sep 17 11:50:43 2009 That is a GK form, not a PAP. Definitions as well ..
Posted: Wed Sep 16 15:50:16 2009 It would not matter is one was primary if one ..
Posted: Wed Sep 16 15:32:05 2009 Again, can you quote any policy that excludes ..
Posted: Wed Sep 16 15:04:43 2009 Here is the exclusion from the ..
Posted: Wed Sep 16 10:27:13 2009 Deny coverage to who The insured and/or the ..
Posted: Wed Sep 16 9:48:36 2009 I'd recommend filing a complaint with his states ..
Posted: Wed Sep 16 9:46:25 2009 You're speaking about liability coverage... not ..
Posted: Wed Sep 16 2:16:04 2009 I doubt it will be an issue. Two different ..
Posted: Wed Sep 16 1:50:42 2009 It's very possible that the adjuster for the ..
Posted: Wed Sep 16 0:26:59 2009 If both parties are insured with the same ..
Posted: Wed Sep 16 0:18:15 2009 Two issues... your vehicle and the other person's ..
Posted: Tue Sep 15 14:40:41 2009 I'd think the resulting damage (ceiling) would be ..
Posted: Tue Sep 15 1:04:11 2009 You can if you want... as long as the check is ..
Posted: Mon Sep 14 20:17:58 2009 Mercury is a huge company in terms of numbers of ..
Posted: Mon Sep 14 17:14:46 2009 It all depends on if their is a lien on the ..
Posted: Mon Sep 14 17:11:39 2009 There are only so many car and so many people. If ..
Posted: Mon Sep 14 15:52:57 2009 Most likely this is fine... as long as no one ..
Posted: Mon Sep 14 12:37:54 2009 Drive rental car without insur and got car accident ..
Posted: Mon Sep 14 11:16:01 2009 Many people rent vehicles when on vacation, etc. ..
Posted: Mon Sep 14 1:55:00 2009 No way to tell from your limited description... ..
Posted: Sat Sep 12 22:37:10 2009 The issue the parents have is that school ..
Posted: Fri Sep 11 18:34:18 2009 If the check was made payable to you and the lien ..
Posted: Fri Sep 11 14:16:28 2009 Perhaps I'm missing something.... One one hand ..
Posted: Fri Sep 11 9:42:48 2009 Working from home and running a business in your ..
Posted: Wed Sep 9 20:35:43 2009 Just as if there were two people with losses I'd ..
Posted: Wed Sep 9 19:19:40 2009 I don't agree as I don't think the OP signed a ..
Posted: Wed Sep 9 16:17:13 2009 You don't own a vehicle with collision coverage ..
Posted: Wed Sep 9 16:13:52 2009 Whoooooo.... maybe I missed something here but it ..
Posted: Wed Sep 9 1:11:47 2009 You may be able to settle for less but they are ..
Posted: Wed Sep 9 1:08:05 2009 I'm guessing there was damage to this person's ..
Posted: Tue Sep 8 21:34:45 2009 They are 100% incorrect. It's all your loss, even ..
Posted: Tue Sep 8 19:43:50 2009 ou should have started a new thread. There is ..
Posted: Tue Sep 8 19:36:31 2009 Your neighbor does not want to give you his/her ..
Posted: Tue Sep 8 16:56:03 2009 Speak to the lien holder about surrendering the ..
Posted: Tue Sep 8 16:53:55 2009 Knock on her door and ask her for the money Go ..
Posted: Tue Sep 8 16:52:07 2009 I'd guess that this would not be an issue in ..
Posted: Mon Sep 7 21:04:26 2009 They could handle the claim as a total loss if ..
Posted: Mon Sep 7 17:09:01 2009 A "case" for ..
Posted: Mon Sep 7 11:46:56 2009 If you are going to do this yourself you should ..
Posted: Mon Sep 7 3:26:44 2009 I guess the 1st question is why they are not even ..
Posted: Sat Sep 5 9:34:51 2009 How can people be so cruel If you were not paying ..
Posted: Fri Sep 4 22:02:46 2009 Usually they will pay no more then the value of ..
Posted: Fri Sep 4 22:01:54 2009 I've had head hunters call me. If another person ..
Posted: Fri Sep 4 9:54:29 2009 I think the SF adjuster is simply taking the easy ..
Posted: Thu Sep 3 19:17:12 2009 Photos of the repaired damage and receipts for ..
Posted: Thu Sep 3 19:15:54 2009 It's extremely difficult for a carrier to deny a ..
Posted: Thu Sep 3 11:20:00 2009 I bought the above-mentioned S10 from a Chevy ..
Posted: Thu Sep 3 8:44:36 2009 Personally, I'd still not make any payment until ..
Posted: Thu Sep 3 0:24:00 2009 The other carrier should not front the deductible ..
Posted: Wed Sep 2 14:54:29 2009 $10,000 in repairs on a $15,000... that is still ..
Posted: Tue Sep 1 19:16:02 2009 They revoke a person's drivers license if they ..
Posted: Tue Sep 1 11:59:36 2009 Who ever was at fault in the ..
Posted: Tue Sep 1 11:59:12 2009 It's basically an excess policy over other ..
Posted: Mon Aug 31 21:38:26 2009 ... and the plot ..
Posted: Mon Aug 31 0:09:33 2009 Most likely the adjuster won't address the loss ..
Posted: Sun Aug 30 22:05:20 2009 The boat and liability from the use of the ..
Posted: Sun Aug 30 11:09:26 2009 If your carrier gives you your options and ..
Posted: Sun Aug 30 10:09:40 2009 There is no way to tell without even knowing what ..
Posted: Sun Aug 30 1:12:47 2009 An adjuster can't lie about what the limits are. ..
Posted: Sun Aug 30 0:51:33 2009 You cannot accept the at fault carriers BI policy ..
Posted: Sun Aug 30 0:02:24 2009 That is my point... I don't think you have any ..
Posted: Sat Aug 29 20:54:18 2009 First, I think you agent might be the bone head ..
Posted: Sat Aug 29 20:49:35 2009 What is this $50,000 limit you speak of on your ..
Posted: Sat Aug 29 10:50:17 2009 J&S is protection for an innocent 3rd party. ..
Posted: Fri Aug 28 12:15:58 2009 I was short before as my keyboard was not working ..
Posted: Fri Aug 28 12:09:08 2009 You write a letter giving your policy number, ..
Posted: Fri Aug 28 12:07:55 2009 If I recall correctly a 220 is an agents license ..
Posted: Thu Aug 27 19:03:31 2009 This attorney... that you're paying to handle ..
Posted: Thu Aug 27 19:02:14 2009 There are many differences.... to many to list ..
Posted: Thu Aug 27 18:55:27 2009 Some states require this and it's done. You say ..
Posted: Thu Aug 27 12:54:39 2009 No carrier I know of would write an auto policy ..
Posted: Thu Aug 27 11:17:29 2009 A huge problem with NADA is.... where are _they_ ..
Posted: Wed Aug 26 20:19:16 2009 Since both checks have the collision centers name ..
Posted: Wed Aug 26 0:16:51 2009 As mentioned, the did not rent the vehicle to the ..
Posted: Wed Aug 26 0:04:52 2009 Wink, if you file in small claims court, you name ..
Posted: Wed Aug 26 0:00:16 2009 Is is normal that they would at least like to ..
Posted: Tue Aug 25 23:58:13 2009 This appears to be an exception to an exclusion. ..
Posted: Mon Aug 24 8:23:24 2009 File a claim with both insurance ..
Posted: Thu Aug 20 18:52:46 2009 At a minimum its going to be $500 for one body ..
Posted: Thu Aug 20 9:18:01 2009 Whoa... I did type that backwards. I meant to say ..
Posted: Thu Aug 20 0:31:57 2009 Also keep in mind that many carriers won't allow ..
Posted: Thu Aug 20 0:26:47 2009 I'm not following this. If an insurance company ..
Posted: Thu Aug 20 0:23:57 2009 I don't know of any insurance company that will ..
Posted: Thu Aug 20 0:21:09 2009 As a 1st party claim it's a comprehensive claim, ..
Posted: Thu Aug 20 0:17:38 2009 You can request that the check be made payable to ..
Posted: Wed Aug 19 0:08:30 2009 Yes. The insurance company has a legal obligation ..
Posted: Tue Aug 18 1:07:15 2009 The claim will be ..
Posted: Sun Aug 16 10:08:19 2009 If they are handling the vehicle as a total loss ..
Posted: Thu Aug 13 0:13:28 2009 Could not agree with Mike more on this issue. ..
Posted: Wed Aug 12 19:12:12 2009 I don't think the OP has collision coverage (on a ..
Posted: Wed Aug 12 17:09:15 2009 At face value, yes it's binding. It would not be ..
Posted: Wed Aug 12 17:07:04 2009 That is always the case. That does not have to do ..
Posted: Wed Aug 12 16:31:42 2009 It means that the injured person should still be ..
Posted: Wed Aug 12 16:06:33 2009 I've had this come up many times.... BI ..
Posted: Wed Aug 12 15:33:39 2009 That depends on your states PIP and injury laws. ..
Posted: Tue Aug 11 22:42:02 2009 They probably would... but who was in possession ..
Posted: Tue Aug 11 21:00:23 2009 Who towed the vehicle The shop is not going to ..
Posted: Tue Aug 11 17:19:37 2009 For your "loss wages" I'd not recommend ..
Posted: Tue Aug 11 17:17:03 2009 You can buy a car. In order to get insurance ..
Posted: Tue Aug 11 17:07:45 2009 I'm 99% sure that this is covered under Fl PIP. ..
Posted: Tue Aug 11 17:05:13 2009 Um... read the thread you posted into. ..
Posted: Tue Aug 11 17:04:17 2009 I would still recommend calling the adjuster and ..
Posted: Tue Aug 11 12:38:57 2009 No need to reinvent the ..
Posted: Tue Aug 11 1:05:37 2009 The insurance company has a a legal duty to ..
Posted: Mon Aug 10 17:21:34 2009 Anyone with your insurance information can file a ..
Posted: Mon Aug 10 14:51:17 2009 If his insurance company can show that he ..
Posted: Mon Aug 10 14:44:48 2009 I question why you did not call the police if ..
Posted: Mon Aug 10 10:13:53 2009 I think you _really_ need to sit down with a ..
Posted: Mon Aug 10 8:29:06 2009 I agree... if a carrier knows the vehicle has a ..
Posted: Sun Aug 9 15:32:36 2009 Adjuster, not agent license. I took a month long ..
Posted: Sun Aug 9 13:00:20 2009 How does the state come up with the figure... ..
Posted: Sun Aug 9 12:56:37 2009 If the check is only in your name, you can ..
Posted: Fri Aug 7 14:39:52 2009 I'm 98.5% sure this is correct. Personally, I'd ..
Posted: Wed Aug 5 23:37:49 2009 I don't think he filed suit... he sent the ..
Posted: Wed Aug 5 19:42:34 2009 I fail to see the problem... other then all the ..
Posted: Wed Aug 5 19:38:53 2009 Are you asking if her insurance can pay for your ..
Posted: Wed Aug 5 19:37:15 2009 Might just be me but I see it as a no brainer.... ..
Posted: Wed Aug 5 17:56:37 2009 I'm betting he either knows or will ask about it ..
Posted: Wed Aug 5 15:50:17 2009 If the accident happened 5 years ago and they ..
Posted: Wed Aug 5 13:45:38 2009 The best thing you could have done was to file a ..
Posted: Wed Aug 5 9:32:58 2009 How do you deal with anyone Same ..
Posted: Wed Aug 5 0:59:34 2009 You may now leave the temple, ..
Posted: Wed Aug 5 0:41:06 2009 Was your dog injured Yes or no If no, and you ..
Posted: Wed Aug 5 0:35:11 2009 You have not even seen the insurance companies ..
Posted: Wed Aug 5 0:27:53 2009 If you lived in a state without PIP, you'd be ..
Posted: Wed Aug 5 0:10:33 2009 I understand that... it just does not change how ..
Posted: Tue Aug 4 23:42:53 2009 See #1 and #2. You were married at the time. ..
Posted: Tue Aug 4 23:21:42 2009 You could ask the other person's carrier to pay ..
Posted: Tue Aug 4 23:16:48 2009 Of the $20,000 your attorney will take $6600 off ..
Posted: Tue Aug 4 20:31:26 2009 What are they worried about... that they will ..
Posted: Tue Aug 4 20:29:28 2009 Are you just sharing information or is there a ..
Posted: Tue Aug 4 15:34:34 2009 Here is the thing... it SUCKS to be in an ..
Posted: Tue Aug 4 15:30:22 2009 You pay a deductible for each ..
Posted: Tue Aug 4 15:29:05 2009 In most ever state the vehicle needs to have at ..
Posted: Tue Aug 4 1:50:32 2009 Why do you think your vehicle is worth $21k-$24k ..
Posted: Tue Aug 4 1:48:18 2009 I'm guessing you are paying a premium for this ..
Posted: Mon Aug 3 23:22:12 2009 You placed this in the auto form. Who is this ..
Posted: Mon Aug 3 18:56:44 2009 Is State Farm one of the carriers involved If ..
Posted: Mon Aug 3 18:55:11 2009 Since this is a home owner claims I'll assume ..
Posted: Mon Aug 3 1:25:31 2009 You can elect to keep the vehicle and they will ..
Posted: Sun Aug 2 1:04:12 2009 Um.... pay the ..
Posted: Sat Aug 1 13:03:56 2009 1) You really need to ask your agent this ..
Posted: Fri Jul 31 16:04:06 2009 Many people think this, but that thought process ..
Posted: Fri Jul 31 14:02:07 2009 Sure... one is dictated by a contract another is ..
Posted: Fri Jul 31 13:48:27 2009 From the state. Test is ..
Posted: Fri Jul 31 0:51:16 2009 HO MP does not apply to an ..
Posted: Thu Jul 30 19:42:03 2009 PA has PIP which can address your own medical ..
Posted: Thu Jul 30 18:41:42 2009 Property Damage (PD) first.... I'm guessing ..
Posted: Thu Jul 30 15:24:18 2009 Part of _what_ process Your posting in the ..
Posted: Thu Jul 30 15:22:28 2009 Have your sister pick up her vehicle from you and ..
Posted: Thu Jul 30 15:20:09 2009 Your posting in the auto form. Also, is there a ..
Posted: Thu Jul 30 10:59:55 2009 Insurance liability question ..
Posted: Thu Jul 30 1:15:53 2009 Have you reported the claim to your insurance ..
Posted: Wed Jul 29 18:50:18 2009 The person should obtain Canadian insurance that ..
Posted: Wed Jul 29 18:48:55 2009 There are many unknowns here that could make a ..
Posted: Wed Jul 29 8:41:15 2009 Do you have insurance If so, you need to report ..
Posted: Tue Jul 28 1:40:39 2009 It's tough to hit someone's fender and not have ..
Posted: Mon Jul 27 21:00:38 2009 Yes. Claims are based on when the ..
Posted: Mon Jul 27 14:20:10 2009 Now I'm more confused. Did the owners carrier ..
Posted: Mon Jul 27 3:47:25 2009 Non-permissive use would allow for a denial of ..
Posted: Mon Jul 27 1:49:40 2009 I've never seen a policy that excludes coverage ..
Posted: Sun Jul 26 20:59:48 2009 Who is handling her affairs This person needs to ..
Posted: Sun Jul 26 12:37:16 2009 Let's back up.... There were no injuries... ..
Posted: Sat Jul 25 2:32:18 2009 Fight what Why is this not ..
Posted: Fri Jul 24 16:04:29 2009 Service on an individual needs to be only to that ..
Posted: Fri Jul 24 1:46:03 2009 I'm not sure what that means. A non-waiver is ..
Posted: Thu Jul 23 17:56:57 2009 "Took" your vehicle You sounds like you ..
Posted: Thu Jul 23 13:55:40 2009 $1750 can buy a LOT at Toys R ..
Posted: Thu Jul 23 10:55:00 2009 Is it possible you mean "non-waiver' A ..
Posted: Wed Jul 22 17:38:27 2009 Call the DMV and they will let you know (how on ..
Posted: Wed Jul 22 17:37:35 2009 Coverage for this type of thing changes from ..
Posted: Wed Jul 22 17:36:17 2009 PIP almost always only pays for medical expenses. ..
Posted: Wed Jul 22 17:33:15 2009 It's commonly referred to as No pay, No ..
Posted: Wed Jul 22 13:07:45 2009 If there is no _proof_ that you had anything to ..
Posted: Wed Jul 22 12:32:02 2009 Usually when someone asks how they can resolve ..
Posted: Wed Jul 22 12:26:35 2009 Here was my point... when you roll over a prior ..
Posted: Wed Jul 22 11:52:49 2009 Keep in mind that the claim might not be settled ..
Posted: Wed Jul 22 11:23:53 2009 It's probably not going to affect the claim but ..
Posted: Wed Jul 22 9:32:39 2009 Box that the item came in, owners manuals, ..
Posted: Wed Jul 22 9:24:23 2009 You'd have to read your contract with the lien ..
Posted: Wed Jul 22 1:41:01 2009 Usually the insurance company will require that ..
Posted: Wed Jul 22 1:38:09 2009 "Unused funds" Some times... some times ..
Posted: Tue Jul 21 19:06:25 2009 I get the impression that the claim was paid ..
Posted: Tue Jul 21 10:28:28 2009 Well at least one other car was damaged. A ..
Posted: Mon Jul 20 17:12:56 2009 There are many things that can be done but this ..
Posted: Mon Jul 20 17:02:46 2009 You need to report this information to your ..
Posted: Sun Jul 19 16:35:43 2009 Personal Injury Protection. It varies from state ..
Posted: Sat Jul 18 0:05:44 2009 Legally it's up to the health carrier how they ..
Posted: Fri Jul 17 17:41:00 2009 You could... they would probably just amend it to ..
Posted: Fri Jul 17 16:28:46 2009 Technically they would have a right of recovery ..
Posted: Fri Jul 17 16:26:01 2009 Yes they can. With an even amount of $25,000 was ..
Posted: Thu Jul 16 21:56:54 2009 You would need to read your policy or have your ..
Posted: Thu Jul 16 1:00:06 2009 If you are going to file a claim.... notify them ..
Posted: Thu Jul 16 0:59:31 2009 Jewelry is covered to a certain extent. After ..
Posted: Thu Jul 16 0:58:24 2009 Not other peoples... only your ..
Posted: Wed Jul 15 15:00:38 2009 My recommendation is that you call the other ..
Posted: Tue Jul 14 16:54:53 2009 First, you need to make sure your carrier knows ..
Posted: Mon Jul 13 12:29:43 2009 I don't understand. PIP is a 1st party coverage ..
Posted: Mon Jul 13 0:47:20 2009 If they denied the claim they should have quoted ..
Posted: Sun Jul 12 21:01:21 2009 Most insurance companies have a requirement that ..
Posted: Sun Jul 12 15:05:06 2009 I'm still at a loss as I have no idea where this ..
Posted: Sun Jul 12 14:46:48 2009 I think there is some miscommunication. By ..
Posted: Sun Jul 12 14:41:50 2009 You call your insurance company or agent and tell ..
Posted: Sun Jul 12 11:00:39 2009 Who saw what and why Your not clear on your ..
Posted: Fri Jul 10 12:30:02 2009 "Refurbished vehicle" You mean a ..
Posted: Fri Jul 10 1:34:07 2009 Yes, yes, and yes... and be thankful someone help ..
Posted: Fri Jul 10 1:24:31 2009 Who was the named insured on the policy If it was ..
Posted: Thu Jul 9 21:29:57 2009 Citations issued for moving violations (not ..
Posted: Thu Jul 9 16:15:49 2009 So the release has another section where the ..
Posted: Thu Jul 9 9:36:44 2009 No insurance company will (should) write a policy ..
Posted: Wed Jul 8 18:38:31 2009 The release should be for the full amount of the ..
Posted: Wed Jul 8 13:14:39 2009 You posted this in the auto form. HO is not ..
Posted: Tue Jul 7 21:05:44 2009 Where are you getting 30 days Statute of ..
Posted: Tue Jul 7 17:53:31 2009 One way to look at it but your missing a lot of ..
Posted: Tue Jul 7 16:41:38 2009 Can you wait 4 months Yes.... but this is not to ..
Posted: Tue Jul 7 16:35:39 2009 You were paying the premiums for the policy that ..
Posted: Tue Jul 7 16:26:44 2009 Either that or because it's 2 years old ..
Posted: Mon Jul 6 22:47:39 2009 PMI is insurance to benefit the mortgage company. ..
Posted: Mon Jul 6 10:34:38 2009 Not under the auto policy, which is where this is ..
Posted: Sun Jul 5 19:54:03 2009 You are probably required to carry insurance if ..
Posted: Fri Jul 3 1:42:14 2009 Get what done Your post makes little ..
Posted: Thu Jul 2 17:19:12 2009 Let's put it to the test... call your agent and ..
Posted: Thu Jul 2 14:09:12 2009 .... as in, "I wish he'd take off his hat ..
Posted: Thu Jul 2 14:03:29 2009 It seems that you understand the situation very ..
Posted: Thu Jul 2 9:12:31 2009 Case law in some states allow for negligence to ..
Posted: Wed Jul 1 23:22:11 2009 I've never heard of a carrier knowingly giving ..
Posted: Wed Jul 1 17:35:43 2009 Sure they do... just call you agent to discuss ..
Posted: Wed Jul 1 11:16:21 2009 InsTeacher is of course, correct.... it's not ..
Posted: Wed Jul 1 11:13:28 2009 It's a _baby_ in a hat! That's a double whammy of ..
