by Guest » Wed Oct 22, 2008 10:16 am
Hi..I'd like to know about the benefits that my employees would get out of a workman's compensation insurance. Please tell me about their rights and responsibilities under such regulations. Do I also need to be under any scanner with such laws? What steps do I take under circumstances when I feel the my employee has not filed an honest claim?
Goose_burnett
Goose_burnett
Posted: Wed Oct 22, 2008 10:31 am Post Subject:
Do I also need to be under any scanner with such laws?
You being an employer would surely need to share some of the responsibilities. You'd need to follow the guidelines laid under the state Workmen's compensation law. You'd need to make sure that your employees would not face any hassles while filing Workmen's claims. For this purpose you'd need to obtain the necessary forms e.g. "First report of injury". So, it is advisable that you get prepared from now on if you're gonna offer any employment opportunity. Purpleheaded08
Posted: Wed Oct 22, 2008 10:39 am Post Subject:
Hi there...make sure that you address all the injuries or sufferings of your employees in time. Make sure that they get medical treatment in the right time. You should also note that all the costs associated with your employees' medical treatments are to be charged to your workmen's compensation fund. These expenses should never be charged to your employees' health insurance. Wish you all the best!
Crossbreed
Posted: Wed Oct 22, 2008 10:52 am Post Subject:
Hi,
I'd like to name four benefits which I think would be most relevant to this topic. Workmen's compensation laws would generally suggest insurance carriers to offer these four benefits in the first place-
(i) Medical costs (ii) Indemnity costs associated with both short term and long term disability (iii) Offering rehabilitation services (iv) death benefits. These indemnity expenses are calculated upon the lost wages.
Thanx, Plasticmind
Posted: Wed Oct 22, 2008 11:06 am Post Subject:
A lot of information seems to spill from all quarters!
Across almost all states the physician certifying the workmen's injuries could be chosen by the employees themselves. An employee could also exercise his right to appoint an attorney who'd pursue his case in the court of law. But as an employer you'd need to make sure that you're satisfying the medical need of your employees whenever it is demanded. Good luck! Roddick
Posted: Wed Oct 22, 2008 11:28 am Post Subject:
Hi Goose_burnett,
Employees do have the right to file a lawsuit against delayed claims under the workmen's comp laws. The same goes good with the disputed claims. All that they would need to do under such circumstances is to register such cases with the state workmen's compensation commission.
Regards, Fatman
Posted: Wed Oct 22, 2008 12:09 pm Post Subject:
What would be my benefits and rights under it as an employer?
Posted: Wed Oct 22, 2008 12:21 pm Post Subject:
See...my friend...lemme just have the opportunity to tell you one thing over here..if you'd think about the well being of your employees now..they would certainly yield better results in the future.
This workmen's comp plan is aimed at providing you with a platform that eases the rejoining of your employees. All these benefits are guided and founded by state laws..so you need not worry at all!
Caromel_merquez
Posted: Wed Oct 22, 2008 12:51 pm Post Subject:
Hi!
I'd like to lay stress on the fact that workmen's compensation insurance is meant to support your employees' sufferings. But yeah, they can't sue you for any personal injuries or for accidents caused out of negligence on their part. So, in a way they are covering your employees and thus indirectly securing your future prospects. Mermaid-attitude
Posted: Wed Oct 22, 2008 01:12 pm Post Subject:
My friend, if under any circumstances you come across a false claim from any of your employees, then you can certainly do something about it. Just go ahead and attach a letter along with your employee's claim. This letter should state the reason why you believe it could be an illegal claim. I'm sure that the insurance carrier or the commission would look into the case and if required take steps. Go ahead! Roddick
Posted: Wed Oct 22, 2008 01:18 pm Post Subject:
I'm sure that the insurance carrier or the commission would look into the case and if required take steps.
Yes, they will..but at the same time I'd request you to be careful that you don't express doubts over legitimate claims. You can't benefit out of hurting an employee's feelings, nor can you overlook the possibilities of claim-cost hikes in the future. Plasticmind
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