Insurance Expert's Page

Posts by Insurance Expert

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Posting Time

Subject
21 Posted: March 14 2010 11:48:35 Saw, Your father didn't name you, so you don't get anything. If you father wanted to name you, he c...
22 Posted: March 13 2010 08:17:36 Taxes are owed if someone gives away more than $1,000,000 in their lifetime. However, they can give...
23 Posted: March 11 2010 02:13:19 The policies in which the definition changes are typically pretty bad policies.

In mo...
24 Posted: March 03 2010 10:54:57 You are the one here whining about this and not your company. You are the one who thinks that you ...
25 Posted: February 25 2010 07:43:56 Steve, you sound awfully wussy. Let's see if I understand this situation correctly. Your company t...
26 Posted: February 17 2010 10:09:37 Since retirement is bound to happen, should we assume that term insurance is a waste of money and pe...
27 Posted: February 15 2010 10:21:46 Lori, that's interesting that you would never buy insurance from someone who called you. Like most ...
28 Posted: February 13 2010 03:11:27 BNTRS, I don't have any doubt that you have an excellent understanding of this. Much of what I writ...
29 Posted: February 12 2010 09:40:19 I have no problem with indexed annuities for a portion of one's money that is meant to be conservati...
30 Posted: February 12 2010 05:23:35 We're both using hind sight. It's just that only one of us who can admit it.

An F...
31 Posted: February 12 2010 03:24:31 Gary, it appears as if you did exactly what I am accused of doing. Your accusation of my post is 10...
32 Posted: February 12 2010 02:49:51 No. All of the guarantees aren't removed. UL with a secondary guarantee has a guaranteed premium a...
33 Posted: February 12 2010 01:06:36 Gary, why didn't you just put her in a CD for 2008 and then have her invest in the market for 2009? ...
34 Posted: February 12 2010 12:00:25 ...alternatively, these are basically what a whole life policy would look like with no dividends and...
35 Posted: February 12 2010 11:58:48 It's not being guaranteed for 80 years. It's being guaranteed to age 80. As for the $5,000, that ...
36 Posted: February 11 2010 03:04:23 Max, I understood exactly what you wrote. If someone has a $100,000 policy, in California, only $80...
37 Posted: February 11 2010 02:58:13 Great post, Dgoldenz.

UL with a secondary guarantee is identical to a level term poli...
38 Posted: February 10 2010 11:06:13 A secondary guarantee is a promise by the insurance company that as long as the owner pays $X of pre...
39 Posted: February 10 2010 11:01:03 Max, if I'm not mistaken, it may be only California that has the 80% limitation. I'm guessing that ...
40 Posted: February 10 2010 10:55:53 Steven, why is an immediate VA more secure than other options? There is a reason why immediate fixe...