Posted: Wed Jul 1 1:00:39 2009 Well, I did not call for the most mechanical ..
Posted: Tue Jun 30 22:30:40 2009 First, it's up to your carrier if they want to ..
Posted: Tue Jun 30 20:09:34 2009 It's really all the same... part of the generals ..
Posted: Tue Jun 30 18:51:12 2009 If you have your insurance inspect the damage, ..
Posted: Tue Jun 30 18:49:15 2009 Yes, you can claim that. My recommendation is ..
Posted: Tue Jun 30 18:33:04 2009 You have a deductible. Have you contacted a ..
Posted: Tue Jun 30 13:59:52 2009 I still think that there should be a "Cutest ..
Posted: Tue Jun 30 13:57:27 2009 You should not be looking at that info for the ..
Posted: Tue Jun 30 13:34:08 2009 Why do you mention that these vehicles you found ..
Posted: Tue Jun 30 12:49:52 2009 Yes, as the carrier is subrogated to what they ..
Posted: Tue Jun 30 10:19:28 2009 First, how could you register a vehicle if the ..
Posted: Mon Jun 29 22:36:30 2009 As the insured, you have the right to determine ..
Posted: Mon Jun 29 14:36:04 2009 WC would be primary over health insurance but ..
Posted: Mon Jun 29 12:59:12 2009 Needs to be moved to Home Insurance.... Yup, ..
Posted: Mon Jun 29 10:10:53 2009 That's correct, each company is different. I am ..
Posted: Sun Jun 28 19:51:13 2009 I could not tell you... it would taking searching ..
Posted: Sat Jun 27 22:01:09 2009 First... this happen a week ago and you have not ..
Posted: Sat Jun 27 19:06:23 2009 Was there any evidence of a 3rd party causing you ..
Posted: Sat Jun 27 19:02:11 2009 Florida did away with all emission and safety ..
Posted: Fri Jun 26 13:25:34 2009 I've also learned that there are just a few ..
Posted: Fri Jun 26 9:42:25 2009 Arbitrations Forum Inc (AFI) is not a forum like ..
Posted: Thu Jun 25 18:50:10 2009 I fixed the above quote. ..
Posted: Thu Jun 25 17:07:34 2009 I'm pretty sure that they use a 3rd party vendor ..
Posted: Thu Jun 25 12:20:17 2009 Bad credit is when your dog, named Credit, does ..
Posted: Wed Jun 24 16:26:53 2009 There is no way to tell this without having much ..
Posted: Wed Jun 24 11:04:36 2009 You should contact the mortgage company and PMI ..
Posted: Wed Jun 24 11:01:41 2009 No it would not. Damage to your own vehicle is ..
Posted: Wed Jun 24 2:27:46 2009 I'm confused.... I'm I understanding that this ..
Posted: Wed Jun 24 2:24:40 2009 Yes, you just can't register or drive it without ..
Posted: Wed Jun 24 2:23:39 2009 Is there something wrong with the other two ..
Posted: Wed Jun 24 2:22:36 2009 Given your description, I'm certainly confused. ..
Posted: Tue Jun 23 23:57:27 2009 That was one _long_ August! Carrier = ..
Posted: Tue Jun 23 9:02:53 2009 If I bump into a bottle of lotion, it spills and ..
Posted: Tue Jun 23 1:34:54 2009 There needs to be negligence involved. There is ..
Posted: Mon Jun 22 23:01:30 2009 They can't increase rates until a new policy is ..
Posted: Mon Jun 22 19:41:50 2009 If the injury occurred while you are working and ..
Posted: Mon Jun 22 13:59:50 2009 The thread might have been based on that but my ..
Posted: Mon Jun 22 11:36:27 2009 Only because you state that the at fault party ..
Posted: Mon Jun 22 9:03:58 2009 There is no "average". You really need ..
Posted: Mon Jun 22 9:02:50 2009 If a 3rd party (such as a mortgage company) ..
Posted: Mon Jun 22 8:59:28 2009 Certainly can't tell from that ..
Posted: Mon Jun 22 8:54:53 2009 Last word in my initial quote should be ..
Posted: Fri Jun 19 17:36:52 2009 There is UMBI and UMPD (one for injury and the ..
Posted: Fri Jun 19 12:42:29 2009 What I'm pointing out is that the policy ..
Posted: Fri Jun 19 11:12:36 2009 For damage to your motorcycle you would either ..
Posted: Fri Jun 19 11:09:35 2009 If I understand this correctly, you did not have ..
Posted: Fri Jun 19 10:59:23 2009 I know of no way to obtained this information ..
Posted: Fri Jun 19 10:58:14 2009 If he does not live with you and only ..
Posted: Thu Jun 18 18:43:49 2009 This part is incorrect as well. The insured only ..
Posted: Thu Jun 18 17:36:50 2009 Usually 80% but I've heard of some companies ..
Posted: Wed Jun 17 19:16:08 2009 Well... even I can't deny a 1st party loss ..
Posted: Wed Jun 17 19:12:45 2009 You _really_ don't want a default judgement ..
Posted: Wed Jun 17 18:58:57 2009 Liability against your neighbor would be one ..
Posted: Wed Jun 17 18:55:58 2009 Do you think you should have been issued 2 ..
Posted: Wed Jun 17 18:54:32 2009 As mentioned, I'd take this with a grain of salt. ..
Posted: Wed Jun 17 18:50:33 2009 In this case the agent was 100% correct and every ..
Posted: Wed Jun 17 14:27:21 2009 When a vehicle is a total loss the insurance ..
Posted: Wed Jun 17 12:45:15 2009 Usually either comp or UMPD won't affect rates ..
Posted: Tue Jun 16 20:21:23 2009 No such thing as uninsured motorist collision. ..
Posted: Tue Jun 16 14:33:38 2009 In that it's a "BMW" dealer, I'm not ..
Posted: Tue Jun 16 12:19:11 2009 You mention that the difference between OEM and ..
Posted: Tue Jun 16 0:45:17 2009 Yes, if your insurance is notified of the ..
Posted: Tue Jun 16 0:39:58 2009 The agreement with the attorney won't allow this. ..
Posted: Mon Jun 15 15:27:41 2009 Where are you getting this information from As ..
Posted: Mon Jun 15 15:12:45 2009 No need to start a new thread but I have the ..
Posted: Sun Jun 14 22:44:25 2009 So many things wrong..... First, _you_ agreed ..
Posted: Sat Jun 13 19:06:24 2009 The owner if their is no lien. If there is a ..
Posted: Fri Jun 12 23:03:21 2009 If there is no lien on the vehicle then the check ..
Posted: Fri Jun 12 19:53:28 2009 Mikasweet, your agent is a bonehead. Or I'm ..
Posted: Fri Jun 12 15:11:32 2009 Yup, I agree. Sounds like they are understaffing ..
Posted: Fri Jun 12 13:49:23 2009 Please speak to the supervisor of your claims ..
Posted: Fri Jun 12 12:50:16 2009 There are no laws that I know of... only state ..
Posted: Thu Jun 11 20:15:24 2009 No law on getting hit from behind... same as ..
Posted: Thu Jun 11 16:57:15 2009 Yup, at fault all day and every day. You were not ..
Posted: Thu Jun 11 16:54:28 2009 Everyone could always use insurance. The ..
Posted: Thu Jun 11 16:50:41 2009 How and why would someone pass a vehicle that is ..
Posted: Thu Jun 11 14:44:34 2009 Can they garnish wages in CA I think you are ..
Posted: Thu Jun 11 14:43:29 2009 Move to another state... one with better ..
Posted: Thu Jun 11 9:19:11 2009 They could sue you... and a handful of reason's ..
Posted: Wed Jun 10 19:14:00 2009 Are you listed on the policy as a driver You ..
Posted: Wed Jun 10 16:56:38 2009 Perhaps you could string together of coherent ..
Posted: Wed Jun 10 13:41:37 2009 1) I've never heard of any state that does ..
Posted: Wed Jun 10 10:48:41 2009 What if the other party thought you were at fault ..
Posted: Wed Jun 10 10:04:53 2009 They probably have a difference of opinion as to ..
Posted: Wed Jun 10 8:27:11 2009 I'm not clear why you bring up your mothers ..
Posted: Tue Jun 9 18:27:42 2009 Personal lines auto policies are almost always an ..
Posted: Tue Jun 9 15:10:07 2009 Chances are that they are _adding_ the $150 to ..
Posted: Mon Jun 8 12:55:24 2009 They cannot non-renew a policy for any reason I ..
Posted: Mon Jun 8 12:22:19 2009 In this case it was not a problem paying ACV, vs ..
Posted: Mon Jun 8 9:44:49 2009 I like ice ..
Posted: Mon Jun 8 8:20:26 2009 If you had a lien on the vehicle then you should ..
Posted: Sun Jun 7 18:58:46 2009 If you are involved in a suit, I'm guessing that ..
Posted: Sun Jun 7 14:07:04 2009 Need to be ..
Posted: Sun Jun 7 13:51:33 2009 I guess could probably could hold them ..
Posted: Sun Jun 7 13:47:45 2009 Stalling to what end I'm guessing that they are ..
Posted: Sat Jun 6 10:31:47 2009 Correct. Sometimes when I write up the damages on ..
Posted: Fri Jun 5 22:56:25 2009 Because no where in the policy does it exclude ..
Posted: Fri Jun 5 13:33:49 2009 That's part of the point... carriers are ..
Posted: Fri Jun 5 13:28:03 2009 You are correct, they will not issue/renew a ..
Posted: Fri Jun 5 12:48:03 2009 What Lori said was that _in addition_ to ..
Posted: Fri Jun 5 8:38:12 2009 your paying your carrier a lot of money each year ..
Posted: Fri Jun 5 8:30:52 2009 Yes Mike, you did. I pointed that out in my prior ..
Posted: Fri Jun 5 0:39:59 2009 Taking the car with or without permission... ..
Posted: Thu Jun 4 11:11:53 2009 I guess if you throw morals out of the equation ..
Posted: Wed Jun 3 21:49:16 2009 Oh, you know as well as anyone that there is no ..
Posted: Wed Jun 3 18:27:30 2009 Um, did she just call me "girl" ..
Posted: Wed Jun 3 17:17:42 2009 SD, how long have you been here You did not start ..
Posted: Wed Jun 3 17:12:10 2009 It would appear that flint is applying his moral ..
Posted: Wed Jun 3 11:38:47 2009 Very true. There is a portion of the UIMBI ..
Posted: Wed Jun 3 1:25:47 2009 Then the police officer would make a bad ..
Posted: Tue Jun 2 21:03:30 2009 Much better behaved in Google ..
Posted: Tue Jun 2 20:49:36 2009 Using IE 7 on Windows XP, locks the CPU up at 99% ..
Posted: Tue Jun 2 12:35:35 2009 Other posters have mentioned that they could not ..
Posted: Tue Jun 2 8:08:04 2009 You live in NJ... so you need to end that with ..
Posted: Tue Jun 2 2:30:00 2009 Yes... sorry, I just typed without ..
Posted: Tue Jun 2 2:01:49 2009 Baring specific wording and slight changes in the ..
Posted: Tue Jun 2 1:59:02 2009 The owner of the car should be fine... but this ..
Posted: Tue Jun 2 1:48:12 2009 I'm guessing Mike was not acting as an employee ..
Posted: Tue Jun 2 1:40:20 2009 What I'm saying is that it does not matter who ..
Posted: Mon Jun 1 23:46:15 2009 This has come up several times in the past. There ..
Posted: Mon Jun 1 23:11:38 2009 Normally you won't find one other then livery and ..
Posted: Mon Jun 1 20:48:24 2009 An endorsement would not be needed, unless they ..
Posted: Mon Jun 1 18:58:12 2009 Do you need a lawyer No one can know that but you ..
Posted: Mon Jun 1 18:30:50 2009 There are two issues here... who liable and how ..
Posted: Mon Jun 1 16:06:26 2009 You don't have a property damages deductible. The ..
Posted: Mon Jun 1 14:17:51 2009 If the other person's carrier offers up their ..
Posted: Mon Jun 1 9:46:05 2009 Statute applies. In the case of states that have ..
Posted: Mon Jun 1 0:50:14 2009 Florida Accident with Injuries ..
Posted: Fri May 29 8:52:07 2009 Agents usually get paid commision on the amount ..
Posted: Fri May 29 1:35:58 2009 I understand why you think this but really, their ..
Posted: Thu May 28 21:17:54 2009 First thing I can help with is recommending a new ..
Posted: Thu May 28 21:12:48 2009 Feel free to blame the state of CA for only ..
Posted: Thu May 28 21:03:46 2009 They can't make anyone do anything.... they _can_ ..
Posted: Thu May 28 14:48:16 2009 But if you really think about it, of course the ..
Posted: Thu May 28 1:45:21 2009 I'm guessing about 4 months. Most carriers are ..
Posted: Wed May 27 17:40:33 2009 They consider replacement cost but will never pay ..
Posted: Wed May 27 15:51:10 2009 I give up, can ..
Posted: Wed May 27 7:39:17 2009 The problem is that the vehicle was license for ..
Posted: Wed May 27 0:28:49 2009 I've never heard of that type of exclusion on an ..
Posted: Tue May 26 18:53:02 2009 I'd go with what FK mentioned... it was ..
Posted: Tue May 26 15:16:50 2009 Seriously... I see no difference. It was loaned, ..
Posted: Mon May 25 10:36:45 2009 how are auto settlements claimed ..
Posted: Mon May 25 0:21:28 2009 I'm just trying to point out the adjusters point ..
Posted: Mon May 25 0:14:47 2009 Speak to a supervisor. Let them know that you ..
Posted: Sun May 24 20:50:13 2009 1) who's car will he be driving No point in ..
Posted: Sun May 24 20:42:20 2009 A salvage title usually reduces the value of a ..
Posted: Sun May 24 20:39:12 2009 If it would have helped document the extent of ..
Posted: Sun May 24 13:07:57 2009 I'd certainly agree with at but another part of ..
Posted: Sun May 24 12:08:17 2009 If I understand the original post, you had a ..
Posted: Sat May 23 13:45:10 2009 Wait until you know what they are going to do and ..
Posted: Sat May 23 10:03:01 2009 I _think_ this person still needed to pay ..
Posted: Sat May 23 9:57:26 2009 The OP would then also most likely have a vehicle ..
Posted: Fri May 22 18:45:05 2009 I like this part the best: You can actually SAVE ..
Posted: Fri May 22 18:43:23 2009 About 2 HOs! (dirty, clean AND funny!) An ..
Posted: Fri May 22 18:37:46 2009 I think there is some info actually missing ..
Posted: Fri May 22 14:32:53 2009 POA, Power Of Attorney. Gives the insurance ..
Posted: Fri May 22 12:06:53 2009 Sounds like they are going to consider it a total ..
Posted: Fri May 22 2:18:07 2009 Look in the Pub forum for this information... ..
Posted: Fri May 22 2:15:59 2009 You won't see an increase from a prior to post to ..
Posted: Thu May 21 22:58:49 2009 I found it... here is KBB's info on Retail ..
Posted: Thu May 21 22:49:27 2009 I am dealing with a claim like this right ..
Posted: Thu May 21 10:56:00 2009 If it came down to one person's statement vs ..
Posted: Wed May 20 20:18:01 2009 Yup, you can... under certain situations. This ..
Posted: Wed May 20 20:15:31 2009 When I started reading this I was just waiting ..
Posted: Wed May 20 20:09:05 2009 Yup, just your BI limits at the time of the ..
Posted: Wed May 20 16:04:25 2009 It's semantics as it's the same thing. It's just ..
Posted: Wed May 20 15:37:56 2009 It seems that your insurance company already paid ..
Posted: Wed May 20 11:02:19 2009 They would only serve to slow the process down. ..
Posted: Tue May 19 22:08:56 2009 You now have a judgment, nothing more. You can ..
Posted: Tue May 19 13:24:51 2009 There is just no way to know what an attorney ..
Posted: Tue May 19 13:21:08 2009 In your other post you stated that you have an ..
Posted: Tue May 19 13:19:45 2009 Sweet! An attorney would be required to obtain ..
Posted: Tue May 19 9:14:37 2009 I've never heard of a homeowners policy that was ..
Posted: Tue May 19 0:51:48 2009 I think it's knee jerk reaction from an adjuster ..
Posted: Mon May 18 22:57:36 2009 You are correct, the check should be made payable ..
Posted: Mon May 18 17:56:01 2009 If I understand this correctly, you received ..
Posted: Mon May 18 16:56:32 2009 I don't think you are expecting much more then ..
Posted: Mon May 18 13:45:00 2009 Not always... as mentioned above, SD's friends ..
Posted: Sun May 17 21:21:08 2009 Insurance companies usually consider a vehicle a ..
Posted: Sun May 17 11:01:55 2009 In many cases, yes. But not all... and to what ..
Posted: Sun May 17 10:57:39 2009 The key thing in a BI settlement is that no money ..
Posted: Sun May 17 10:36:08 2009 So you don't like SF as they are offer too much ..
Posted: Sun May 17 0:24:43 2009 First, if the other person was at fault you have ..
Posted: Sat May 16 9:44:11 2009 Their insured is paying them a premium for the ..
Posted: Sat May 16 1:37:10 2009 Because one is Gary. ..
Posted: Sat May 16 1:16:09 2009 First Fusion was a 2006... came out late 2005. ..
Posted: Fri May 15 9:23:31 2009 Glass is covered under the comprehensive coverage ..
Posted: Fri May 15 0:06:12 2009 Yes ..
Posted: Thu May 14 19:50:30 2009 IMHO, you should just keep the money and not ..
Posted: Thu May 14 19:37:50 2009 If you filed in small claims court the outcome ..
Posted: Wed May 13 20:53:18 2009 The section that they are locate in and the ..
Posted: Wed May 13 18:59:14 2009 I think it's very clear as well and there is no ..
Posted: Wed May 13 16:58:11 2009 I think it's reasonable, yes. But I don't know ..
Posted: Wed May 13 12:33:58 2009 In this situation a Bad Faith claim is when you ..
Posted: Wed May 13 9:53:05 2009 I think many understand that the huge part ..
Posted: Wed May 13 9:49:02 2009 I'd agree 100% in asking the same question... ..
Posted: Wed May 13 9:26:10 2009 Deductible nightmare ..
Posted: Wed May 13 9:23:55 2009 While it's certainly possible, I'm just doubting ..
Posted: Tue May 12 23:28:40 2009 There is no law that states a person has to ..
Posted: Tue May 12 18:58:24 2009 I'm not with the carrier on this one. I can ..
Posted: Tue May 12 14:15:03 2009 I'll bet any amount that this information is ..
Posted: Tue May 12 11:30:59 2009 Might be... depends on where you live, your ..
Posted: Mon May 11 23:35:00 2009 I don't see where the OP stated that the carrier ..
Posted: Mon May 11 19:53:38 2009 So you may forget a bill, or 6 but not a few ..
Posted: Mon May 11 13:21:38 2009 The claim has already been reported... so the OP ..
Posted: Mon May 11 11:36:46 2009 1) you should not be posting such a question in ..
Posted: Mon May 11 11:34:25 2009 Yup, I think in most cases the carrier needs to ..
Posted: Mon May 11 11:32:40 2009 I just post here to get the attention of the ..
Posted: Mon May 11 11:30:02 2009 Not that I know of. I've never seen a policy that ..
Posted: Sun May 10 23:21:58 2009 I'm not the OP but I can take a guess... the OP ..
Posted: Sun May 10 16:45:19 2009 In case water "floods" into the home. ..
Posted: Sun May 10 13:33:54 2009 What is the reason for the denial in the letter ..
Posted: Sun May 10 13:00:32 2009 Call the adjuster and ask them where in the ..
Posted: Fri May 8 16:19:37 2009 Yes, it is possible to over-insure ones self... ..
Posted: Fri May 8 16:15:58 2009 I _think_ you are wrong. From what I remember... ..
Posted: Fri May 8 16:12:46 2009 I figure anyone who does not know the difference ..
Posted: Fri May 8 9:12:09 2009 My mistake... I thought there was a point. ..
Posted: Thu May 7 12:17:02 2009 Almost none of buckisaa's posts made any sense. ..
Posted: Thu May 7 10:03:16 2009 No UMPD in Florida.... or at least I've never ..
Posted: Thu May 7 9:53:54 2009 Why is selling certain lines of coverage... ..
Posted: Wed May 6 23:06:23 2009 From what I understood GA got rid of PIP many, ..
Posted: Wed May 6 22:16:52 2009 Not sure where you are located as you call it a ..
Posted: Wed May 6 20:54:48 2009 Good luck with ..
Posted: Wed May 6 20:53:08 2009 Not exactly, as I saw it. From what I saw it was ..
Posted: Wed May 6 17:51:14 2009 If your suing her, you'd need to have an ..
Posted: Wed May 6 17:50:04 2009 Were you liable If not, then no. I think you ..
Posted: Wed May 6 17:46:27 2009 Thanks. I was able to find links to the ..
Posted: Wed May 6 16:45:51 2009 Depends... but I can almost guarantee that ..
Posted: Wed May 6 13:09:12 2009 Interesting. I've attempted to read more on this ..
Posted: Wed May 6 13:03:04 2009 I don't think you meant to use the word ..
Posted: Wed May 6 13:00:20 2009 You have all the rights given to you under the ..
Posted: Wed May 6 12:41:18 2009 The insurance company either owes you for the ..
Posted: Wed May 6 12:25:20 2009 Buckisaa, there is a club you _can_ ..
Posted: Wed May 6 10:09:51 2009 They have stated that they are no longer going to ..
Posted: Tue May 5 22:45:43 2009 Who is an insured on the policy If your name is ..
