Insurance Expert's Page

Posts by Insurance Expert

#	Posting Time	Subject
61	Posted: January 25 2010 08:17:37	Ketie, people often say that benefits under a non-tax qualified plan may be considered income, but t...
62	Posted: January 25 2010 08:14:21	Estate planning is nothing more than planning for what happens when you die. Max is talking about e...
63	Posted: January 25 2010 01:13:39	It's an interesting subject. Because my B/D is independent, we aren't employees. However, becaus...
64	Posted: January 24 2010 02:53:31	dgoldenz, I don't understand what you are saying. The application must be signed by the owner. If...
65	Posted: January 24 2010 12:44:07	Part of the confusion also stems from the familiar use of the word "investm...
66	Posted: January 24 2010 12:34:00	BNTRS, sorry that I didn't see your question to me earlier. I'm with an independent B/D. I think t...
67	Posted: January 23 2010 09:04:41	It shouldn't take 2 months for the lawyer. The problem with taking care of the ILIT first is that i...
68	Posted: January 22 2010 10:20:03	Devil's adocate is a great way to learn and to strengthen one's own beliefs....
69	Posted: January 22 2010 10:18:49	If there's no ILIT, there's no point in applying. Too many possible problems ...
70	Posted: January 22 2010 02:31:22	What if I don't want the deduction but I've already made a contribution to a Rot...
71	Posted: January 21 2010 09:20:01	Good fix!...
72	Posted: January 21 2010 05:34:18	denardo1, I really can't claim any expertise in premium financing. The basic criteria is being abl...
73	Posted: January 21 2010 04:18:37	BNTRS, it does not make sense to use a 2nd to die policy the way that you are describing it for esta...
74	Posted: January 21 2010 03:29:27	This is a hard question to answer because you are asking it as an either/or question. The fact is t...
75	Posted: January 20 2010 06:17:17	In the event there are no named beneficiaries alive at the time of the insured's...
76	Posted: January 20 2010 06:04:15	Bee, usually, if there is no named beneficiary, the insurance company won't issue a policy. (I say ...
77	Posted: January 20 2010 05:50:37	It might make sense, but we don't have enough information. BNTRS mentioned one of t...
78	Posted: September 30 2009 01:23:22	OHH!! Ok..I get it!! I do have to admit I was getting a bit confused on the 'own...
79	Posted: September 30 2009 01:15:18	Do you understand annually renewable term insurance? You need to understand this in order to be abl...
80	Posted: September 27 2009 05:36:12	Ex. SDchargerfan is the owner. Her son is the insured. SDchargerfan is the beneficiary. Son dies...