Insurance Expert's Page

Posts by Insurance Expert

#

Posting Time

Subject
121 Posted: August 29 2009 03:00:32 SDCharger,

Why would you possibly want the beneficiary to be irrevocable? That takes...
122 Posted: August 29 2009 02:58:22 Lori is correct. The insurance company will simply do whatever he asks....
123 Posted: August 29 2009 02:56:52 Vickylyn, you won't be able to find out unless he tells you. The insurance company won't divulge th...
124 Posted: August 29 2009 02:52:19

Now if you want to qualify that or make a pointless point that in some very smal...
125 Posted: August 29 2009 02:45:04

No beneficiary designations will result in the life insurance proceeds being pai...
126 Posted: August 28 2009 10:59:19 To keep this very simple:
1)Many policies have preference beneficiaries.
2)This includ...
127 Posted: August 28 2009 10:58:12 The point made in this thread is simply that default beneficiaries exist so that it is incorrect to ...
128 Posted: August 28 2009 10:28:25 This thread was started precisely because I realized that I had made a mistake when I claimed that m...
129 Posted: August 27 2009 12:51:52 Lori, smoke and mirrors is usually used to describe someone doing something to intentionally hide th...
130 Posted: August 26 2009 01:59:32

Now Missy and I.E. (stock broker) just EXACTLY what do you think will prevail in...
131 Posted: August 26 2009 01:55:16

And by the way….not that you’ll actually bother to read and educate yourself...
132 Posted: August 22 2009 05:21:55

The insurance company DOES NOT get to decide by corporate fiat who gets the mone...
133 Posted: August 20 2009 07:16:34 One of the issues is that because it is one year term, it is always going to be contestible. The p...
134 Posted: August 20 2009 06:23:00

Please provide any state law to the contrary because I'd like to know which stat...
135 Posted: August 20 2009 06:14:05 I have confirmation. If the owner died, and a successor isn't named, the policy will go into the es...
136 Posted: August 20 2009 02:23:02 Ok, thanks, so your understanding is the same as my guess.

The claims department woul...
137 Posted: August 20 2009 02:21:32 Ok, thanks, so your understanding is the same as my guess.

The claims department woul...
138 Posted: August 20 2009 01:50:32 Gary, that's a good tact that you are taking. When you don't know the answer to a question, keep sc...
139 Posted: August 20 2009 01:04:31 Wow, that's some real shoddy life insurance selling.

Are you primarily referring to a...
140 Posted: August 20 2009 01:02:24 Why? How is this determined?

Is this because in most cases, the owner is the spouse?...