Posted: Tue May 5 17:34:36 2009 What is an attorney going to do Liability must ..
Posted: Tue May 5 17:31:11 2009 The home owners carrier may want to see the home ..
Posted: Tue May 5 13:57:16 2009 Questions... If I want to sell the tops to ..
Posted: Tue May 5 8:48:08 2009 Appeas that these plans have "lock out" ..
Posted: Tue May 5 8:42:57 2009 It allows you to donate to other registered ..
Posted: Mon May 4 18:11:54 2009 It's easy enough to see prior claims for an ..
Posted: Mon May 4 1:39:39 2009 Can't... which is why the law was ..
Posted: Sun May 3 20:13:28 2009 You certainly don't give enough details for ..
Posted: Sun May 3 16:58:30 2009 Some form of punctuation would be one of them. ..
Posted: Sun May 3 15:47:16 2009 Appears she had the right away and you pulled out ..
Posted: Sun May 3 11:19:30 2009 I'm not 100% sure as MI is so very... odd. When ..
Posted: Sat May 2 21:53:40 2009 The insurance will pay the lienholder up to the ..
Posted: Sat May 2 15:54:55 2009 Good thing there are options.... or ..
Posted: Sat May 2 15:53:59 2009 Pick up a drivers manual or search online... a ..
Posted: Sat May 2 13:27:40 2009 You can certainly get a life policy on your ..
Posted: Sat May 2 12:43:45 2009 Ah, Michigan... the wonderful land of "why ..
Posted: Fri May 1 17:22:19 2009 YUP! Very much so! Even if it cost a little more ..
Posted: Fri May 1 17:15:14 2009 It appears that you are speaking of your own ..
Posted: Fri May 1 16:16:14 2009 Can you be covered with a suspended license. ..
Posted: Fri May 1 10:54:22 2009 Darn.... I wanted to vote for buckisaa but he's ..
Posted: Fri May 1 10:50:11 2009 While I've not looked at a personal lines auto ..
Posted: Fri May 1 1:25:28 2009 Yup, after a long day of handling claims I feel ..
Posted: Fri May 1 1:24:32 2009 If they suspect the insured is not telling the ..
Posted: Thu Apr 30 18:30:43 2009 You mean besides the hit and run and the other ..
Posted: Thu Apr 30 17:21:09 2009 Darn, InsTeacher beat me to the punch of saying ..
Posted: Thu Apr 30 17:13:07 2009 It should be covered but be prepared to answer a ..
Posted: Thu Apr 30 17:11:06 2009 I'm trying to read between the lines and fill in ..
Posted: Thu Apr 30 14:24:52 2009 You cannot get insurance w/o a active DL. The ..
Posted: Thu Apr 30 13:46:52 2009 I'd guess that a public adjuster would probably ..
Posted: Wed Apr 29 19:29:00 2009 Yeah, didn't see that coming. At least your being ..
Posted: Wed Apr 29 19:19:17 2009 Someone has incorrect information. If they are ..
Posted: Wed Apr 29 9:25:34 2009 I just took a bath in $20 bills! I don't think ..
Posted: Wed Apr 29 1:54:16 2009 Thats an Independent Adjuster. They work for ..
Posted: Tue Apr 28 22:58:24 2009 No carrier should offer you insurance as there is ..
Posted: Tue Apr 28 16:21:52 2009 What is this person going to be doing... ..
Posted: Tue Apr 28 11:48:54 2009 There are many sites that can give you an idea as ..
Posted: Tue Apr 28 9:36:58 2009 I _think_ PMI would pay the loan but then it's a ..
Posted: Tue Apr 28 9:24:41 2009 Perhaps... but it's what can be reasonably shown. ..
Posted: Tue Apr 28 9:15:35 2009 Even if the nanny set the fire on purpose (which ..
Posted: Mon Apr 27 20:35:11 2009 No, it's covered. I think in some cases the ..
Posted: Mon Apr 27 10:41:00 2009 Still "if" the person was speeding is ..
Posted: Mon Apr 27 9:29:48 2009 'Believe" is the key word. Was the person ..
Posted: Mon Apr 27 9:25:49 2009 That would be one way to ..
Posted: Sun Apr 26 18:39:04 2009 Is this what your son stated happened... the two ..
Posted: Sun Apr 26 16:37:49 2009 While all the facts are not known it's unusual ..
Posted: Sun Apr 26 1:29:57 2009 Find out why your carrier is under the impression ..
Posted: Sun Apr 26 1:27:14 2009 The operator of the ..
Posted: Sat Apr 25 11:14:52 2009 What would be covered is the _resulting_ damage, ..
Posted: Sat Apr 25 10:24:07 2009 Products/Completed Ops addresses damages _as a ..
Posted: Sat Apr 25 9:00:58 2009 Not a very good contractor, huh. First, it seems ..
Posted: Sat Apr 25 8:50:44 2009 Every state is a little different (with MI being ..
Posted: Fri Apr 24 21:43:05 2009 In the US you can sue any one for anything. It ..
Posted: Fri Apr 24 17:16:56 2009 They owe the value of the vehicle. The contract ..
Posted: Fri Apr 24 13:42:08 2009 Non-owners insurance if you can find ..
Posted: Fri Apr 24 13:39:30 2009 ** Sorry Mike, for a moment I forgot you were not ..
Posted: Thu Apr 23 23:22:50 2009 In some states that is correct. I'm pretty sure ..
Posted: Thu Apr 23 19:23:42 2009 I handled a claim for a car with similar damage. ..
Posted: Thu Apr 23 19:02:01 2009 The system may not have seen you as logged in so ..
Posted: Thu Apr 23 6:29:53 2009 If the removal is backdated, ..
Posted: Wed Apr 22 18:48:47 2009 If you took it to one of their preferred shops ..
Posted: Wed Apr 22 18:46:43 2009 I think this same question is asked every ..
Posted: Wed Apr 22 18:43:01 2009 If you own the vehicle and it has tags on it, you ..
Posted: Wed Apr 22 11:39:19 2009 Tell me what those are in Michigan . Keep in ..
Posted: Wed Apr 22 9:36:47 2009 Just in case this post is allowed to ..
Posted: Tue Apr 21 22:02:47 2009 I took the Florida Adjusters exam many years ago. ..
Posted: Tue Apr 21 17:23:06 2009 If it was the first payment, yes. The policy is a ..
Posted: Tue Apr 21 17:20:19 2009 I would tend to disagree. I think either the OP ..
Posted: Fri Apr 17 15:35:53 2009 Yes, you UIMBI coverage would address your ..
Posted: Fri Apr 17 13:45:58 2009 Everyone's situation is different. You need to ..
Posted: Fri Apr 17 8:52:41 2009 You can still do all of this, just like you could ..
Posted: Thu Apr 16 20:39:47 2009 First question... why did you have it towed into ..
Posted: Thu Apr 16 17:42:20 2009 I guess if I valued by car as much as my body, ..
Posted: Thu Apr 16 12:20:05 2009 It really always comes down to the shop making ..
Posted: Wed Apr 15 9:29:43 2009 This would be different for a couple of reasons. ..
Posted: Tue Apr 14 21:31:13 2009 Only if they are informed about the lien prior to ..
Posted: Tue Apr 14 18:57:06 2009 Is insurance/financial responsiblity required in ..
Posted: Tue Apr 14 18:16:25 2009 Almost always adjustments to the premium are ..
Posted: Tue Apr 14 18:14:31 2009 Legally they are entitled to the TV. If they want ..
Posted: Tue Apr 14 15:47:44 2009 The adjuster can and even perhaps do that... but ..
Posted: Tue Apr 14 10:20:03 2009 Take the loss wages that month and multiply by ..
Posted: Tue Apr 14 10:17:56 2009 Well, I don't think anyone from here is going to ..
Posted: Tue Apr 14 10:13:04 2009 I understood it to mean that the owner of the ..
Posted: Tue Apr 14 10:10:00 2009 The insurance company is paying you in order to ..
Posted: Tue Apr 14 10:04:52 2009 An attorney having someone go to a doctor they ..
Posted: Tue Apr 14 1:27:43 2009 A carrier is always going to ask for the amount ..
Posted: Mon Apr 13 20:56:32 2009 Your medpay carrier is responsible for reasonable ..
Posted: Mon Apr 13 11:18:20 2009 It's the amount of earnings in the particular ..
Posted: Mon Apr 13 11:16:12 2009 The _real_ question is why they are not paying. ..
Posted: Mon Apr 13 8:51:05 2009 Not entirely correct and it really changes the ..
Posted: Mon Apr 13 8:41:45 2009 I don't know of any requirement for ones own ..
Posted: Sun Apr 12 17:35:48 2009 There is no way to know if that is a good ..
Posted: Sun Apr 12 12:01:39 2009 Yup, having a $1000 ded makes it ..
Posted: Sun Apr 12 11:47:41 2009 I had heard that she was given a huge raise at ..
Posted: Sun Apr 12 11:01:18 2009 I'm guessing that there was notification. If so, ..
Posted: Sun Apr 12 10:57:34 2009 Yup, file the claim with your own carrier. Yes, ..
Posted: Sat Apr 11 14:58:51 2009 Most carries are having combined loss ratios in ..
Posted: Sat Apr 11 14:55:58 2009 Yes, you probably are at fault (though you don't ..
Posted: Sat Apr 11 14:52:11 2009 I think your auto carrier will just offer the ..
Posted: Sat Apr 11 9:26:47 2009 Thats right.... I forgot that your health ..
Posted: Fri Apr 10 23:12:11 2009 I have little doubt that they will settle for ..
Posted: Fri Apr 10 11:06:49 2009 All of them... but at least some policies have ..
Posted: Fri Apr 10 10:39:44 2009 Those threads mention people complaining about ..
Posted: Fri Apr 10 2:04:30 2009 They should be arrested for that statement. ..
Posted: Fri Apr 10 1:56:23 2009 Keep in mind, I was not critizing anyone's posts ..
Posted: Fri Apr 10 1:50:16 2009 No, they don't go over the limit (if the adjuster ..
Posted: Fri Apr 10 1:47:03 2009 I'm not sure this is typed correctly. If the OP ..
Posted: Fri Apr 10 1:10:04 2009 Request for a donation ..
Posted: Fri Apr 10 1:00:16 2009 You are incorrect that it's "good" for ..
Posted: Fri Apr 10 0:36:01 2009 I'm just going to put this out there in case ..
Posted: Fri Apr 10 0:28:22 2009 Just a note... your posting in the Auto Insurance ..
Posted: Fri Apr 10 0:27:27 2009 Yes. UMBI provides payment when someone else's BI ..
Posted: Thu Apr 9 23:37:24 2009 I think you don't have it completely correct. ..
Posted: Thu Apr 9 23:24:21 2009 I understand but it's beyond their control. Feel ..
Posted: Thu Apr 9 20:14:36 2009 You can check NADA online to get a good idea. You ..
Posted: Thu Apr 9 19:06:22 2009 From who Why You leave out a lot of (all) ..
Posted: Thu Apr 9 16:25:33 2009 Yes, you would need to file suit against the ..
Posted: Wed Apr 8 23:01:56 2009 I doubt its a scam. While it usually does not ..
Posted: Wed Apr 8 14:19:47 2009 I'd send a certified letter to his last known ..
Posted: Wed Apr 8 11:25:27 2009 I'm hoping that she is borrowing you car in order ..
Posted: Wed Apr 8 11:01:52 2009 This means no sense and is really completely ..
Posted: Tue Apr 7 9:26:48 2009 I'm not sure what you are asking. Some of my ..
Posted: Tue Apr 7 9:20:27 2009 Not 70% of their estimate... 70% of the value of ..
Posted: Tue Apr 7 9:02:50 2009 All I can say is, huh You simply add the new ..
Posted: Tue Apr 7 1:41:25 2009 The lein holder can certainly veto this as they ..
Posted: Tue Apr 7 0:55:49 2009 No link. Some adjusters might not have heard of ..
Posted: Mon Apr 6 23:17:51 2009 It should not as your carrier is prepared to pay ..
Posted: Mon Apr 6 21:49:37 2009 The problem might be the likelyhood of hidden ..
Posted: Mon Apr 6 21:21:24 2009 Did you pull out in front of the truck It's ..
Posted: Mon Apr 6 16:22:50 2009 Appraisers usually take photos from all 4 corners ..
Posted: Mon Apr 6 15:08:37 2009 Unfortunately it can take some time for them to ..
Posted: Sun Apr 5 14:45:01 2009 Is this post, ..
Posted: Sun Apr 5 12:18:07 2009 where can i see your payment proof? ..
Posted: Sun Apr 5 10:37:46 2009 Because labor cost is around $40-$50/hour plus ..
Posted: Sun Apr 5 10:33:56 2009 How is the amount determined Well, I'd say it's ..
Posted: Sun Apr 5 10:30:15 2009 There is just no way to know what is fair based ..
Posted: Sat Apr 4 23:22:55 2009 If you owe more then the vehicle is worth, the ..
Posted: Sat Apr 4 12:19:26 2009 My question on what she said... how does she know ..
Posted: Sat Apr 4 10:19:10 2009 How can i Cash out My Money ( Eaned $ ) ..
Posted: Sat Apr 4 0:21:03 2009 15 days is not a long time. Most demands have ..
Posted: Sat Apr 4 0:17:59 2009 Question... why would anyone take the time to ..
Posted: Sat Apr 4 0:12:52 2009 In some cases they may want to do this. In other ..
Posted: Fri Apr 3 16:54:29 2009 Depends on many different factors... location, ..
Posted: Fri Apr 3 13:04:40 2009 I'm not sure what you want to do. If she murdered ..
Posted: Fri Apr 3 10:32:49 2009 I'd start with a number that was a little high ..
Posted: Thu Apr 2 19:31:28 2009 The other person's insurance company should give ..
Posted: Thu Apr 2 19:29:28 2009 First question I always ask... have you called ..
Posted: Thu Apr 2 17:53:43 2009 Have you ever spoke to the other person's carrier ..
Posted: Thu Apr 2 2:05:47 2009 The other insurance company needs to obtained ..
Posted: Wed Apr 1 21:04:58 2009 Yes, keep the check but you may not want to cash ..
Posted: Tue Mar 31 21:32:13 2009 It did nto cause the fire simply be the fact that ..
Posted: Tue Mar 31 19:50:56 2009 Not sure where you read this but your probably ..
Posted: Tue Mar 31 19:44:44 2009 Who is the named insured on the policy If he is ..
Posted: Tue Mar 31 19:02:26 2009 Yes, as the owner you can be held liable. It ..
Posted: Tue Mar 31 17:59:37 2009 The part I'm missing... Days, did you obtain a ..
Posted: Tue Mar 31 15:53:22 2009 It's legal to ask for... and I'm guessing if it's ..
Posted: Tue Mar 31 15:41:14 2009 Insurance companies usually consider a vehicle a ..
Posted: Fri Mar 27 19:52:27 2009 Nope. If they parked on your property you have a ..
Posted: Fri Mar 27 19:50:02 2009 Those 11 and 12 amounts... where they asking ..
Posted: Fri Mar 27 19:45:43 2009 States usually require an insurance company to ..
Posted: Fri Mar 27 0:09:59 2009 I'd say if the shop wants your business as ..
Posted: Thu Mar 26 16:11:03 2009 I think it's 48 (this includes some type of ..
Posted: Thu Mar 26 11:58:08 2009 If they pay the repair shop directly, the OP ..
Posted: Wed Mar 25 21:40:53 2009 There is no way to tell you what amount the claim ..
Posted: Wed Mar 25 17:35:04 2009 Bottom line, yes. In many cases more then just ..
Posted: Wed Mar 25 17:24:07 2009 I can see where they want to verify ownership ..
Posted: Tue Mar 24 22:10:16 2009 I fail to see how a person going the opposite ..
Posted: Tue Mar 24 20:59:11 2009 So what your really asking is can you commit ..
Posted: Tue Mar 24 18:48:16 2009 I found several web sites that did not list NY as ..
Posted: Tue Mar 24 18:42:18 2009 Different insurance companies use different ways ..
Posted: Tue Mar 24 15:02:38 2009 I'd call the carrier and speak to a supervisor if ..
Posted: Tue Mar 24 15:01:12 2009 I think you asked this same question twice. As ..
Posted: Tue Mar 24 13:58:16 2009 No. Only the owner can authorize repairs. It's up ..
Posted: Tue Mar 24 13:57:37 2009 My recommendation is to file a complaint with ..
Posted: Tue Mar 24 13:54:31 2009 Rates are determine based on many factors, ..
Posted: Tue Mar 24 13:15:35 2009 If the other person was liable, yes. Rear ending ..
Posted: Tue Mar 24 13:14:48 2009 The financial status of an insurance company is ..
Posted: Tue Mar 24 10:39:03 2009 The only harm is that the person would have a ..
Posted: Mon Mar 23 21:33:21 2009 Yup. This was discussed a short time ago. As ..
Posted: Sun Mar 22 13:33:52 2009 I seriously doubt that any insurance company ..
Posted: Sun Mar 22 12:58:29 2009 Many police depts have a time frame of 10 days ..
Posted: Sat Mar 21 21:03:05 2009 That applies when its a replacement vehicle, not ..
Posted: Sat Mar 21 3:38:24 2009 If you do... I'd have someone else write the ..
Posted: Fri Mar 20 19:15:11 2009 I don't want to tell you what to do but I can say ..
Posted: Fri Mar 20 19:02:22 2009 I think you have asked this question several ..
Posted: Fri Mar 20 13:48:59 2009 Why is this your issue At some point a person's ..
Posted: Fri Mar 20 13:44:47 2009 I doubt you would truly be liable. First, did you ..
Posted: Thu Mar 19 18:33:00 2009 Would that be replacement cost of actual cash ..
Posted: Thu Mar 19 18:31:24 2009 It means that you agree to pay back the party ..
Posted: Thu Mar 19 8:03:58 2009 I'm betting that most, if not all, are designed ..
Posted: Thu Mar 19 7:57:16 2009 You can call the other carrier... but they won't ..
Posted: Thu Mar 19 7:46:13 2009 I don't know of any law that states if you're 18 ..
Posted: Thu Mar 19 7:44:19 2009 I'm guessing that your policy was non-renewed, ..
Posted: Wed Mar 18 22:14:51 2009 Do you not have collision coverage That is, are ..
Posted: Wed Mar 18 11:07:08 2009 It's unusual for companies to contact people they ..
Posted: Tue Mar 17 19:28:57 2009 Woken up We've been awake... it's just that we ..
Posted: Tue Mar 17 19:18:30 2009 Since the day the first claim was handled by an ..
Posted: Tue Mar 17 17:31:56 2009 Gary must be busy... no rant about AIG and the ..
Posted: Tue Mar 17 17:28:42 2009 If it's a replacement value policy, then yes you ..
Posted: Tue Mar 17 17:21:11 2009 In what way is a tumor aggravated by an auto ..
Posted: Tue Mar 17 12:32:23 2009 Have you called them and asked why the increase ..
Posted: Mon Mar 16 22:33:05 2009 You'd be correct... but in turn, your insurance ..
Posted: Mon Mar 16 1:19:56 2009 It's not likely. Almost all carriers (at least ..
Posted: Sun Mar 15 14:53:27 2009 Yes, it will be covered under collision ..
Posted: Sun Mar 15 14:05:17 2009 Holding it against you... how Higher rates or not ..
Posted: Sun Mar 15 14:02:19 2009 Yes, from what I have read UMPD does not apply to ..
Posted: Sun Mar 15 12:04:07 2009 You need to sit down with an agent and go over ..
Posted: Sun Mar 15 2:37:13 2009 There is no "normal" as it's up the ..
Posted: Sat Mar 14 22:26:11 2009 No way of telling what a fair amount is given ..
Posted: Sat Mar 14 14:19:25 2009 Delivery vs Payment. Payment for securities is ..
Posted: Fri Mar 13 21:03:12 2009 Typically adjuster won't call the insured to let ..
Posted: Fri Mar 13 20:58:41 2009 Where your parents responsible for the fire If ..
Posted: Wed Mar 11 18:43:29 2009 That is the thing... if your current carrier ..
Posted: Wed Mar 11 14:39:22 2009 You really need to sit down with your agent and ..
Posted: Wed Mar 11 1:36:33 2009 My recommendation is to consult an attorney on ..
Posted: Mon Mar 9 22:07:57 2009 They would only pay of their insured (owner of ..
Posted: Mon Mar 9 19:28:26 2009 I think more and more companies are going toward ..
Posted: Mon Mar 9 1:24:08 2009 I don't know... it sounds like this company you ..
Posted: Sun Mar 8 23:03:47 2009 If you were injured while working and your ..
Posted: Sun Mar 8 15:44:39 2009 Your current carrier can't cancel the policy just ..
Posted: Sat Mar 7 20:51:49 2009 Is your OnStar active A vehicle can have the ..
Posted: Sat Mar 7 16:58:34 2009 Health insurance usually only covers that... ..
Posted: Sat Mar 7 2:49:42 2009 Unless you failed a lot of grades, I doubt you ..
Posted: Fri Mar 6 14:58:55 2009 What kind of license I guess a tree license ..
Posted: Thu Mar 5 19:32:48 2009 Health and Life ..
Posted: Thu Mar 5 19:32:02 2009 Good question as your going to get the two ..
Posted: Thu Mar 5 19:27:35 2009 The lein holder is going to require that you have ..
Posted: Wed Mar 4 15:43:46 2009 Recycled parts are used OEM parts. What was on ..
Posted: Wed Mar 4 0:46:22 2009 They should not do it knowingly. It's a little ..
Posted: Tue Mar 3 22:07:01 2009 If the owner negligently allowed the cattle to ..
