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Universal life insurance

With a flexible policy like Universal Life insurance you can change the policy amount as per your requirements. Like all other policies, this too provides death benefits to the family members/beneficiaries in the event of the policy holder's death. The most important features of this insurance are

• Flexibility: You have the liberty to decide how much insurance you need based on your requirements.
• Security: With this policy, you can protect your loved ones from financial hardship that may arise in the event of the death of the insured.
• Tax Benefit: The present tax laws state that individual life insurance proceeds are generally given to the beneficiary absolutely
• Tax-deferred growth of account value: The account value of your policy is subject to earn interest at the rate the company provides which is normally 4%/annum.