by Guest » Mon Jun 21, 2010 10:56 am
We're planning to go on a cruise vacation. Do we find travel insurance for our cruise? If you have an option, please inform us about the things that won't be covered under such policies.
Posted: Tue Jun 22, 2010 10:18 am Post Subject:
My wife doesn't want our home insurance to cover for our losses while we're traveling. She's scared of a possible premium hike. She insists on getting coverage that's specifically designed to cover travelers.
Posted: Wed Jun 23, 2010 09:56 am Post Subject:
It's better to go for a primary coverage than a secondary one. The primary coverage will pay you outright.
On the other hand, the secondary coverage will pay you once the medical or home insurance pays. With secondary policies, you'd only be paid for the difference between what you've already received and the out-of-pocket expenses.
Posted: Thu Jun 24, 2010 06:17 am Post Subject:
There are certain things that are not covered on a cruise vacation. If it rains throughout your cruise vacation, you can't be covered for it. Again, if there are changes in the itinerary and it doesn't suit you, you can't get compensated for it.
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