Posted: Tue Mar 3 19:42:24 2009 Your renters or homeowners insurance should ..
Posted: Mon Mar 2 21:39:25 2009 Here is my question... what did Endever tell you ..
Posted: Mon Mar 2 21:06:37 2009 Yes you can sue... anyone can sue for ..
Posted: Mon Mar 2 17:30:15 2009 You mention that "book" values are ..
Posted: Mon Mar 2 1:23:47 2009 I can't tell you if the UIMBI stacks, but your ..
Posted: Sat Feb 28 18:59:11 2009 If they do offer coverage for this type of ..
Posted: Sat Feb 28 17:02:02 2009 One that is "Moderately good" (as given ..
Posted: Sat Feb 28 10:54:25 2009 #2, then #4, then #1, then #3. But most people ..
Posted: Fri Feb 27 20:35:16 2009 I'd keep that "intentional" thing to ..
Posted: Thu Feb 26 22:45:18 2009 Have you called and asked them for the ..
Posted: Thu Feb 26 18:55:18 2009 By "case" you mean.... By ..
Posted: Thu Feb 26 18:53:51 2009 Difficult call. Your grandfathers application ..
Posted: Thu Feb 26 11:58:52 2009 Yes, as long as you don't own a vehicle. It would ..
Posted: Wed Feb 25 11:38:57 2009 Yes, you will need to pay for the other person's ..
Posted: Wed Feb 25 10:21:52 2009 You fill out a claim form with your local ..
Posted: Tue Feb 24 18:10:07 2009 Call your state unemployment office and see if ..
Posted: Tue Feb 24 14:28:58 2009 As mentioned, your _mortgage_ company needs to ..
Posted: Tue Feb 24 12:48:33 2009 From what I understand, MO does not require ..
Posted: Tue Feb 24 12:14:16 2009 And there we have the makings of a good liability ..
Posted: Mon Feb 23 22:04:26 2009 First... it takes more then a simple missed ..
Posted: Mon Feb 23 19:20:36 2009 Can you afford to pay the remaining about of the ..
Posted: Mon Feb 23 14:49:41 2009 I'd have a conversation with your agent so that ..
Posted: Mon Feb 23 14:36:41 2009 This info was posted in the beginning of the ..
Posted: Mon Feb 23 10:02:44 2009 Yes, just like I can insist that my employer pay ..
Posted: Sun Feb 22 21:10:07 2009 The person has to be registered in order to ..
Posted: Sat Feb 21 12:58:50 2009 I did not see that recommendation coming from Ken ..
Posted: Sat Feb 21 12:57:35 2009 Yup, that is why I wrote that I thought I ..
Posted: Sat Feb 21 12:52:27 2009 Mike, the owner of the vehicle that was in an ..
Posted: Sat Feb 21 4:34:15 2009 The Texas policy should contain a Loss Payee ..
Posted: Sat Feb 21 4:06:18 2009 If nothing else they would probably turn it over ..
Posted: Fri Feb 20 23:30:38 2009 Rear end collision and insurance settlements ..
Posted: Fri Feb 20 20:37:23 2009 You have it right... ..
Posted: Fri Feb 20 20:30:58 2009 A lien holder is not listed as an additional ..
Posted: Fri Feb 20 20:27:15 2009 I think I know what your saying but driving ..
Posted: Fri Feb 20 14:01:29 2009 They are 100% correct. They have no responsiblity ..
Posted: Fri Feb 20 13:55:09 2009 Sorry, I just can't get over how this post looks ..
Posted: Fri Feb 20 13:40:36 2009 I don't know of any special words you need to ..
Posted: Wed Feb 18 15:50:32 2009 That is a good point fireyone and now that you ..
Posted: Wed Feb 18 13:39:01 2009 The other carrier will not be paying the bills on ..
Posted: Wed Feb 18 11:06:35 2009 How to prevent insurance fraud.... Don't lie to ..
Posted: Wed Feb 18 11:04:33 2009 I don't think a carrier offers no deductible for ..
Posted: Wed Feb 18 1:17:21 2009 His 10-speed was in the ..
Posted: Tue Feb 17 23:40:08 2009 Probably the best way I can answer that is by ..
Posted: Tue Feb 17 23:29:31 2009 There is no such ..
Posted: Tue Feb 17 22:24:36 2009 Your kidding, right Why does this lower my ..
Posted: Tue Feb 17 18:25:10 2009 What are the ..
Posted: Tue Feb 17 18:24:34 2009 An offer is not made on _unpaid_ bills alone. ..
Posted: Mon Feb 16 12:46:35 2009 I took the Florida test which is quite difficult. ..
Posted: Mon Feb 16 10:37:51 2009 The only downside to this would be if the officer ..
Posted: Mon Feb 16 10:35:47 2009 The law states that you _exchange_ insurance ..
Posted: Mon Feb 16 10:29:22 2009 Proof of no claims It's difficult to prove a ..
Posted: Mon Feb 16 2:21:45 2009 You give the person your insurance information. ..
Posted: Mon Feb 16 2:18:48 2009 Why won't GEICO insure the vehicle under a policy ..
Posted: Sun Feb 15 19:23:58 2009 Wow... dug up a thread that has been dead for 6 ..
Posted: Sun Feb 15 16:23:58 2009 AIG is _much_ more then an insurance company. ..
Posted: Sun Feb 15 15:00:27 2009 Here is my 2 cents on the subject. You will learn ..
Posted: Sun Feb 15 1:11:46 2009 What I would do is call the officers supervisor ..
Posted: Sun Feb 15 1:05:19 2009 First, is it a law in your state that a person ..
Posted: Fri Feb 13 18:12:42 2009 First, you mentioned that your daughter has been ..
Posted: Fri Feb 13 14:48:05 2009 I'd say its a good possiblity that the health ..
Posted: Fri Feb 13 11:53:08 2009 Not sure I understand. If the person is ..
Posted: Fri Feb 13 11:50:54 2009 Yes, it's done all of the ..
Posted: Fri Feb 13 0:42:25 2009 Yeah, I was pretty sure using people to buy ..
Posted: Thu Feb 12 20:14:17 2009 I don't remember but if Lori said it, its ..
Posted: Thu Feb 12 15:18:17 2009 More so E.L is for things like defamation, ..
Posted: Thu Feb 12 10:34:36 2009 UMPD yes, UMBI, ..
Posted: Thu Feb 12 10:33:09 2009 Your best bet might be to call Cinergy and find ..
Posted: Wed Feb 11 21:09:57 2009 Only if it really is two seperate ..
Posted: Wed Feb 11 18:48:47 2009 Might be Products/Completed Operations and then ..
Posted: Wed Feb 11 18:29:46 2009 it depends on the state where the accident ..
Posted: Wed Feb 11 13:29:15 2009 This topic has been brought up before. OP and ..
Posted: Wed Feb 11 12:50:01 2009 Cancelling a policy (mid policy) and non-renewal ..
Posted: Wed Feb 11 12:45:54 2009 I've never seen one without the other. That is, ..
Posted: Wed Feb 11 0:44:41 2009 No, the payment is always Actual Cash Value ..
Posted: Tue Feb 10 18:32:55 2009 Do foil hats need to be worn ..
Posted: Tue Feb 10 10:37:46 2009 I thought it was but I checked and it's not. ..
Posted: Tue Feb 10 10:35:21 2009 If the UIMBI carrier can show that they would ..
Posted: Tue Feb 10 10:12:36 2009 Each insurance company will make a liability ..
Posted: Tue Feb 10 2:10:38 2009 I worked as a staff adjuster for many years and ..
Posted: Tue Feb 10 2:04:58 2009 Yeah, my manager keeps turning down my request ..
Posted: Tue Feb 10 0:44:36 2009 Where can I git me one of those!!! ..
Posted: Tue Feb 10 0:24:47 2009 Oh, man... I knew someone was going to go ..
Posted: Mon Feb 9 16:36:43 2009 I guess that depends on your definition of ..
Posted: Mon Feb 9 14:14:54 2009 I wonder if you are thinking Independent Adjuster ..
Posted: Mon Feb 9 14:12:28 2009 I'm sure many have moved on. They joined for one ..
Posted: Mon Feb 9 13:29:36 2009 From what I see most of the posts come from ..
Posted: Mon Feb 9 13:21:16 2009 You need to contact your mortgage holder and find ..
Posted: Mon Feb 9 11:18:41 2009 No company can keep money that they know they ..
Posted: Sun Feb 8 23:30:21 2009 You can... but first people think suing is the ..
Posted: Sun Feb 8 21:01:48 2009 Easiest/best way is to work for an established ..
Posted: Sun Feb 8 17:41:46 2009 A company cannot keep money that is owed to a ..
Posted: Sun Feb 8 15:19:25 2009 I think you have a very good point but I would ..
Posted: Sat Feb 7 16:12:57 2009 When someone else is at fault in an accident and ..
Posted: Sat Feb 7 16:00:07 2009 would like to know how ..
Posted: Sat Feb 7 12:20:12 2009 I can't see that it would. Hey, don't get me ..
Posted: Sat Feb 7 12:02:49 2009 My Liability may increase the coverage limit ..
Posted: Sat Feb 7 11:43:22 2009 Please keep in mind that MI is a no-fault state ..
Posted: Sat Feb 7 3:01:53 2009 I _think_ (and I'm not 100% sure) that the most ..
Posted: Fri Feb 6 23:58:01 2009 Exactly. If the UIMBI carrier pay out under their ..
Posted: Fri Feb 6 18:37:59 2009 I'd think you'd be suing the agent, not ..
Posted: Fri Feb 6 16:48:05 2009 I'm not clear... whos name is the doctor call the ..
Posted: Fri Feb 6 15:06:23 2009 Every state in the US requires financial ..
Posted: Fri Feb 6 15:05:14 2009 Yes, talk to someone at Aetna who knows what they ..
Posted: Fri Feb 6 15:02:55 2009 Nope. You could have submitted the bill to your ..
Posted: Fri Feb 6 10:05:46 2009 You would need to call your agent to find out why ..
Posted: Fri Feb 6 1:04:41 2009 As always, YMMV and I can see both points of ..
Posted: Fri Feb 6 0:58:27 2009 Is it just me.... what is a "cancer ..
Posted: Fri Feb 6 0:57:40 2009 Settlement for the property damage and injury are ..
Posted: Thu Feb 5 20:19:14 2009 First, you have separate bodily injury and ..
Posted: Thu Feb 5 16:56:46 2009 To me it sounds like you may be outside of the US ..
Posted: Thu Feb 5 16:44:02 2009 I don't know for sure but a similar question was ..
Posted: Thu Feb 5 9:05:02 2009 I would say no it would not add value or perhaps ..
Posted: Thu Feb 5 0:50:38 2009 Insurance applications ask or the named insured ..
Posted: Wed Feb 4 14:42:43 2009 First, you need to get a new keyboard as it ..
Posted: Wed Feb 4 1:25:36 2009 I'd say that the person could just cross through ..
Posted: Tue Feb 3 22:52:42 2009 That was my thought. I've _never_ heard of an ..
Posted: Tue Feb 3 13:37:49 2009 I placed a good ..
Posted: Tue Feb 3 13:34:42 2009 Has the denial be issued by the insurance company ..
Posted: Tue Feb 3 13:08:24 2009 Let me see if I have this correct... you settled ..
Posted: Tue Feb 3 11:07:18 2009 I ended up buying a PS3 partly because it has a ..
Posted: Tue Feb 3 0:51:20 2009 It's based on the local of the accident, the ..
Posted: Mon Feb 2 18:57:30 2009 Okay... but if you don't and you want some more ..
Posted: Mon Feb 2 14:08:30 2009 Anyone need a good laugh. My Blu-ray discs from ..
Posted: Mon Feb 2 14:05:12 2009 See my post above this one for the ..
Posted: Mon Feb 2 1:19:33 2009 Really depends on the carrier and other factors, ..
Posted: Mon Feb 2 0:15:40 2009 If the driver cause the injury to the passenger, ..
Posted: Fri Jan 30 15:49:44 2009 I think those are two numbers... not 2,4,6 and 8 ..
Posted: Fri Jan 30 14:14:41 2009 Depends on the policy. There is a section that ..
Posted: Fri Jan 30 10:13:07 2009 I can see a life carrier doing it as long as the ..
Posted: Fri Jan 30 10:10:13 2009 On the rental issue, I can see your point and I'm ..
Posted: Fri Jan 30 10:00:49 2009 If your employer owns the vehicles or requires ..
Posted: Fri Jan 30 9:57:43 2009 The answer to that is really no... as that are ..
Posted: Thu Jan 29 19:03:41 2009 The only recourse for many would be Citizens ..
Posted: Thu Jan 29 3:31:53 2009 It should be covered. It probably made the ..
Posted: Thu Jan 29 3:00:02 2009 100% nope! ..
Posted: Thu Jan 29 1:40:03 2009 Your insurance company will pay the cost to ..
Posted: Wed Jan 28 19:01:25 2009 What is owed on the claim is Actual Cash Value... ..
Posted: Wed Jan 28 18:54:43 2009 I know the company I work for writes a ton of ..
Posted: Wed Jan 28 18:43:45 2009 The person inspected your vehicle, determined ..
Posted: Wed Jan 28 12:50:37 2009 Your preaching to the choir, I lived in Tampa for ..
Posted: Wed Jan 28 11:41:53 2009 This _will_ be the States response, more or less. ..
Posted: Wed Jan 28 10:24:40 2009 Gary, your point is not missed but I'll ask ..
Posted: Wed Jan 28 10:15:12 2009 No, that is not normal. I'd say a vehicle is ..
Posted: Wed Jan 28 10:09:16 2009 I'm guessing that is what is being done, the ..
Posted: Wed Jan 28 1:12:21 2009 If you were negligent he can collect under your ..
Posted: Tue Jan 27 21:23:38 2009 I don't think I am... the OP thought they had ..
Posted: Tue Jan 27 21:19:42 2009 Tough situation. Technically what the adjuster ..
Posted: Mon Jan 26 21:14:58 2009 Of perhaps this is like a Mad Lib... were ..
Posted: Mon Jan 26 21:13:32 2009 ... and... and... oh, damn you! Now I'll need to ..
Posted: Mon Jan 26 18:32:12 2009 At the point that you feel financially secure ..
Posted: Mon Jan 26 18:30:51 2009 Does she need to be added No. Should she ..
Posted: Mon Jan 26 13:37:12 2009 Normally a non-owners policy but in your case it ..
Posted: Sat Jan 24 14:26:22 2009 If you gave him the bike as some point it's not ..
Posted: Sat Jan 24 14:20:48 2009 Do they write better then the post above If you ..
Posted: Sat Jan 24 14:18:41 2009 I agree with AdjustersTX, if you are going to go ..
Posted: Sat Jan 24 13:34:21 2009 Well of course it sounds high, as the money is ..
Posted: Fri Jan 23 15:51:19 2009 Could not have said it better then Mike ..
Posted: Fri Jan 23 12:01:40 2009 With just those two factors, wait until you have ..
Posted: Fri Jan 23 11:59:10 2009 I find that most DOI's don't make liability ..
Posted: Thu Jan 22 22:44:04 2009 While you were gone, we picked up a few new ..
Posted: Thu Jan 22 21:34:56 2009 How many times did you watch the Senate or the ..
Posted: Thu Jan 22 19:51:28 2009 The shop owes _reasonable_ care. If they did ..
Posted: Thu Jan 22 19:17:34 2009 Privacy laws could be cited for reason's for not ..
Posted: Thu Jan 22 19:00:19 2009 I think you asked this same question ..
Posted: Thu Jan 22 18:44:42 2009 You don't mention if they are accepting liability ..
Posted: Thu Jan 22 18:42:10 2009 Most of that is considered work product and only ..
Posted: Thu Jan 22 10:20:26 2009 IMHO nothing has changed in health care for the ..
Posted: Thu Jan 22 10:06:31 2009 I don't see this as the President making much of ..
Posted: Wed Jan 21 20:27:20 2009 I have no doubt that the Church will have a ..
Posted: Wed Jan 21 11:49:20 2009 Anything you pay out of your pocket goes toward ..
Posted: Wed Jan 21 10:24:15 2009 No one can say how it will affect the purchase ..
Posted: Wed Jan 21 10:18:33 2009 I'm not sure this is a newer high deductible plan ..
Posted: Tue Jan 20 22:06:17 2009 Yes, the church should have Medical Payment ..
Posted: Tue Jan 20 22:02:07 2009 When in an accident it's _required_ by law to ..
Posted: Tue Jan 20 16:32:21 2009 If I understand this, the insurance company is ..
Posted: Tue Jan 20 16:15:59 2009 You are not clear on this situation. I'm not sure ..
Posted: Tue Jan 20 15:29:21 2009 Depends... do you still have some type of network ..
Posted: Tue Jan 20 1:00:37 2009 An insurance company considers a vehicle a total ..
Posted: Tue Jan 20 0:51:00 2009 A few states do have "no pay, no play" ..
Posted: Mon Jan 19 8:30:38 2009 Most states have website, usually under the Dept ..
Posted: Mon Jan 19 8:23:08 2009 Don't you just hate it when someone causes a loss ..
Posted: Sun Jan 18 23:35:39 2009 Depends on why the ice was there, if you was ..
Posted: Sun Jan 18 21:50:27 2009 Who ever is responsible for the pipe breaking (an ..
Posted: Sun Jan 18 21:46:57 2009 Depends on the state but your husband would be ..
Posted: Fri Jan 16 20:52:57 2009 I'm guessing you are going to file in Small ..
Posted: Fri Jan 16 8:45:19 2009 On this type of claim, that is what is owed. Many ..
Posted: Fri Jan 16 8:28:59 2009 Auto accident If so, the vehicle is either ..
Posted: Thu Jan 15 17:01:36 2009 I guess the letter of subrogation was sent to you ..
Posted: Thu Jan 15 13:12:07 2009 OP, why is the color not matching Is it that the ..
Posted: Wed Jan 14 22:52:09 2009 That is something I can understand. The answer to ..
Posted: Tue Jan 13 23:14:24 2009 Can you rewrite that question using some (any) ..
Posted: Tue Jan 13 18:55:54 2009 As I understand it, it's a world recession. It ..
Posted: Tue Jan 13 18:54:32 2009 Fire coverage is included in a homeowners policy. ..
Posted: Tue Jan 13 18:17:10 2009 There probably is case law but that case law ..
Posted: Mon Jan 12 22:32:30 2009 Are you suggestion that these parts being used ..
Posted: Mon Jan 12 10:10:10 2009 I'm guessing those other people never told their ..
Posted: Mon Jan 12 10:07:28 2009 The police officer does not have a clue about ..
Posted: Mon Jan 12 2:13:33 2009 Not _who_ will pay for it... who is ..
Posted: Sun Jan 11 18:50:38 2009 Not a good way to leave... I'm wanting to be ..
Posted: Sun Jan 11 18:41:39 2009 ..
Posted: Sun Jan 11 16:17:03 2009 I think who ever foots the bill for the burial ..
Posted: Sun Jan 11 16:15:42 2009 I don't know why. I'm just glad we can all ..
Posted: Sun Jan 11 15:39:25 2009 I'd say the estate is legally responsible. After ..
Posted: Sat Jan 10 17:17:09 2009 PIP is primary so your health insurance should ..
Posted: Sat Jan 10 13:49:50 2009 If your operating a vehicle on public roads, it's ..
Posted: Sat Jan 10 13:48:35 2009 I'm really confused. So who is at fault in the ..
Posted: Sat Jan 10 13:41:28 2009 So I guess it's at least as "likely" ..
Posted: Sat Jan 10 12:22:47 2009 Yes they can make a claim. In that they were ..
Posted: Fri Jan 9 19:09:44 2009 A person can have an MRI for $1000 and 2 x-rays ..
Posted: Thu Jan 8 17:36:11 2009 That is not what I said. I said, "Most of ..
Posted: Thu Jan 8 11:43:06 2009 Well, I'd have to say that I find your plan to be ..
Posted: Thu Jan 8 11:37:02 2009 The parts are usually labeled as remanufactured ..
Posted: Thu Jan 8 9:27:48 2009 You will be paid, as the vehicle you were driving ..
Posted: Thu Jan 8 9:25:48 2009 Yes you would be at fault as you had the duty to ..
Posted: Thu Jan 8 9:19:51 2009 Used, not damaged. So basically it's OEM and much ..
Posted: Wed Jan 7 9:04:21 2009 Nope... GAP only pays the difference when the ..
Posted: Mon Jan 5 20:59:12 2009 The towing company has no idea what the status of ..
Posted: Mon Jan 5 19:10:48 2009 I've had them pull this one on me. Personal ..
Posted: Mon Jan 5 9:55:31 2009 Why does this bring Bubba from Forest Gump to my ..
Posted: Mon Jan 5 9:54:17 2009 You need an apprasial to have it removed prior to ..
Posted: Mon Jan 5 2:54:09 2009 I think you can reqest that it be dropped at 80% ..
Posted: Sun Jan 4 23:21:31 2009 If the items are part of the vehicle, they should ..
Posted: Sun Jan 4 16:55:57 2009 You can as long as you don't plan on the ..
Posted: Sun Jan 4 3:27:59 2009 Hey... I'm happy to say with this ending ..
Posted: Sat Jan 3 13:17:21 2009 I'd agree with fireyone... if I had to rank the ..
Posted: Sat Jan 3 13:12:34 2009 I can only say.... ..
Posted: Sat Jan 3 2:17:15 2009 Yes, first... your not even close with defamation ..
Posted: Fri Jan 2 20:49:02 2009 You should have started a new thread for this ..
Posted: Fri Jan 2 16:58:31 2009 Most likely you would be at fault, unless you can ..
Posted: Fri Jan 2 10:34:35 2009 Your new dollar amount is shown on each post. ..
Posted: Thu Jan 1 14:10:59 2009 Not sure what type of med pay is available in OK ..
Posted: Wed Dec 31 1:24:16 2008 If you allowed them to drive, then they have ..
Posted: Tue Dec 30 22:27:59 2008 Problem with that is what if the repairs were not ..
Posted: Tue Dec 30 17:35:07 2008 Sounds like a plan! Sticking with the $17k is not ..
Posted: Tue Dec 30 17:16:12 2008 It's up to you if you want to complain about the ..
Posted: Tue Dec 30 17:11:32 2008 First, the injury amount/settlement and the ..
Posted: Tue Dec 30 16:54:36 2008 They won't exclude coverage due to the length of ..
Posted: Tue Dec 30 10:00:13 2008 Rental coverage does not guarantee that the ..
Posted: Tue Dec 30 9:58:23 2008 You only hear about court judgments, not ..
Posted: Tue Dec 30 0:01:34 2008 Good form... but if you presented it to me I'd ..
Posted: Mon Dec 29 16:27:53 2008 So she is stating that you were in the through ..
Posted: Mon Dec 29 15:51:43 2008 Is this 50/50 offer from her carrier If the other ..
Posted: Mon Dec 29 14:51:51 2008 Depends. If this is your carrier and you have a ..
Posted: Sun Dec 28 20:10:55 2008 Yup... people think they will never cause an ..
Posted: Sun Dec 28 20:05:41 2008 Basically, your lender took out a policy that ..
Posted: Sun Dec 28 19:57:50 2008 Welcome to the world of medical providers and ..
Posted: Sun Dec 28 19:53:04 2008 Here is what I ..
Posted: Sun Dec 28 19:49:02 2008 Yes, for the person who was killed. Most people ..
Posted: Sun Dec 28 19:47:29 2008 I write a longer response but it got too ..
Posted: Sun Dec 28 12:48:04 2008 Here is my recommendation... find a _good_ ..
Posted: Sun Dec 28 0:36:38 2008 The injury claim and the property damage claim ..
Posted: Sun Dec 28 0:33:22 2008 In a sense, this is incorrect. The only way the ..
Posted: Sat Dec 27 20:38:19 2008 I'd say you can expect a $100,000 offer fairly ..
Posted: Sat Dec 27 16:10:56 2008 If the other party was 100% at fault, they will ..
Posted: Fri Dec 26 14:28:01 2008 Sue your insurance company... for you wrecking ..
Posted: Fri Dec 26 9:56:41 2008 You cannot legally ..
Posted: Wed Dec 24 10:43:32 2008 I've never seen an auto policy that stated it ..
Posted: Wed Dec 24 10:41:07 2008 Well, lets start from the beginning... if the ..
Posted: Wed Dec 24 3:14:44 2008 One thing dears, Not clear to me about this forum ..
Posted: Wed Dec 24 2:14:23 2008 In that case it was a 1st party claim and the ..
Posted: Wed Dec 24 1:25:12 2008 Why would it be fraud I'm not clear, though... ..
Posted: Wed Dec 24 0:06:15 2008 Pilots/owners of planes need to keep maintenance ..
Posted: Tue Dec 23 19:40:23 2008 Someone posted this same question several months ..
Posted: Tue Dec 23 19:36:44 2008 With this limited information I'm guessing that a ..
Posted: Tue Dec 23 0:24:33 2008 If you loose control of your vehicle in the icy ..
Posted: Mon Dec 22 20:06:25 2008 Nope. You always have the ability to file under ..
Posted: Mon Dec 22 19:11:14 2008 In that case the insurance company still needs to ..
Posted: Mon Dec 22 17:06:39 2008 I cannot... that is a very technical/legal ..
Posted: Mon Dec 22 16:17:27 2008 Then you get a Montana based policy. I doubt you ..
Posted: Mon Dec 22 16:13:31 2008 You have two attorneys for the same loss Do they ..
Posted: Mon Dec 22 16:10:35 2008 Question... are you planning to move to these ..
Posted: Mon Dec 22 14:05:13 2008 Given this situation, the only way to know who ..
Posted: Mon Dec 22 3:18:02 2008 If it's repairable (cost to repair is 80% of less ..
Posted: Mon Dec 22 2:05:10 2008 PA is not a no pay no play state. Also, I ..
Posted: Mon Dec 22 2:01:06 2008 The OP must have an attorney if ..
Posted: Sun Dec 21 17:02:59 2008 Most likely thay will pay with no problems. Some ..
Posted: Sun Dec 21 0:49:13 2008 Tell Me More ..
Posted: Sun Dec 21 0:48:26 2008 "More rights" can cover everything in ..
Posted: Sun Dec 21 0:06:03 2008 I'm guessing because of the cost factor. The ..
Posted: Sun Dec 21 0:02:50 2008 Where your policy is based does not change the ..
Posted: Sat Dec 20 23:53:15 2008 You are suing them as you feel that they need to ..
Posted: Sat Dec 20 23:48:32 2008 Nowhere... your don't bury survivors. Sorry, ..
Posted: Sat Dec 20 18:35:57 2008 I never say it, nor was an email sent when you ..
Posted: Fri Dec 19 23:10:03 2008 Pages 2 : Breaks down the payment amounts. I ..
Posted: Fri Dec 19 20:27:24 2008 You could... but someone would probably need to ..
Posted: Fri Dec 19 20:22:40 2008 When you say "rear ended" I would think ..
Posted: Fri Dec 19 20:18:51 2008 The statement itself does not make any sense to ..
Posted: Fri Dec 19 16:45:53 2008 Where are these dealers that need more trucks on ..
Posted: Fri Dec 19 14:50:17 2008 I agree, I think I'd take the cost of the paint ..
Posted: Fri Dec 19 13:57:04 2008 Without knowing the law specifically in TX, I can ..
Posted: Fri Dec 19 11:37:08 2008 Insurance company employees take a little heat ..
Posted: Fri Dec 19 1:27:50 2008 it goes on but basically it's whenever they hear ..
Posted: Thu Dec 18 13:26:43 2008 First, if this is what the adjuster told you... ..
Posted: Thu Dec 18 13:24:17 2008 They would at least sue the driver (your son) and ..
Posted: Thu Dec 18 11:40:15 2008 I worked for a carrier once that would write an ..
Posted: Thu Dec 18 9:37:03 2008 Usually, but it still differs from state to ..
Posted: Thu Dec 18 1:38:37 2008 Since unemployment is state specific, your best ..
Posted: Wed Dec 17 14:44:45 2008 With quoting, proximate cause is the main or ..
Posted: Wed Dec 17 14:41:56 2008 Really depends on what they are ..
Posted: Wed Dec 17 14:40:05 2008 While this is almost always the case, it's ..
Posted: Tue Dec 16 9:29:47 2008 Never heard of it. It would be next to impossible ..
Posted: Tue Dec 16 1:17:49 2008 Your claim won't be denied for not having a valid ..
Posted: Mon Dec 15 12:08:08 2008 Geico, Progressive, Allstate, State Farm, Auto ..
Posted: Mon Dec 15 8:46:08 2008 I'm not going to live someone elses life but I ..
Posted: Sun Dec 14 23:22:17 2008 He'd have to get a non-owners policy as he does ..
Posted: Sun Dec 14 17:25:15 2008 Only you can know the answer to that ..
Posted: Sun Dec 14 17:24:35 2008 I'm guessing he could be added but if he does not ..
Posted: Fri Dec 12 16:31:02 2008 But in recent posts, this is what I was stating. ..
Posted: Fri Dec 12 12:49:50 2008 Someone has big hands! ..
Posted: Thu Dec 11 19:50:15 2008 You'd be hard pressed to find an attorney to take ..
Posted: Thu Dec 11 13:42:44 2008 Pardon me but an MD with that grammar Not trying ..
Posted: Thu Dec 11 13:31:33 2008 Thanks for pointing that put for me. I went back ..
Posted: Thu Dec 11 11:26:28 2008 Sorry, now I ..
Posted: Thu Dec 11 9:03:35 2008 I've only been to traffic court once (expired tag ..
Posted: Thu Dec 11 2:19:42 2008 You really don't understand any of this, do ..
Posted: Thu Dec 11 1:19:48 2008 They are going to give you a rental for a ..
Posted: Thu Dec 11 1:15:22 2008 In 20 some years I've only heard of one attorney ..
Posted: Wed Dec 10 23:34:08 2008 Meaning the traffic judge will probably not allow ..
Posted: Wed Dec 10 21:59:11 2008 Is there an issue at ..
Posted: Wed Dec 10 21:57:35 2008 Wow get real... your so sure of yourself that you ..
Posted: Wed Dec 10 21:55:23 2008 So, your saying that the body shop did not make ..
Posted: Wed Dec 10 17:14:51 2008 Thanks for the copy of paste of what _DV is_. Now ..
Posted: Wed Dec 10 13:04:22 2008 I don't know that anyone except the adjuster ..
Posted: Wed Dec 10 13:02:46 2008 Rule on the seat belt is extremely easy.... 1) ..
Posted: Wed Dec 10 9:51:35 2008 Not to say what happen but I'm still seeing red ..
Posted: Wed Dec 10 9:25:51 2008 If your insurance company is addressing the ..
Posted: Wed Dec 10 9:13:46 2008 I was hard pressed to find anything that was done ..
Posted: Wed Dec 10 0:09:49 2008 Depends on the state the accident happened in. If ..
Posted: Tue Dec 9 19:30:06 2008 From the OPGotta ..
Posted: Tue Dec 9 18:43:05 2008 Part of the total loss settlement will include ..
Posted: Tue Dec 9 18:29:04 2008 I don't think you understand. I'll explain it ..
Posted: Tue Dec 9 10:19:08 2008 One additional note.... there will also be a ..
Posted: Tue Dec 9 2:46:09 2008 I could write pages and pages of information but ..
Posted: Tue Dec 9 2:08:59 2008 That question is best discussed with your agent. ..
Posted: Mon Dec 8 17:28:57 2008 Can't speak for Canadian law but I'm betting it's ..
Posted: Mon Dec 8 17:22:27 2008 First, I'd ask you how much money you lost and ..
Posted: Mon Dec 8 9:47:13 2008 That is what they would like for you to think but ..
Posted: Sun Dec 7 20:53:31 2008 Perhaps it has been and you've just not seen it. ..
Posted: Sun Dec 7 20:33:52 2008 It would be a commercial policy and as such, each ..
Posted: Sun Dec 7 13:22:02 2008 If no one find out, it won't of course. So the ..
Posted: Sat Dec 6 12:55:44 2008 You need to obtain a copy of the police report to ..
Posted: Fri Dec 5 15:29:42 2008 It means the insured is responsible for the first ..
Posted: Fri Dec 5 15:27:36 2008 Nope! More power to you! You suffered a loss. ..
Posted: Thu Dec 4 16:30:15 2008 FK, I did forget to mention that the insurance ..
Posted: Thu Dec 4 16:18:44 2008 Can't hurt to try. Would I sign it Nope.... as I ..
Posted: Thu Dec 4 15:56:35 2008 Understood. I'll put it into perspective.... I ..
Posted: Thu Dec 4 14:13:14 2008 Good or bad move.... Question... are you really ..
Posted: Thu Dec 4 13:54:36 2008 I would agree completely that this appears to be ..
Posted: Thu Dec 4 13:44:09 2008 This make a BIG difference! You initially said it ..
Posted: Thu Dec 4 12:33:37 2008 Just a note to Mike's post... I don't see that ..
Posted: Thu Dec 4 12:11:40 2008 This would be covered under collision coverage. ..
Posted: Thu Dec 4 12:09:41 2008 I doubt they are giving you 3 days to accept the ..
Posted: Thu Dec 4 10:14:52 2008 IMHO, the owner of the property should have a ..
Posted: Tue Dec 2 20:28:54 2008 Yes you can sue the bank (only a few states will ..
Posted: Tue Dec 2 18:21:34 2008 There are no laws or regs, other then Allstate ..
Posted: Tue Dec 2 12:52:43 2008 I'm guessing from your post that your vehicle is ..
Posted: Tue Dec 2 9:28:31 2008 SF will pay the current value of the vehicle. If ..
Posted: Sun Nov 30 23:26:52 2008 This is a 3rd party claim. The wording the policy ..
Posted: Sun Nov 30 21:12:43 2008 An insurance company would not want to do ..
Posted: Sun Nov 30 17:49:45 2008 Unless there is some prior agreement between the ..
Posted: Sun Nov 30 17:47:11 2008 Yeah... don't ask me. I did not understand the ..
Posted: Sun Nov 30 17:45:50 2008 What was said was that no matter what the ..
Posted: Sun Nov 30 9:02:04 2008 Anything is ..
Posted: Sun Nov 30 8:57:16 2008 Each insurance company is a little different but ..
Posted: Sat Nov 29 9:09:48 2008 Not sure I follow. What I think you are saying is ..
Posted: Fri Nov 28 11:38:29 2008 OP, how many times have you paid the initial ..
Posted: Tue Nov 25 19:58:17 2008 Not getting his personal and insurance ..
Posted: Mon Nov 24 16:45:57 2008 Start with $8000 and subtract $2000 for the ..
Posted: Mon Nov 24 16:08:04 2008 How much is your vehicle worth Lets start ..
Posted: Sun Nov 23 11:38:47 2008 I think people are confusing AIG's different ..
Posted: Sat Nov 22 18:28:23 2008 You may want to start off telling the adjuster ..
Posted: Sat Nov 22 18:06:27 2008 I'm guessing that the ER bill was not $3600 and ..
Posted: Sat Nov 22 11:31:46 2008 Bottom line, the insurance company _suspects_ ..
Posted: Fri Nov 21 23:40:14 2008 Does she work as an independent agent or does she ..
Posted: Fri Nov 21 17:12:54 2008 I usually don't go out on a limb but I'll call ..
Posted: Fri Nov 21 17:01:00 2008 First, are the prices you found asking prices or ..
Posted: Fri Nov 21 16:09:10 2008 What a second.... insurance companies usually ..
Posted: Thu Nov 20 14:50:17 2008 OP, I also have $10 million in a bank account ..
Posted: Thu Nov 20 11:26:13 2008 That would be the top 1 in 10 ..
Posted: Thu Nov 20 10:59:09 2008 I'd not put some of those in the top 10 insurance ..
Posted: Thu Nov 20 10:55:02 2008 But look at it this way... if they secure a ..
Posted: Thu Nov 20 2:36:12 2008 I'm not sure what your asking. Working ..
Posted: Wed Nov 19 18:43:10 2008 That is correct. You personally do not waive the ..
Posted: Wed Nov 19 17:22:57 2008 I used my data on the calculator link provided on ..
Posted: Wed Nov 19 12:25:49 2008 If there is no lien holder on the vehicle, the ..
Posted: Wed Nov 19 12:24:36 2008 With Amica, ..
Posted: Wed Nov 19 5:51:54 2008 If you have collision coverage, ..
Posted: Tue Nov 18 20:16:43 2008 I attended a meeting my company puts on on Ohio. ..
Posted: Tue Nov 18 20:14:28 2008 Bottom line, if their name is on the check, they ..
Posted: Tue Nov 18 1:10:19 2008 Short answer, yes. It's been discussed a few ..
Posted: Mon Nov 17 23:42:35 2008 Typically the entire check will have the mortgage ..
Posted: Mon Nov 17 23:40:45 2008 FK is correct. When making an offer on a total ..
Posted: Mon Nov 17 23:37:27 2008 FK, you'd be correct... but there are two sides ..
Posted: Mon Nov 17 20:53:05 2008 Based on your description, I'd say both... to a ..
Posted: Mon Nov 17 20:12:36 2008 Are you thinking that this is somehow treated and ..
Posted: Mon Nov 17 17:28:39 2008 No, your policy will address the ACV of the ..
Posted: Mon Nov 17 15:59:11 2008 The limit is actual cash value, market value. ..
Posted: Mon Nov 17 14:01:15 2008 Going out on a slight limb here but garnishment ..
Posted: Mon Nov 17 10:28:59 2008 Yeah, I disagree, UMBI coverage is something ..
Posted: Mon Nov 17 10:24:36 2008 Rates are based on risk, not money paid out. ..
Posted: Mon Nov 17 2:07:14 2008 It's almost impossible, if not impossible for a ..
Posted: Sun Nov 16 0:33:37 2008 The above does not add up. --------| ..
Posted: Sat Nov 15 20:03:24 2008 Slammed on the brakes I'm assuming that you ..
Posted: Sat Nov 15 19:41:50 2008 You state that he was in your path... but he was ..
Posted: Sat Nov 15 19:05:04 2008 If the other person was stopped/not moving, why ..
Posted: Sat Nov 15 18:11:18 2008 Yeah, pretty much lost me ..
Posted: Sat Nov 15 18:10:07 2008 Said it just like that ..
Posted: Sat Nov 15 18:07:53 2008 Might have been long but this only served to make ..
Posted: Sat Nov 15 17:56:54 2008 You could ask your carrier but they won't do it. ..
Posted: Fri Nov 14 14:23:53 2008 This is a technical question but from what I ..
Posted: Fri Nov 14 14:15:55 2008 What your mentioning is actually a AVC policy, ..
Posted: Fri Nov 14 12:15:04 2008 You can make a claim... but it's unknown its ..
Posted: Fri Nov 14 11:15:57 2008 No MedPay in FL as there is ..
Posted: Fri Nov 14 10:59:05 2008 You would need to ask them. Baring that, file ..
Posted: Thu Nov 13 19:05:24 2008 I'd agree with you. If anyone asked me a question ..
Posted: Thu Nov 13 19:02:33 2008 Nothing you can do. They only owe to repair the ..
Posted: Thu Nov 13 19:00:11 2008 Get so many of the questions ..
Posted: Thu Nov 13 9:12:25 2008 The statement about collision cost almost as much ..
Posted: Thu Nov 13 8:52:10 2008 A new chicken place in ..
Posted: Thu Nov 13 2:35:58 2008 I also stand corrected... in some states the ..
Posted: Wed Nov 12 21:11:20 2008 Two other cars won't matter. Your carrier will ..
Posted: Wed Nov 12 17:31:06 2008 Good questions... While each carrier has their ..
Posted: Wed Nov 12 9:54:11 2008 An additional part of bad faith is that you have ..
Posted: Wed Nov 12 1:02:13 2008 When I hear of people owing twice as much as the ..
Posted: Tue Nov 11 20:44:37 2008 I would tend to agree. AIG has 1.1 trillion in ..
Posted: Tue Nov 11 2:06:34 2008 How can an insurance company commit fraud against ..
Posted: Mon Nov 10 21:17:19 2008 It can be done but its usually not a good idea. ..
Posted: Mon Nov 10 20:18:40 2008 I get coal. ..
Posted: Mon Nov 10 20:17:17 2008 Typically they pay off the loan and wait on the ..
Posted: Mon Nov 10 20:14:40 2008 The real problem is that you are having a hard ..
Posted: Mon Nov 10 12:08:47 2008 As mentioned, it depends on who was at fault and ..
Posted: Mon Nov 10 9:50:38 2008 One of the largest insurance companies in the ..
Posted: Sun Nov 9 21:12:10 2008 Really depends on the type of work you are ..
Posted: Sun Nov 9 12:25:20 2008 Auto Insurance quote ..
Posted: Sun Nov 9 0:38:24 2008 No one. If it's been over 4 months, Farmers ..
Posted: Sun Nov 9 0:36:37 2008 They are looking to see if you were using your ..
Posted: Sat Nov 8 23:12:19 2008 I think you mean certified. At $5 a letter, it ..
Posted: Sat Nov 8 22:03:34 2008 This does not make sense... they should have ..
Posted: Sat Nov 8 15:21:23 2008 The bank has an interest in what the financed, ..
Posted: Fri Nov 7 23:30:06 2008 First... who responsible is a person who buys a ..
Posted: Fri Nov 7 15:02:13 2008 No... if you state that there is damage and you ..
Posted: Fri Nov 7 11:59:02 2008 Perhaps... have you called ..
Posted: Fri Nov 7 11:57:18 2008 Because the other driver/owner does not agree ..
Posted: Fri Nov 7 1:05:44 2008 It's not a denial until it's in writing. While I ..
Posted: Fri Nov 7 0:51:45 2008 I thought we were voting on prettiest baby ..
Posted: Thu Nov 6 20:20:59 2008 First, I _hate_ the term "full ..
Posted: Thu Nov 6 12:53:47 2008 kelley44, it would be better to start a new ..
Posted: Thu Nov 6 5:09:41 2008 Why would this person have all the information ..
Posted: Thu Nov 6 0:28:12 2008 I've seen those in many places as well. They ..
Posted: Thu Nov 6 0:13:08 2008 You will get the difference between what you owe ..
Posted: Thu Nov 6 0:11:15 2008 Life insurance is something I never understood. ..
Posted: Wed Nov 5 18:41:40 2008 Are you referring to call forms of insurance ..
Posted: Wed Nov 5 17:51:09 2008 What is owed is the _value_ of your vehicle. I ..
Posted: Wed Nov 5 12:36:34 2008 Arb can go either way. On the insurance companies ..
Posted: Wed Nov 5 10:52:34 2008 After a storm insurance companies don't ask many ..
Posted: Wed Nov 5 1:20:46 2008 No one is required to file a ..
Posted: Tue Nov 4 23:46:14 2008 The problem is Lowes. They are not going to allow ..
Posted: Tue Nov 4 23:32:54 2008 Two months is pretty long. I've seen it take this ..
Posted: Tue Nov 4 23:28:40 2008 What is the written offer for If it's for the ..
Posted: Tue Nov 4 23:18:27 2008 I know of very few contractors that won't do the ..
Posted: Tue Nov 4 23:12:41 2008 I just checked, I could not find any ..
Posted: Tue Nov 4 23:12:02 2008 What I can say is that the things you mentioned ..
Posted: Tue Nov 4 21:19:30 2008 Have all the vehicles pulling into this spot had ..
Posted: Tue Nov 4 21:18:04 2008 The adjuster will review the information and ..
Posted: Tue Nov 4 18:25:23 2008 1) Confirm that a denial is being made and ..
Posted: Tue Nov 4 9:18:10 2008 Not only does that make no sense, I really doubt ..
Posted: Tue Nov 4 0:29:12 2008 I will only say that most jobs in insurance ..
Posted: Mon Nov 3 4:07:18 2008 Just a note... liability insurance follows the ..
Posted: Sun Nov 2 12:48:52 2008 When I have a HO policy with State Farm, they did ..
Posted: Sun Nov 2 10:52:43 2008 Worse when comparing individual things, worst ..
Posted: Sun Nov 2 10:36:49 2008 Depends on the state the accident happened in. ..
Posted: Sat Nov 1 10:58:01 2008 Two different things. Your insurance company is ..
Posted: Fri Oct 31 16:24:54 2008 Board only allows one vote per user name. I ..
Posted: Fri Oct 31 13:21:17 2008 You in trouble now! They are on to you. I just ..
Posted: Fri Oct 31 12:40:44 2008 Voted. Don't klow if I like this or not... but ..
Posted: Thu Oct 30 19:30:52 2008 I no longer want a ..
Posted: Thu Oct 30 19:18:39 2008 I want a ..
Posted: Wed Oct 29 23:59:11 2008 Most attorneys don't mention it as I think most ..
Posted: Wed Oct 29 23:41:18 2008 Lori is correct for the sake of collision ..
Posted: Wed Oct 29 23:33:08 2008 Well of course it's not free. It wouldn't be spam ..
Posted: Wed Oct 29 19:41:21 2008 I mentioned the husband on loss of consortium... ..
Posted: Wed Oct 29 19:05:53 2008 What do you mean by "not in your ..
Posted: Wed Oct 29 19:02:54 2008 I'm guessing her medical bills are not very much, ..
Posted: Wed Oct 29 9:57:35 2008 Another person posted a thread on this same ..
Posted: Wed Oct 29 9:52:55 2008 I was not very clear. I don't think the OP had a ..
Posted: Tue Oct 28 23:19:34 2008 Frankly, I don't see what a Business Auto Policy ..
Posted: Tue Oct 28 23:15:44 2008 I'm guessing that there is some mention in the ..
Posted: Tue Oct 28 0:29:17 2008 You need to sit down with an agent and discuss ..
Posted: Mon Oct 27 17:32:27 2008 fireyone, let me ask you this... if you ordered a ..
Posted: Mon Oct 27 12:48:32 2008 I'd say that most policies would provide coverage ..
Posted: Mon Oct 27 12:00:02 2008 Yes, but that is different then the "1st ..
Posted: Mon Oct 27 10:26:30 2008 I don't know that duration would be an issued as ..
Posted: Mon Oct 27 10:22:42 2008 Huh OP, you can drive without insurance if ..
Posted: Mon Oct 27 9:24:25 2008 You can wait for an answer or you can seek legal ..
Posted: Sun Oct 26 21:41:16 2008 I'm not sure what to tell you but yes, if they ..
Posted: Sun Oct 26 19:11:05 2008 Mike was only talking about an animal. Hitting an ..
Posted: Sun Oct 26 13:45:23 2008 Mike, actually it's still a comprehensive loss. ..
Posted: Fri Oct 24 18:56:31 2008 If your son was liable, then your HO policy would ..
Posted: Fri Oct 24 10:13:01 2008 I'm not advocating that either and I doubt it's ..
Posted: Fri Oct 24 9:58:49 2008 I think that is why the show Intervention is good ..
Posted: Fri Oct 24 9:37:59 2008 This same issue was brought up in another thread ..
Posted: Fri Oct 24 0:33:47 2008 Was their a lapse Your not clear. Need to know ..
Posted: Thu Oct 23 21:26:00 2008 You said, "to death" and I panicked. ..
Posted: Thu Oct 23 17:29:34 2008 I've been an adjuster for about 17 years now. ..
Posted: Thu Oct 23 11:18:55 2008 I want a job with _that_ carrier! ..
Posted: Thu Oct 23 1:55:06 2008 This is a 3rd party claim so AM parts should be ..
Posted: Thu Oct 23 1:49:41 2008 Maybe we are all missing something... maybe it's ..
Posted: Wed Oct 22 18:51:40 2008 Tough situation with an older vehicle. This same ..
Posted: Wed Oct 22 12:27:49 2008 5 years... Probably with just what is known now. ..
Posted: Wed Oct 22 12:24:41 2008 Yup... in this area the WC laws are written to ..
Posted: Wed Oct 22 12:22:27 2008 Pictures are a very good idea and would probably ..
Posted: Wed Oct 22 12:18:16 2008 Many years ago I worked with a new adjuster who ..
Posted: Wed Oct 22 11:04:29 2008 The only requirement I know of for an employer is ..
Posted: Tue Oct 21 23:30:58 2008 Not sure how we got coverage from an HO policy to ..
Posted: Tue Oct 21 23:26:53 2008 Your home owners insurance would cover the loss, ..
Posted: Tue Oct 21 23:23:16 2008 Call back and move up the ladder. Ask for a ..
Posted: Tue Oct 21 23:21:46 2008 If I understand your post correctly, you were ..
Posted: Tue Oct 21 23:11:51 2008 Differs from state to state and many states don't ..
Posted: Tue Oct 21 13:08:57 2008 What is a "5500 form" If it's just a ..
Posted: Tue Oct 21 12:53:08 2008 Here we go again. In what way were you ..
Posted: Sat Oct 18 16:24:15 2008 The RN can have their _opinion_. Let me ask you a ..
Posted: Sat Oct 18 12:03:56 2008 As I understand it, GAP will only kick in if the ..
Posted: Fri Oct 17 20:59:10 2008 No matter who's carrier is paying for the ..
Posted: Fri Oct 17 20:55:26 2008 It's been while since I read a health policy but ..
Posted: Thu Oct 16 19:07:46 2008 I'd post a response but I need to go check my ..
Posted: Thu Oct 16 14:44:49 2008 That makes a little more sense then what I was ..
Posted: Thu Oct 16 14:28:13 2008 All good info. The company I work for is now ..
Posted: Thu Oct 16 14:26:50 2008 I give... what's a "MH" Only think i ..
Posted: Thu Oct 16 2:35:55 2008 Except there is really no requirement to tell the ..
Posted: Thu Oct 16 1:29:43 2008 Yes, you can expect that. You may not get ..
Posted: Thu Oct 16 1:26:33 2008 Only think I can tell you is that it's a policy ..
Posted: Wed Oct 15 20:24:29 2008 You can keep a copy of their DL and insurance ..
Posted: Wed Oct 15 17:37:14 2008 The brown fox jumps over the ..
Posted: Wed Oct 15 9:50:13 2008 I would like to find out insurance about property ..
Posted: Wed Oct 15 9:26:56 2008 AFI decision are not binding to third parties. ..
Posted: Wed Oct 15 9:19:39 2008 Does this mean I'm not getting a pony ..
Posted: Wed Oct 15 2:26:58 2008 Coverage to address damage to the vehicle... only ..
Posted: Wed Oct 15 2:25:37 2008 Have you called your carrier and asked They would ..
Posted: Tue Oct 14 23:56:52 2008 I want a ..
Posted: Tue Oct 14 21:50:15 2008 So what you're saying is that instead of ..
Posted: Tue Oct 14 18:48:21 2008 Small claims court has no attorneys. Court costs ..
Posted: Tue Oct 14 18:47:22 2008 As a child were you dropped on your head As a ..
Posted: Tue Oct 14 18:38:51 2008 I would disagree that this will help the OP in ..
Posted: Tue Oct 14 14:49:38 2008 We were speaking of charged as in his insurance ..
Posted: Tue Oct 14 14:47:56 2008 Most people don't want to have to pay their ..
Posted: Tue Oct 14 14:46:36 2008 You lost me at the following: I don't think ..
Posted: Tue Oct 14 14:44:10 2008 First, did you report the claim to your husbands ..
Posted: Tue Oct 14 12:35:16 2008 While this would seem correct, it's really not. ..
Posted: Mon Oct 13 19:34:46 2008 I have a strange feeling either the adjuster who ..
Posted: Mon Oct 13 19:11:08 2008 Most likely, the driver/owner of the vehicle. ..
Posted: Mon Oct 13 16:58:43 2008 If you accepted money from the other carrier you ..
Posted: Mon Oct 13 15:09:31 2008 I'm hoping you really have UMPD and not uninsured ..
Posted: Mon Oct 13 14:07:29 2008 "Hit and Run" portion Great.... either ..
Posted: Mon Oct 13 10:46:25 2008 My Ins.Co. paid for accident damage NOT my fault! ..
Posted: Sun Oct 12 21:49:59 2008 I think that is exactly what they did. They ..
Posted: Sun Oct 12 19:15:14 2008 Bottom line, your insurance company can settle ..
Posted: Sun Oct 12 1:58:54 2008 In what way do you need help The other party ..
Posted: Sat Oct 11 13:52:25 2008 First... was the denial sent in writing If not, ..
Posted: Sat Oct 11 12:53:38 2008 More correctly, most areas require ..
Posted: Sat Oct 11 1:02:19 2008 This is PIP/Auto coverage, not health insurance. ..
Posted: Fri Oct 10 13:24:30 2008 Might be semantics. You can withdraw the claim ..
Posted: Thu Oct 9 12:38:30 2008 As fireyone mentioned, I think it really depends ..
Posted: Thu Oct 9 12:36:46 2008 Son injured in accident ..
Posted: Thu Oct 9 9:22:33 2008 If the other person's auto carrier has been sent ..
Posted: Wed Oct 8 20:01:15 2008 Also OP, keep in mind that cancelling a policy is ..
Posted: Wed Oct 8 16:21:11 2008 Your 1/2 right and 1/2 wrong. The insurance ..
Posted: Wed Oct 8 15:04:21 2008 Not with that limited information. Who is ..
Posted: Wed Oct 8 1:10:45 2008 Qeustion... how would they ever ..
Posted: Tue Oct 7 10:45:10 2008 Actually probably a good idea. You never lied ..
Posted: Mon Oct 6 21:39:22 2008 Not reflective of your sister in law but an ..
Posted: Mon Oct 6 13:15:24 2008 On the insurance application it will ask if there ..
Posted: Mon Oct 6 13:11:37 2008 I doubt this was really the reason or the denial ..
Posted: Sun Oct 5 16:52:09 2008 Has nothing to do with the state, it's how the ..
Posted: Sun Oct 5 11:18:33 2008 I'm hoping you don't live in the same household ..
Posted: Sat Oct 4 1:18:34 2008 Nope, it would be $45k. It's prime and excess, ..
Posted: Thu Oct 2 21:57:58 2008 It would have been sent to the mothers carrier. ..
Posted: Thu Oct 2 18:26:13 2008 I don't have a renters policy in front of me but ..
Posted: Thu Oct 2 17:19:19 2008 mmmm, 1/2 timers must be going ..
Posted: Thu Oct 2 17:17:24 2008 First, name the "top 10 insurance ..
Posted: Thu Oct 2 17:16:43 2008 People get confused as it's the insurance that ..
Posted: Thu Oct 2 14:13:00 2008 I'll say this... try to give the money back to ..
Posted: Thu Oct 2 14:05:54 2008 As mentioned, if you were issued a citation it ..
Posted: Thu Oct 2 10:22:25 2008 Huh Let's be a little more clear on the ..
Posted: Thu Oct 2 10:13:10 2008 Credit history has no relationships to ..
Posted: Thu Oct 2 10:08:18 2008 No it's not... as long as the work is done and ..
Posted: Thu Oct 2 0:40:12 2008 While this is more or less correct, it's not the ..
Posted: Wed Oct 1 21:51:24 2008 First, no one is going to hire someone to work in ..
Posted: Wed Oct 1 20:36:10 2008 First, the driver is liable. In some states (a ..
Posted: Wed Oct 1 20:33:10 2008 Nope. About the only think he could obtain from ..
Posted: Wed Oct 1 14:52:03 2008 Can of ..
Posted: Wed Oct 1 3:52:47 2008 If the other party has collision insurance, they ..
Posted: Tue Sep 30 9:55:15 2008 Just going to let him continue on and do this to ..
Posted: Tue Sep 30 0:11:14 2008 They are not "paying the bills"... you ..
Posted: Mon Sep 29 3:09:13 2008 No... the policy covers areas that it states it ..
Posted: Mon Sep 29 2:33:08 2008 Are you moving, going on a trip or both You need ..
Posted: Mon Sep 29 2:28:23 2008 Miles drive contribute to risk very little when ..
Posted: Mon Sep 29 0:59:09 2008 My auto insurance has not gone up. Less miles ..
Posted: Mon Sep 29 0:57:41 2008 Pat, I'd like to buy a zero, ..
Posted: Sun Sep 28 19:34:39 2008 Sure it's a scam... why else would you feel the ..
Posted: Sun Sep 28 19:33:59 2008 You have the right to accept actual cash value ..
Posted: Sat Sep 27 10:46:41 2008 I don't know of any sites that offer this type of ..
Posted: Fri Sep 26 18:44:22 2008 You need to contact the WC carrier and ..
Posted: Fri Sep 26 17:07:08 2008 First, it depends on the state. But usually as ..
Posted: Fri Sep 26 9:19:04 2008 Comparative fault..its not only my problem! ..
Posted: Fri Sep 26 9:15:23 2008 While it is true, it's publicly funded... meaning ..
Posted: Thu Sep 25 18:14:40 2008 I don't think insurance companies are worried ..
Posted: Thu Sep 25 17:00:27 2008 Only thing I can thing of is VPD, Voluntary ..
Posted: Thu Sep 25 9:48:49 2008 Huh Why would a person's HO policy not cover the ..
Posted: Wed Sep 24 23:17:38 2008 Don't remember what a 320 licenses is. A 620 and ..
Posted: Wed Sep 24 23:15:56 2008 The check is made payable to the mortgage company ..
Posted: Wed Sep 24 18:11:53 2008 Employees of a vehicle dealership, lying Say it ..
Posted: Wed Sep 24 17:23:29 2008 Personally, I'd speak to the mortgage company ..
Posted: Wed Sep 24 16:36:08 2008 It's possible but not likely. It does not need to ..
Posted: Wed Sep 24 15:10:44 2008 Yes, that is correct... but unless the loss ..
Posted: Wed Sep 24 14:43:31 2008 The other parties insurance is responsible for ..
Posted: Wed Sep 24 10:41:31 2008 Good thing I only plan on living 1/2 that ..
Posted: Tue Sep 23 23:10:24 2008 That I do not know. When I took classes, I did so ..
Posted: Tue Sep 23 22:19:13 2008 You cannot take the test online (would be a ..
Posted: Tue Sep 23 11:11:51 2008 Plastic surgeons charge for consultations I ..
Posted: Tue Sep 23 10:58:48 2008 They really should not. That is personal and ..
Posted: Mon Sep 22 23:44:55 2008 Okay... lets start with what happen and who's ..
Posted: Mon Sep 22 14:20:03 2008 I can't see a doctor charging anything before the ..
Posted: Mon Sep 22 11:50:42 2008 Depends on what type of insurance we are talking ..
Posted: Mon Sep 22 11:42:42 2008 I'm not familiar with how the bills are handled ..
Posted: Mon Sep 22 10:42:09 2008 When you say "my insurance", what type ..
Posted: Sun Sep 21 0:15:12 2008 Wouldn't you have to know what I'm paying now in ..
Posted: Sat Sep 20 9:43:28 2008 There is no way I can know... I don't know much ..
Posted: Sat Sep 20 9:40:33 2008 Yes... because I don't know of any that look at ..
Posted: Fri Sep 19 16:10:20 2008 Nope. If you want, speak to the person who told ..
Posted: Fri Sep 19 12:38:11 2008 I'd first file a complaint with your state Dept ..
Posted: Fri Sep 19 9:48:38 2008 Keep in mind that any other injured party, less ..
Posted: Fri Sep 19 8:59:53 2008 Technically a jury never knows an insurance ..
Posted: Thu Sep 18 23:52:18 2008 Anyone else going out on cat duty Received ..
Posted: Thu Sep 18 23:08:24 2008 I think there is some confusion. Usually a ..
Posted: Thu Sep 18 20:45:04 2008 I'm discouraged when every state I know of ..
Posted: Thu Sep 18 20:42:56 2008 I'd say it the other way... if you need a 125% ..
Posted: Thu Sep 18 20:34:44 2008 $1500! Wow... it should only cost about $200 to ..
Posted: Thu Sep 18 20:20:57 2008 Amen! ..
Posted: Thu Sep 18 10:29:17 2008 All of that happened, happens, and will happen ..
Posted: Thu Sep 18 10:21:53 2008 Keep in mind that only one or a small few of ..
Posted: Thu Sep 18 10:18:40 2008 First, go kick the highway patrol officer in the ..
Posted: Wed Sep 17 20:43:47 2008 What too many pronouns...Who wasn't there The ..
Posted: Wed Sep 17 18:04:41 2008 I don't completly disagee and I think your point ..
Posted: Wed Sep 17 17:58:07 2008 Yeah, I think the doctor wants to get paid for ..
Posted: Wed Sep 17 17:07:44 2008 It will probably be higher, yes. He has no ..
Posted: Wed Sep 17 17:06:42 2008 Do you need the form to be completed If so, call ..
Posted: Wed Sep 17 13:13:49 2008 Actually it was done well before 1999 ..
Posted: Wed Sep 17 13:10:01 2008 Should not affect insurance as AIG's insurance ..
Posted: Wed Sep 17 10:58:47 2008 Not always true... a company who writes more ..
Posted: Tue Sep 16 22:48:09 2008 I remember at least one person mentioning how ..
Posted: Tue Sep 16 22:41:16 2008 Buy low, sell ..
Posted: Tue Sep 16 22:39:31 2008 Yes. Look at it this way... what would it be if ..
Posted: Tue Sep 16 19:52:39 2008 If the apartment complex was not maintaining the ..
Posted: Tue Sep 16 14:30:07 2008 How has this created our current situation, ..
Posted: Tue Sep 16 14:01:57 2008 I huge part of the problem is that the contractor ..
Posted: Tue Sep 16 12:26:07 2008 Sorry... I can't even read ..
Posted: Tue Sep 16 10:28:21 2008 First, you may at some point want to report the ..
Posted: Tue Sep 16 10:06:47 2008 Can you get into trouble Sure... and you know ..
Posted: Fri Sep 12 19:16:16 2008 Looks like you have some calls to ..
Posted: Fri Sep 12 11:40:23 2008 I think I _still_ don't want to be the adjuster ..
Posted: Thu Sep 11 16:49:54 2008 They don't mention that in their commercials, do ..
Posted: Thu Sep 11 14:23:26 2008 Usually what is done is fans are placed in the ..
Posted: Thu Sep 11 14:15:42 2008 I don't think that is the correct area of the ..
Posted: Thu Sep 11 12:00:34 2008 You are not at fault simply for not having a DL ..
Posted: Thu Sep 11 11:54:50 2008 I certainly cannot give your legal advise, ..
Posted: Thu Sep 11 11:49:05 2008 It's always true that they can respond at any ..
Posted: Thu Sep 11 10:27:18 2008 As far as what needs to be done... it depends on ..
Posted: Thu Sep 11 10:22:03 2008 Adjusters do sometimes go over the time limit ..
Posted: Thu Sep 11 0:49:48 2008 In MI, I'd not rule anything out. I'm not sure ..
Posted: Wed Sep 10 18:17:04 2008 What I can say, without doubt, is that the only ..
Posted: Wed Sep 10 18:14:13 2008 That is still the typical "No pay, no ..
Posted: Wed Sep 10 18:08:26 2008 First, I agree with you 100%, you had a good ..
Posted: Wed Sep 10 14:23:37 2008 They own the house until you pay it off. So they ..
Posted: Wed Sep 10 13:55:17 2008 The world is a big place... you may want to ..
Posted: Wed Sep 10 13:54:18 2008 Based on what you posted I don't see why 75% ..
Posted: Tue Sep 9 13:19:43 2008 Not operated by an insurance company... but many ..
Posted: Tue Sep 9 12:24:46 2008 I like these quotes from the ..
Posted: Tue Sep 9 10:31:48 2008 Ah... Michigan. Now I grew up there but they have ..
Posted: Mon Sep 8 21:38:56 2008 1-800-ars-onis (darn... to many ..
Posted: Mon Sep 8 17:06:12 2008 Start with a new thread... I'm sure it will be ..
Posted: Sun Sep 7 23:56:13 2008 Only reason I can see is either cancelling it or ..
Posted: Sun Sep 7 12:35:11 2008 I'll post what Lori was going to post next... ..
Posted: Fri Sep 5 12:55:40 2008 If SF is your carrier, they cannot negotiate the ..
Posted: Fri Sep 5 7:44:24 2008 I don't know much about the policies but I'm sure ..
Posted: Fri Sep 5 2:11:18 2008 It would have been _far_ better to have obtained ..
Posted: Thu Sep 4 15:00:42 2008 Do you feel the other person was at fault If so, ..
Posted: Thu Sep 4 14:21:28 2008 The part that is under the street is not your ..
Posted: Thu Sep 4 14:19:55 2008 If it's as you explained, I would say he is 100% ..
Posted: Thu Sep 4 1:40:19 2008 Because it's not being "paid". The ..
Posted: Thu Sep 4 1:36:57 2008 See my reply to your other post. First, you ..
Posted: Thu Sep 4 1:35:12 2008 Depends... do you have collision coverage on your ..
Posted: Thu Sep 4 1:26:11 2008 I don't have an opinion about it... it's just one ..
Posted: Wed Sep 3 23:35:05 2008 Why would it be If your deducible is $500, they ..
Posted: Wed Sep 3 23:30:27 2008 Here is the bottom line... it's financial ..
Posted: Wed Sep 3 20:28:41 2008 Is #2 like a bride You offer to pay the judge off ..
Posted: Tue Sep 2 22:53:45 2008 Sure! How about an ..
Posted: Tue Sep 2 22:52:27 2008 You would not be liable as the person did not ..
Posted: Tue Sep 2 14:47:10 2008 That is incorrect. If I buy a 1996 Ford Escort ..
Posted: Tue Sep 2 9:49:28 2008 OP, the other party's policy does not address ..
Posted: Tue Sep 2 9:39:39 2008 I'm having a tough time too... getting up and ..
Posted: Tue Sep 2 1:49:41 2008 So she wants to be checked now to make sure no ..
Posted: Tue Sep 2 1:34:47 2008 I've never heard of that. You can call your state ..
Posted: Tue Sep 2 1:33:40 2008 So she was injured 6 months ago... received no ..
Posted: Tue Sep 2 1:29:40 2008 I'm not sure about the "leg to stand ..
Posted: Sun Aug 31 13:49:47 2008 You can ask but they are not obligated to do ..
Posted: Sun Aug 31 2:05:26 2008 I don't know of any policy that excludes DUI, ..
Posted: Sat Aug 30 19:15:03 2008 Are you at fault Yes. If he suffered a loss ..
Posted: Sat Aug 30 16:04:30 2008 Wow... suppose to provide an answer with such ..
Posted: Sat Aug 30 16:01:03 2008 I don't see a difference in "i" and ..
Posted: Fri Aug 29 22:56:49 2008 To be a little simplistic... the allegation is ..
Posted: Fri Aug 29 16:15:12 2008 Lori and I actually disagree on the point of ..
Posted: Fri Aug 29 12:16:53 2008 I can't tell you what you should do, that is up ..
Posted: Thu Aug 28 22:01:12 2008 Nice, krissybee.... one non spam post, the rest ..
Posted: Thu Aug 28 13:33:59 2008 That the sun should rise in the morning. This is ..
Posted: Thu Aug 28 13:06:38 2008 Sorry, but you left _so_ much of this information ..
Posted: Thu Aug 28 13:00:39 2008 "Work computer" is a little vague. What ..
Posted: Thu Aug 28 12:45:32 2008 OP, have you asked your agent why the insurance ..
Posted: Thu Aug 28 2:22:22 2008 If you get on big enough I'm betting you could ..
Posted: Thu Aug 28 2:18:37 2008 I think you just misstated that... if the vehicle ..
Posted: Wed Aug 27 19:56:07 2008 I'll leave the diminishment of value question for ..
Posted: Wed Aug 27 17:20:08 2008 When you filled out the application it did not ..
Posted: Wed Aug 27 17:18:40 2008 No replacement car... they will pay the lesser of ..
Posted: Wed Aug 27 9:56:32 2008 Ever seen an overhead shot of mobile home parks ..
Posted: Tue Aug 26 12:43:23 2008 Finally, someone on the same boat. There is ..
Posted: Mon Aug 25 0:34:56 2008 In CA your insurance company should be sending ..
Posted: Sun Aug 24 16:52:48 2008 The initial question was pretty vague but I'm ..
Posted: Sat Aug 23 12:45:06 2008 Almost all demands are from a 3rd party (usually ..
Posted: Sat Aug 23 8:52:44 2008 It's called a demand, demand packet, injury ..
Posted: Thu Aug 21 19:18:03 2008 Well that exclusion pretty much excludes ..
Posted: Thu Aug 21 16:43:54 2008 Now THAT was ..
Posted: Thu Aug 21 16:32:17 2008 In the real world it should work like that but it ..
Posted: Thu Aug 21 16:22:27 2008 Wife dies, husband collects a lot of money = eyes ..
Posted: Thu Aug 21 16:19:17 2008 I doubt the other person's carrier will let this ..
Posted: Thu Aug 21 2:15:02 2008 If the other carrier stated that they would pay ..
Posted: Thu Aug 21 2:04:07 2008 I would tend to agree with that, thought I think ..
Posted: Thu Aug 21 1:59:01 2008 There is still the question as to if the owner ..
Posted: Wed Aug 20 18:31:23 2008 But depending on the state, the brother _would_ ..
Posted: Wed Aug 20 14:13:51 2008 ..
Posted: Wed Aug 20 12:47:23 2008 That leave your mother and brother between a rock ..
Posted: Wed Aug 20 12:36:45 2008 I'll just leave it as quote above. I can't ..
Posted: Wed Aug 20 11:15:11 2008 you are "correct" in eluding to the ..
Posted: Wed Aug 20 10:43:37 2008 Last question first... his claim would be left ..
Posted: Wed Aug 20 0:46:23 2008 I certainly agree with this. As an adjuster I ..
Posted: Tue Aug 19 23:26:08 2008 The insurance company is using an LKQ axle Not ..
Posted: Tue Aug 19 20:07:08 2008 Was your mother excluded from your brothers ..
Posted: Tue Aug 19 20:03:21 2008 I don't know if I'm buying that one. It sounds to ..
Posted: Tue Aug 19 17:33:19 2008 Where to start with the last post.... how about ..
Posted: Tue Aug 19 16:08:55 2008 An Authorization for Repairs does not commit you ..
Posted: Tue Aug 19 13:13:59 2008 I don't think your screwed and I don't see that ..
Posted: Tue Aug 19 12:41:57 2008 Really USAA needs to address this matter, not ..
Posted: Tue Aug 19 9:40:18 2008 I've heard of the finance department... these ..
Posted: Tue Aug 19 0:47:58 2008 I did not find a question anywhere in that ..
Posted: Mon Aug 18 22:35:44 2008 Well, answer still stands... the court does not ..
Posted: Mon Aug 18 21:12:57 2008 Why is their a court date Normally you pay the ..
Posted: Mon Aug 18 21:10:53 2008 The _only_ thing you need to do is give the USAA ..
Posted: Mon Aug 18 13:22:59 2008 Beginning I remember when they started this ..
Posted: Mon Aug 18 12:45:08 2008 No the payment is _not_ any less. Something that ..
Posted: Sun Aug 17 18:34:01 2008 Stuck, is this an unrelated question (in which ..
Posted: Sun Aug 17 18:31:32 2008 No where do I find a mention of that $25 set up ..
Posted: Sun Aug 17 10:31:05 2008 Then he can expect to find low prices. ..
Posted: Sun Aug 17 10:29:18 2008 It's either 5 or 7 years. Some states allow you ..
Posted: Sat Aug 16 18:51:13 2008 If it's not licensed for use on the road, a ..
Posted: Sat Aug 16 18:49:46 2008 But you don't mention what the service fee amount ..
Posted: Sat Aug 16 11:27:38 2008 You can obtain a non-owners policy to provide you ..
Posted: Sat Aug 16 1:05:50 2008 Probably could have but it does not matter much. ..
Posted: Fri Aug 15 21:49:46 2008 Let me see if I have this correct.... I increase ..
Posted: Fri Aug 15 18:35:52 2008 I think 900500 hit the nail on the head. It ..
Posted: Fri Aug 15 16:12:14 2008 But in this case covering yourself is exactly ..
Posted: Fri Aug 15 14:46:42 2008 Also may depend on the system. Many carriers ..
Posted: Fri Aug 15 14:43:11 2008 I gave that some thought and I would tend to ..
Posted: Thu Aug 14 23:41:11 2008 Better but I still don't agree with it. Along the ..
Posted: Thu Aug 14 18:48:16 2008 Yes... I think it probably gives this information ..
Posted: Thu Aug 14 17:57:21 2008 You say it happened and then ask if it's possible ..
Posted: Thu Aug 14 15:09:00 2008 I could not have said it better ..
Posted: Thu Aug 14 15:02:23 2008 I would answer that as follows.... if the ..
Posted: Thu Aug 14 10:02:27 2008 Well yes, the premium would be _slightly_ higher ..
Posted: Thu Aug 14 9:55:07 2008 Nope... in Florida if your passengers are listed ..
Posted: Thu Aug 14 9:48:26 2008 (along the lines of Lori's last few ..
Posted: Thu Aug 14 9:43:27 2008 I thought about this very thing last night... ..
Posted: Thu Aug 14 9:32:38 2008 I worked for a company that did this so I've ..
Posted: Thu Aug 14 2:19:24 2008 I just checked on the software that I use and it ..
Posted: Thu Aug 14 0:07:48 2008 It should not be difficult to obtain the value ..
Posted: Thu Aug 14 0:03:07 2008 First... STOP YELLING! Did Allstate give you ..
Posted: Wed Aug 13 9:48:15 2008 You can throw Florida's hat back in that ring as ..
Posted: Wed Aug 13 0:40:06 2008 If it's your policy and you allowed your daughter ..
Posted: Wed Aug 13 0:12:37 2008 The car being stolen has no bearing on your ..
Posted: Wed Aug 13 0:09:14 2008 Funny that you accuse me of what only you ..
Posted: Tue Aug 12 20:25:50 2008 Simply because the insurance company needs to ..
Posted: Tue Aug 12 20:15:32 2008 Paying those DRPs too much money, probably. ..
Posted: Tue Aug 12 20:10:58 2008 I also agree, the comps on a CCC report can be ..
Posted: Tue Aug 12 20:07:17 2008 "Buying referals" I have no idea what ..
Posted: Tue Aug 12 19:42:40 2008 I agree... an insurance company won't write a ..
Posted: Tue Aug 12 14:11:36 2008 I had to laugh a little... Reminds me of Chicken ..
Posted: Tue Aug 12 14:02:14 2008 So when you say shops are "paying" to ..
Posted: Tue Aug 12 11:37:08 2008 From the above I think two things are true... the ..
Posted: Tue Aug 12 11:23:13 2008 A CCC report can be ran with the sales tax ..
Posted: Tue Aug 12 9:50:37 2008 Except in Michigan, where the no-fault laws do ..
Posted: Tue Aug 12 2:07:45 2008 I'd also _highly_ recommend that you obtain a ..
Posted: Tue Aug 12 2:05:26 2008 In many cases it's a liability claim... which ..
Posted: Tue Aug 12 1:31:01 2008 A pretty darn good one ..
Posted: Tue Aug 12 1:09:27 2008 Depends on how much treatment the person needs. ..
Posted: Tue Aug 12 1:04:30 2008 Would you loan your vehicle all the time to ..
Posted: Mon Aug 11 22:17:47 2008 claim you cannot back ..
Posted: Mon Aug 11 22:13:43 2008 While there is nothing specific, it's implied at ..
Posted: Mon Aug 11 22:05:58 2008 Again, I'm really hoping we are not going to beat ..
Posted: Mon Aug 11 19:22:59 2008 You'd obtain a non-owners auto policy. Agents ..
Posted: Mon Aug 11 18:48:40 2008 Likely your car would not be a total loss, you'd ..
Posted: Mon Aug 11 17:01:36 2008 'No-fault" means something different in ..
Posted: Mon Aug 11 10:35:37 2008 OP, I can't see any way to total out a vehicle on ..
Posted: Mon Aug 11 10:30:26 2008 I'd like to add one thing... this is really the ..
Posted: Sat Aug 9 16:41:20 2008 I stand corrected, they have only tested hoods. ..
Posted: Sat Aug 9 16:37:37 2008 First, I really don't know of any adjuster that ..
Posted: Thu Aug 7 14:12:42 2008 This time I have a good excuses for missing that ..
Posted: Thu Aug 7 7:44:11 2008 I _think_ the situation might be that MD does nto ..
Posted: Thu Aug 7 7:21:31 2008 crash tested the parts... "However, the ..
Posted: Wed Aug 6 23:27:37 2008 Except that Toyota does not say that at all. But ..
Posted: Wed Aug 6 1:55:12 2008 How would they affect the ..
Posted: Tue Aug 5 18:18:18 2008 I'd tend to agree that the vehicle seems a little ..
Posted: Mon Aug 4 17:42:31 2008 I don't know that it matters who was at fault. If ..
Posted: Mon Aug 4 17:39:05 2008 How do you know this That is pretty much the main ..
Posted: Mon Aug 4 14:59:57 2008 I know it as Prefered (or Participating) Provider ..
Posted: Mon Aug 4 12:00:20 2008 I'd ask your carrier what system they use to ..
Posted: Mon Aug 4 10:15:47 2008 I'm guessing that the insurance company is not ..
Posted: Sun Aug 3 20:15:00 2008 BI is liability coverage, meaning it protects you ..
Posted: Sun Aug 3 17:11:54 2008 If the treatments are not excessive and I don't ..
Posted: Sun Aug 3 16:52:03 2008 BMI - The space is coming from the line wrap. ..
Posted: Sun Aug 3 16:47:05 2008 Here is the thing and I'm just going to bottom ..
Posted: Sun Aug 3 16:35:51 2008 Yes, as long as your carrier allows this. Some ..
Posted: Sun Aug 3 16:32:26 2008 IMHO - the carrier would be 100% correct in this ..
Posted: Sat Aug 2 9:19:41 2008 This is about the dumbest thing I have read (or ..
Posted: Fri Aug 1 17:00:10 2008 If you really want an answer, please give some ..
Posted: Thu Jul 31 20:22:47 2008 Not sure if the chiro used those terms but if ..
Posted: Thu Jul 31 0:30:35 2008 An examination under oath. It's _usually_ done ..
Posted: Tue Jul 29 20:24:33 2008 8 is Hired Autos only and 9 is Non-Owner Autos ..
Posted: Tue Jul 29 2:04:54 2008 I don't think they were making Hondas in the 12th ..
Posted: Tue Jul 29 1:10:24 2008 I can only say that Workers Compensation has ..
Posted: Sun Jul 27 22:11:15 2008 Then I would say you have a rock solid case for ..
Posted: Sun Jul 27 20:38:08 2008 Just to me clear, you are not an owner of one of ..
Posted: Sun Jul 27 17:00:47 2008 I'm not sure who you mean by ..
Posted: Sun Jul 27 10:54:23 2008 Did they tell you why they would not pay to have ..
Posted: Sat Jul 26 10:32:22 2008 I don't know about liability and insurance in ..
Posted: Fri Jul 25 23:40:27 2008 Driving DUI is not excluded under the policy. If ..
Posted: Fri Jul 25 21:17:23 2008 Technically it might cost the carrier money... it ..
Posted: Fri Jul 25 18:17:38 2008 Yup, I got it right here... oh... we have to ..
Posted: Fri Jul 25 18:16:19 2008 I don't know of any state that has this type of ..
Posted: Fri Jul 25 11:28:26 2008 I'd bet there are _plenty_ of attorneys around ..
Posted: Fri Jul 25 10:24:02 2008 It sounds like there is a $5k med pay limit, ..
Posted: Thu Jul 24 18:38:55 2008 I'd say that is a fair ..
Posted: Thu Jul 24 12:03:23 2008 Well, I wrote up a really long post, it the wrong ..
Posted: Wed Jul 23 23:17:19 2008 Andyman, I'd recommend giving the contract your ..
Posted: Wed Jul 23 17:30:57 2008 This situation is almost identical to a recent ..
Posted: Wed Jul 23 17:21:28 2008 I don't handle that many homeowners claims but I ..
Posted: Wed Jul 23 15:54:40 2008 What I meant was if they asked you to use one of ..
Posted: Wed Jul 23 15:53:22 2008 Understood... it's up to you. But do I think you ..
Posted: Wed Jul 23 14:49:36 2008 I have to question any poster who's 1st post is ..
Posted: Wed Jul 23 14:45:07 2008 I was not an independent contractor, I was a ..
Posted: Wed Jul 23 13:59:05 2008 Find the pizza company liable for the damage to ..
Posted: Wed Jul 23 13:39:43 2008 I doubt the commercial policy is going to provide ..
Posted: Wed Jul 23 13:34:10 2008 There are several different issued and some ..
Posted: Wed Jul 23 11:31:47 2008 Insurance is required so that you can be ..
Posted: Wed Jul 23 10:09:40 2008 I fail to see why being asked to drive your own ..
Posted: Tue Jul 22 19:40:33 2008 _Many_ policies have this exclusion but it's ..
Posted: Tue Jul 22 18:01:02 2008 One thing I've been thinking about these past few ..
Posted: Tue Jul 22 17:04:57 2008 OP, you made no mention of an injury in your ..
Posted: Tue Jul 22 15:54:31 2008 Possible... but what's the ..
Posted: Tue Jul 22 11:29:13 2008 Fabiana make a great ..
Posted: Tue Jul 22 10:49:51 2008 It's not unusual at all... depending on the ..
Posted: Mon Jul 21 14:07:10 2008 You were "thinking" $3000 Is your ..
Posted: Mon Jul 21 14:01:07 2008 Actually, they guarantee that the increase amount ..
Posted: Sun Jul 20 17:49:34 2008 Attorneys don't handle property damage claims as ..
Posted: Sat Jul 19 19:25:56 2008 I've had this happen to me as an adjuster many ..
Posted: Fri Jul 18 15:51:06 2008 Were you making monthly payments If so, to whom ..
Posted: Fri Jul 18 15:46:19 2008 Sorry to point out your many errors in public... ..
Posted: Fri Jul 18 10:12:14 2008 Depends on the insurance company... some use 3rd ..
Posted: Fri Jul 18 9:49:05 2008 Also, can we correct the subject line. To some ..
Posted: Fri Jul 18 9:46:59 2008 I fail to see why the VIN of a vehicle would ..
Posted: Fri Jul 18 1:59:54 2008 But all of your posts are from a body shop point ..
Posted: Fri Jul 18 0:49:14 2008 Again, why would (or any of them care) As you ..
Posted: Fri Jul 18 0:32:48 2008 Only one person I see has an issue with it... the ..
Posted: Thu Jul 17 20:19:03 2008 Perhaps it's just me but I fail to see that you ..
Posted: Thu Jul 17 16:04:33 2008 How about asking the driver if he/she has any ..
Posted: Thu Jul 17 14:09:41 2008 First, talk to your attorney and see if he will ..
Posted: Thu Jul 17 12:36:33 2008 The check would be sent to your leinholder for up ..
Posted: Wed Jul 16 23:08:22 2008 Yes, I have no question about ..
Posted: Wed Jul 16 19:49:23 2008 You have to have no other options and someone ..
Posted: Wed Jul 16 19:45:09 2008 You've spoken to this passenger since the ..
Posted: Wed Jul 16 17:09:48 2008 You don't know who your passenger is and the ..
Posted: Wed Jul 16 15:58:50 2008 In the inital post Not that I can see. But that ..
Posted: Wed Jul 16 15:57:26 2008 Progressive's fraud case will be heard in the ..
Posted: Wed Jul 16 14:09:14 2008 As mentioned above, _YOU_choose to post several ..
Posted: Wed Jul 16 13:27:24 2008 affidavet ..
Posted: Wed Jul 16 13:25:10 2008 Again, I'm not sure you understand the simple ..
Posted: Wed Jul 16 11:58:37 2008 Huh Are you simply posting a few thoughts about ..
Posted: Wed Jul 16 11:22:16 2008 You certainly have that right. I think you have a ..
Posted: Wed Jul 16 10:02:09 2008 The claim could not be denied because there was ..
Posted: Tue Jul 15 19:36:14 2008 OP, I think you meant to say an insurance ..
Posted: Tue Jul 15 18:50:29 2008 Technically I think you might be required to file ..
Posted: Tue Jul 15 17:40:41 2008 I agree... usually insurance companies just let ..
Posted: Tue Jul 15 15:43:12 2008 Yes, which is why I asked about a police report. ..
Posted: Tue Jul 15 14:26:07 2008 First, what part about Progressive paying the ..
Posted: Tue Jul 15 13:40:42 2008 I did not mention the case. Certainly if ..
Posted: Tue Jul 15 12:42:21 2008 Can an insurance company know when a shop is ..
Posted: Tue Jul 15 11:27:58 2008 You could raise this issue but personally, I ..
Posted: Tue Jul 15 11:03:26 2008 I guess your last few posts show how one person's ..
Posted: Tue Jul 15 9:05:44 2008 I'm only taking a guess but I think that is on ..
Posted: Tue Jul 15 9:02:52 2008 Probably would not work out anyway. If you were ..
Posted: Mon Jul 14 21:59:40 2008 I've heard the similar things... that people ..
Posted: Mon Jul 14 21:45:28 2008 Good question and well put. Over the past 15 ..
Posted: Mon Jul 14 21:39:58 2008 Do I think many insurance companies fail in some ..
Posted: Mon Jul 14 9:39:56 2008 Filing a liability claim against the other ..
Posted: Mon Jul 14 0:30:46 2008 You can't sue the insurance company as they did ..
Posted: Sun Jul 13 1:12:26 2008 From what I read, the officer might have had a ..
Posted: Sun Jul 13 1:07:29 2008 As mentioned, what you had and what they are ..
Posted: Sun Jul 13 1:02:45 2008 I only know of one state that is No-Fault for ..
Posted: Sun Jul 13 0:57:05 2008 I have little doubt that many conversations ..
Posted: Sat Jul 12 23:37:06 2008 Not sure where the designer shoe quote came from ..
Posted: Sat Jul 12 23:32:26 2008 Nope... I'd agree that many adjusters push DRP's ..
Posted: Sat Jul 12 14:31:06 2008 Hey, life is not fair. If they don't know what AM ..
Posted: Sat Jul 12 13:04:41 2008 Mike has stated that he has no problem putting AM ..
Posted: Sat Jul 12 13:01:10 2008 Hey, we agree on something! Problem solved! I've ..
Posted: Sat Jul 12 12:06:08 2008 Understood... but understand that you contributed ..
Posted: Sat Jul 12 11:10:07 2008 I'd ask where this is coming from as no one every ..
Posted: Sat Jul 12 9:26:01 2008 I've never denied coverage and I don't think I've ..
Posted: Fri Jul 11 17:37:45 2008 Why should repair costs and insurance rates be ..
Posted: Fri Jul 11 10:18:03 2008 As mentioned, a personal property policy ..
Posted: Fri Jul 11 1:22:57 2008 It's a judgement call as to how an adjuster would ..
Posted: Thu Jul 10 20:04:02 2008 It's kind of a judgement call. IMHO - the named ..
Posted: Thu Jul 10 12:49:37 2008 Yes... but in some states the registered owner ..
Posted: Thu Jul 10 1:16:49 2008 English. ..
Posted: Wed Jul 9 15:37:21 2008 I'm not sure what the problem with the keys could ..
Posted: Wed Jul 9 12:52:53 2008 Sorry, I thought you were the owner of ..
Posted: Wed Jul 9 12:39:29 2008 Thanks! Thanks Lakemen, I really appreciate it. ..
Posted: Wed Jul 9 9:10:35 2008 Slip and fall, some type of hazzard in the store ..
Posted: Mon Jul 7 20:02:13 2008 If you file the claim under your policy, your ..
Posted: Mon Jul 7 17:47:50 2008 Not only is this bad spam... but it's _100% ..
Posted: Mon Jul 7 9:30:59 2008 They promise you will always have a full tank a' ..
Posted: Mon Jul 7 8:18:56 2008 I understand that and I understand that it was a ..
Posted: Sun Jul 6 15:17:39 2008 Not under the auto policy, only under some type ..
Posted: Sat Jul 5 19:48:08 2008 Let me paint a picture... your policy limits are ..
Posted: Sat Jul 5 10:54:56 2008 Actually it would not. A contract s not formed ..
Posted: Fri Jul 4 19:01:42 2008 He can't sue you Oh yes he can! It's the same as ..
Posted: Fri Jul 4 10:04:38 2008 ...and then this. I guess we all have our bad ..
Posted: Fri Jul 4 9:56:57 2008 I did the math 6 ways to Sunday and it still ..
Posted: Fri Jul 4 2:20:17 2008 I thought about that also. Only thing that came ..
Posted: Fri Jul 4 2:03:10 2008 No one can tell you if you should accept the ..
Posted: Fri Jul 4 1:17:01 2008 Keep in mind that a mediator does not tell people ..
Posted: Thu Jul 3 16:16:54 2008 You never mention _what type of claim it is_. ..
Posted: Thu Jul 3 13:57:47 2008 I understand completely! I'll see if I can put a ..
Posted: Thu Jul 3 10:05:14 2008 A good attorney and an appeal. I'm not sure what ..
Posted: Thu Jul 3 9:49:04 2008 I misunderstood. Bottom line, the insurance ..
Posted: Thu Jul 3 9:30:34 2008 I'm sure the custom paint cost a lot... but most ..
Posted: Wed Jul 2 19:41:12 2008 May not have obtained a recorded statement yet, ..
Posted: Wed Jul 2 14:40:25 2008 Can someone let me know how I can spam ampminsure ..
Posted: Wed Jul 2 14:05:31 2008 Based on what you have stated, I don't know of ..
Posted: Wed Jul 2 12:39:52 2008 I think you need to consider that the insurance ..
Posted: Wed Jul 2 11:05:06 2008 Yes, SoL also applies here but there is no state ..
Posted: Wed Jul 2 11:03:00 2008 Proximate cause is what really caused the ..
Posted: Wed Jul 2 1:39:04 2008 Extremely good point! Great response in it's ..
Posted: Tue Jul 1 20:53:08 2008 "Taco place"... don't get me started. I ..
Posted: Tue Jul 1 20:46:31 2008 When is she suppose to ask for the med pay I was ..
Posted: Tue Jul 1 20:44:52 2008 They won't give up the video from the camera... ..
Posted: Tue Jul 1 16:37:56 2008 I'm not suggesting that you have the answers... ..
Posted: Tue Jul 1 16:30:58 2008 Obvious to one person, yes. Also, if your GF ..
Posted: Tue Jul 1 13:20:44 2008 If you have health insurance, that is GREAT! You ..
Posted: Tue Jul 1 13:10:41 2008 There are two different perspectives on most ..
Posted: Tue Jul 1 10:41:38 2008 Lacking a time machine with a seat for two, he ..
Posted: Tue Jul 1 7:07:06 2008 I just noticed the subject line... sounds like ..
Posted: Tue Jul 1 6:49:07 2008 More then likely the carrier will only consider ..
Posted: Tue Jul 1 6:41:18 2008 Why do I believe that all of these posts have ..
Posted: Mon Jun 30 23:57:26 2008 I hope not... always the policy would cover them ..
Posted: Mon Jun 30 21:49:00 2008 I think that's an exclusion under a personal ..
Posted: Mon Jun 30 16:58:55 2008 When I said that a code violation is an ..
Posted: Mon Jun 30 15:37:55 2008 I'd save the expense in determining if the ..
Posted: Mon Jun 30 12:18:35 2008 Do you have any type of health insurance They ..
Posted: Mon Jun 30 12:11:26 2008 I would have to agree it's collision, only as it ..
Posted: Sat Jun 28 23:54:22 2008 As mentioned, your parents can and probably are ..
Posted: Fri Jun 27 13:10:51 2008 I doubt you will see anyone taking the ..
Posted: Fri Jun 27 10:24:04 2008 Short answer is yes. I'm not understanding who ..
Posted: Thu Jun 26 20:15:17 2008 If he signed a release, it has your son's name ..
Posted: Thu Jun 26 20:11:18 2008 In the world or a smaller area I highly doubt ..
Posted: Thu Jun 26 11:42:58 2008 What a second... if I understand this correctly, ..
Posted: Thu Jun 26 1:10:27 2008 Who's fault it is really depends on the point of ..
Posted: Wed Jun 25 11:32:42 2008 The only problem with allowing him to obtain a ..
Posted: Wed Jun 25 11:23:40 2008 There is a good chance that the person won't ..
Posted: Wed Jun 25 11:12:21 2008 Nope. I did not copy your posts and send them to ..
Posted: Wed Jun 25 9:09:49 2008 If your employer moves you from full to part time ..
Posted: Tue Jun 24 23:16:43 2008 Quotes from that response: to takes someones ..
Posted: Tue Jun 24 20:38:03 2008 No... mine was open book as I already had a ..
Posted: Tue Jun 24 15:42:12 2008 I don't know but wouldn't they first administer ..
Posted: Tue Jun 24 9:00:49 2008 $9,000 in damages does not mean much theses day. ..
Posted: Mon Jun 23 22:28:23 2008 Yup... 'cause it's going to be in every loan ..
Posted: Mon Jun 23 12:44:33 2008 Yes, but $1000 is not going to make much money in ..
Posted: Mon Jun 23 11:59:02 2008 Don't know about AR but the insurance company ..
Posted: Mon Jun 23 7:17:07 2008 Just a request for the person's time Only a few ..
Posted: Sun Jun 22 20:45:48 2008 I'd recommend making a list of options on the ..
Posted: Sun Jun 22 18:50:22 2008 Just a note to add to Lori's post. The policy ..
Posted: Sun Jun 22 18:44:52 2008 Andy Beverly is a big one in ..
Posted: Sun Jun 22 18:43:39 2008 When I'm out looking at a car or talking to ..
Posted: Sun Jun 22 11:19:44 2008 What the defect was, where it was located, what ..
Posted: Sat Jun 21 15:38:23 2008 I understand your point of view but I it does not ..
Posted: Sat Jun 21 13:58:47 2008 Why she did not see the defect and avoid it is ..
Posted: Sat Jun 21 12:04:07 2008 I think it would be a good idea to find other ..
Posted: Sat Jun 21 11:07:07 2008 I think the carrier is denying the claim as the ..
Posted: Sat Jun 21 10:42:58 2008 The other person's carrier is providing their ..
Posted: Fri Jun 20 22:22:24 2008 I understand what your saying and don't entirely ..
Posted: Fri Jun 20 17:57:19 2008 I took classes at the local community college. It ..
Posted: Fri Jun 20 17:19:55 2008 I think at this point the author perhaps needed ..
Posted: Fri Jun 20 11:38:40 2008 ^ | ---- Just spam (my dog can act and remeber ..
Posted: Fri Jun 20 10:04:44 2008 A fire policy would be a named peril policy... ..
Posted: Fri Jun 20 9:47:38 2008 I got the impression that the OP had the leak ..
Posted: Thu Jun 19 17:19:10 2008 If the other person's injury limits are ..
Posted: Thu Jun 19 16:02:53 2008 Perhaps what the towing companies means to say is ..
Posted: Thu Jun 19 12:36:57 2008 I've never heard that about TX but I guess it's ..
Posted: Thu Jun 19 11:27:43 2008 A few words... Colossus and Mckinsey ..
Posted: Thu Jun 19 10:47:00 2008 Given that the same post was made several times ..
Posted: Thu Jun 19 10:45:34 2008 Let me say that I have settled claims with many ..
Posted: Thu Jun 19 10:02:50 2008 The pipe is in the slab of the home. So, yes, it ..
Posted: Thu Jun 19 10:00:43 2008 What carrier will handle claims ..
Posted: Thu Jun 19 0:05:11 2008 I see very few property policies that are ACV. ..
Posted: Thu Jun 19 0:03:22 2008 Give them supporting documentation to show the ..
Posted: Thu Jun 19 0:01:08 2008 Without any context to this question it's really ..
Posted: Wed Jun 18 19:37:13 2008 Reading what Lori wrote, "unconfuses" ..
Posted: Wed Jun 18 18:37:43 2008 First, I'm totally confused unless you happen to ..
Posted: Wed Jun 18 15:59:54 2008 Days appear to be very short where you ..
Posted: Wed Jun 18 8:21:30 2008 Agreed... but I see no reason (nor any policy) ..
Posted: Wed Jun 18 8:09:55 2008 Exludes liability coverage to the insured for ..
Posted: Wed Jun 18 7:44:14 2008 I think your only choice is to find a good ..
Posted: Wed Jun 18 7:43:08 2008 I'd think an HO-2 would provide dwelling coverage ..
Posted: Wed Jun 18 7:38:38 2008 Did you read the exclusion that your agreed to ..
Posted: Wed Jun 18 7:36:02 2008 I think the OP means that the insurance only ..
Posted: Tue Jun 17 15:56:06 2008 I'm an adjuster not an agent but what about a ..
Posted: Tue Jun 17 10:59:42 2008 I can see where a company would not allow one of ..
Posted: Tue Jun 17 10:30:38 2008 I guess God should have left the water faucet on, ..
Posted: Tue Jun 17 10:26:40 2008 The carrier would (should) still pay the ..
Posted: Tue Jun 17 10:23:38 2008 It's extremely doubtful and only an attorney ..
Posted: Tue Jun 17 1:48:08 2008 Thanks for posting the link to that DRP ..
Posted: Mon Jun 16 23:46:37 2008 Here we go again.... Okay.... want to back this ..
Posted: Mon Jun 16 23:42:38 2008 First, how likely is it that both those vehicles ..
Posted: Mon Jun 16 20:14:05 2008 Act of God is an old term that really should not ..
Posted: Mon Jun 16 20:11:00 2008 It's very possible that your rates won't increase ..
Posted: Mon Jun 16 17:16:40 2008 Yeah, I was just pointing out that the attorney ..
Posted: Mon Jun 16 17:15:22 2008 They only owe for the injuries/treatment that are ..
Posted: Mon Jun 16 17:12:09 2008 There is an extremely minute possibility that ..
Posted: Mon Jun 16 17:02:04 2008 Special Investigations Unit. Companies usually ..
Posted: Mon Jun 16 16:57:38 2008 Now I'm not sure where the 250/500 limit is ..
Posted: Mon Jun 16 8:28:08 2008 Oh... I was thinking the OP's UMBI had these ..
Posted: Mon Jun 16 2:45:33 2008 No, not at all. I'm guessing who ever took the ..
Posted: Sun Jun 15 23:10:27 2008 Your UMBI coverage has a $250k limit per person. ..
Posted: Sun Jun 15 23:08:42 2008 The only time they are going to total out the ..
Posted: Sun Jun 15 15:00:21 2008 It's getting hot... everyone needs to know about ..
Posted: Sat Jun 14 11:39:39 2008 Could both parents be held liable Yes. I've ..
Posted: Fri Jun 13 20:20:44 2008 I take it is not from the DMV. If not, then the ..
Posted: Fri Jun 13 18:28:47 2008 If it has a license plate, yes it would need ..
Posted: Fri Jun 13 3:01:43 2008 You won't be able to report is stolen as the ..
Posted: Fri Jun 13 2:58:56 2008 First, your carrier can/may/is entitled to ..
Posted: Thu Jun 12 10:36:50 2008 Typically I've seen the general buying the ..
Posted: Thu Jun 12 0:03:38 2008 First and foremost... Diminishment of value is a ..
Posted: Wed Jun 11 16:22:49 2008 They don't keep DMV records but they do have ..
Posted: Wed Jun 11 15:18:39 2008 As far as DMV records, no they do not keep ..
Posted: Wed Jun 11 1:29:40 2008 Your policy states that they will pay the less, ..
Posted: Tue Jun 10 19:43:40 2008 Let's start with Farmers and the GAP policy. If I ..
Posted: Tue Jun 10 11:13:40 2008 First.... RUN AWAY FROM THIS COMPANY!!!! No ..
Posted: Tue Jun 10 11:08:31 2008 In about 15 years of handling thousands and ..
Posted: Sun Jun 8 11:46:03 2008 Certainly. Don't know what else to say about ..
Posted: Sat Jun 7 16:23:12 2008 As long as you think the amount the other carrier ..
Posted: Sat Jun 7 13:24:15 2008 Here is the thing... you're not clear on which ..
Posted: Sat Jun 7 11:57:06 2008 Huh Certainly sales tax and LOU is not considered ..
Posted: Sat Jun 7 11:48:51 2008 First of all, these are all great ..
Posted: Sat Jun 7 1:38:11 2008 A sub is never going to be added as an additional ..
Posted: Thu Jun 5 20:56:36 2008 You can still be held liable for _your actions_ ..
Posted: Thu Jun 5 0:18:46 2008 YES!!!!! I'd say whenever the injuries are severe ..
Posted: Thu Jun 5 0:06:02 2008 I'd size them up... they may be much bigger then ..
Posted: Wed Jun 4 19:38:44 2008 I that one of them!!!! If so, I'll take ..
Posted: Wed Jun 4 19:11:12 2008 That would only happen for something like PIP ..
Posted: Wed Jun 4 11:54:53 2008 I know a few adjusters like this and I've acted ..
Posted: Wed Jun 4 11:26:31 2008 Not a state thing but a policy thing. I believe ..
Posted: Wed Jun 4 9:36:51 2008 Don't know if I'm missing something but I ..
Posted: Wed Jun 4 1:58:28 2008 Most like it's Inter-Company Arbitration. If that ..
Posted: Tue Jun 3 10:18:50 2008 He'd need to have some type of liability policy, ..
Posted: Mon Jun 2 1:01:58 2008 Wait a second... you're asking if _your_ site is ..
Posted: Sun Jun 1 20:38:12 2008 Not related to this thread, no supporting ..
Posted: Sat May 31 9:07:11 2008 OP, telling you that a salvage title will only ..
Posted: Sat May 31 8:32:04 2008 Yeah, I lost a post as well (accidently clicked ..
Posted: Fri May 30 21:32:07 2008 That was just kind of an inside joke (Mike thinks ..
Posted: Fri May 30 21:25:18 2008 I'm reading the reports now but in the meantime ..
Posted: Fri May 30 21:04:42 2008 Are the daughters good looking and, what's under ..
Posted: Fri May 30 20:56:47 2008 Once you send then the property completed title ..
Posted: Fri May 30 20:55:03 2008 I think this might be a joke.... OP, send a PM ..
Posted: Fri May 30 11:09:10 2008 I must have missed it also as I never saw the ..
Posted: Thu May 29 16:22:43 2008 Nothing came my way. I would like to see them. ..
Posted: Thu May 29 14:12:53 2008 Run out of "facts" to post Or just ..
Posted: Thu May 29 13:10:02 2008 First, lets just be clear... this information was ..
Posted: Thu May 29 10:48:11 2008 I know, I know... someone as good looking as me, ..
Posted: Thu May 29 10:41:20 2008 Yes... keep in mind that betterment/depreciation ..
Posted: Thu May 29 10:38:17 2008 , you suddenly get too busy to simply provide ..
Posted: Wed May 28 21:54:20 2008 I renew my request that you back up your prior ..
Posted: Wed May 28 16:29:58 2008 I'm single.... are the daughters good ..
Posted: Wed May 28 15:41:13 2008 So, again, your 100% incorrect. You think you can ..
Posted: Wed May 28 13:51:40 2008 If your looking at your total from post from ..
Posted: Wed May 28 12:11:45 2008 Not sure what you are referring to... I think ..
Posted: Wed May 28 2:01:51 2008 An 18 year old can enter into a contract in any ..
Posted: Wed May 28 1:04:53 2008 I was just kidding about the hat. ..
Posted: Tue May 27 17:57:14 2008 I don't know of any place that allows the ..
Posted: Tue May 27 13:28:42 2008 Well, for the most part that is true but defense ..
Posted: Tue May 27 12:22:23 2008 What the adjuster will want to do is contact the ..
Posted: Tue May 27 11:22:54 2008 Yes, send lakeman a ..
Posted: Tue May 27 10:58:44 2008 Yeah, I noticed that also. Not really a ..
Posted: Tue May 27 2:05:24 2008 I read the emails and thought the adjuster did a ..
Posted: Mon May 26 16:28:21 2008 Their estate would be responsible. If there is ..
Posted: Mon May 26 16:27:12 2008 The PM icon below ..
Posted: Sun May 25 22:50:46 2008 They would look at your medical records (doctors ..
Posted: Sun May 25 13:38:51 2008 One word... Transwheel. Called them up and ask ..
Posted: Sun May 25 13:22:19 2008 Yeah... it's just a conspericy. Can't support ..
Posted: Sun May 25 13:20:09 2008 0 Respect from upper management, they are only ..
Posted: Sun May 25 13:07:06 2008 As I mentioned, laughable... and typical. Here is ..
Posted: Sun May 25 12:57:58 2008 Yup.. they got tired of putting money in the ..
Posted: Sun May 25 12:51:40 2008 The world is coming to an end! Beware! Facts ..
Posted: Sun May 25 0:45:56 2008 No thank you... when it comes to Farmers, I'll be ..
Posted: Sun May 25 0:39:55 2008 I don't ..
Posted: Sun May 25 0:12:20 2008 I don't think the public is the driving force of ..
Posted: Sat May 24 20:02:07 2008 And telling people that they should not take ..
Posted: Sat May 24 19:50:25 2008 People who push DV or adjusters (I'm sure there ..
Posted: Sat May 24 19:39:31 2008 The one that offers the best coverage, best ..
Posted: Sat May 24 18:08:45 2008 Respect has nothing to do with it. You run a DV ..
Posted: Sat May 24 17:51:51 2008 Mainly when the body shop tells me or an ..
Posted: Sat May 24 17:40:48 2008 This is almost comical... I did not change _any_ ..
Posted: Sat May 24 15:48:09 2008 I don't have to bolt them on a vehicle to know ..
Posted: Sat May 24 15:32:24 2008 So here we have the state of MO telling it's ..
Posted: Sat May 24 14:40:07 2008 Depends on the state where the accident happen. ..
Posted: Sat May 24 14:35:54 2008 Gee, why does this statement not surprise me one ..
Posted: Sat May 24 14:11:31 2008 I recommend that you review their valuation of ..
Posted: Fri May 23 18:14:50 2008 There is no conflict of interest as they have ..
Posted: Fri May 23 17:46:32 2008 Trust me... I understand indemnification and ..
Posted: Fri May 23 16:45:02 2008 Again, read directly from KBB what retail value ..
Posted: Fri May 23 16:35:54 2008 I've been around awhile and I see most every ..
Posted: Fri May 23 16:00:55 2008 First, they owe (by law) either the cost to ..
Posted: Fri May 23 15:56:47 2008 Slappy if I understood your post correctly, I've ..
Posted: Fri May 23 12:51:34 2008 I have no doubt that it happens. But what ..
Posted: Fri May 23 10:05:21 2008 Oh, I think I might get it... OP was told about ..
Posted: Fri May 23 10:01:06 2008 It's fraud but more importantly, material ..
Posted: Fri May 23 1:19:11 2008 Someone's been watching Star Trek ..
Posted: Thu May 22 22:53:09 2008 You have a _higher degree_ of responsiblity ..
Posted: Thu May 22 12:45:38 2008 World domination! It's going to take awhile ..
Posted: Wed May 21 16:35:56 2008 If you have insurance, YES they can address a ..
Posted: Wed May 21 16:30:32 2008 Yes, yes, yes. What the other carrier owes is ..
Posted: Wed May 21 16:27:20 2008 Here we go right back the the beginning.... I ..