Medicare Supplements

by Guest » Thu Dec 30, 2010 07:05 pm
Guest

Hello everybody! Newbie here! really feel great to join this community and anxious to share my views to all regarding Medicare Supplemental insurance carrier. :)
Have an ideal Christmas!

Total Comments: 14

Posted: Fri Dec 31, 2010 01:58 pm Post Subject:

Flintoff, welcome to our forums!

It will be great to have someone who has knowledge on Medicare Supplemental insurance.

Posted: Sat Jan 01, 2011 11:42 am Post Subject:

Have you been working for a carrier who sells Medicare supplemental plans? It will be quite interesting for us to know more about your experiences. Your knowledge will perhaps help others to distinguish between various insurance services.

Posted: Tue Jan 04, 2011 07:19 am Post Subject:

welcome to the forum as i welcome myself as well. lol
good to know that there are still people who are true to themselves to help others. Well, would you give us a brief guidelines on Medicare Supplemental insurance?

Posted: Wed Jan 05, 2011 04:04 pm Post Subject:

I believe you a referring to the supplementary health care insurance plans from Medicare?

If so, I've done some research in the past when I was helping my Grandmother find health insurance when she turned 65.

The best Medicare supplementary health insurance provider is by far Medicare. They have over 4.5 millions customers and tons of options for a plan that suits your needs.

There's a website that offers a free booklet on Medicare from Humana:

That will help you to see what they offer and why they are the best. My Grandmother is really happy with their service too, and although she pays a little extra than standard health insurance, she knows that she is covered for the unexpected.

Hope this helps,

Posted: Sat Jan 08, 2011 09:15 am Post Subject:

Hello and welcome aboard! So nice to have you here.

Posted: Thu Apr 26, 2012 06:34 am Post Subject:

Also called Medigap, Medicare Supplement Insurance can cover some of the medical costs that are not paid for by Medicare. It's a great protection against high out-of-pocket expenses.

Posted: Sat Apr 28, 2012 11:40 pm Post Subject:

Medicare Supplement insurance does not necessarily do what "medix" indicates.

Posted: Tue May 08, 2012 12:32 pm Post Subject:

You can use this Guide to Medicare Supplement Insurance to make it easier for you determine your health care insurance options. Federal and state regulations currently require insurance companies to provide Medicare supplement policies that are limited to no more than 12 standard benefit plans. Each of the 12 plans must cover specific expenses. This guide will make it easier for you to compare plans and premiums. All 12 plans are not available in every state, and Massachusetts, Minnesota and Wisconsin have their own plans with different names, but the benefits are similar to the national plans.

Posted: Mon Jun 18, 2012 01:32 am Post Subject:

Seems to be a lot of different opinions on medicare supplements. Medicare supplements cover excess charges from Parts A and B including deductibles, co-pays and co-insurance.

Posted: Mon Jun 18, 2012 11:15 am Post Subject:

Medicare supplements cover excess charges from Parts A and B including deductibles, co-pays and co-insurance.


This statement is overly broad and not entirely accurate.

Each of the various Medicare Supplement plans covers something different, and "excess charges" is not the best word choice to describe what any of them cover, because if it's not covered by Medicare, it generally isn't covered by Medicare Supplement either. What I think Dave meant was coverage for certain covered expenses beyond where Medicare payments end. Again, that would be plan specific.

All of the plans currently available include the "Plan A" (aka: "core" or "basic") benefits: Part A daily copayment after 60 continuous days of hospitalization (and after 90 days when using lifetime reserve days), up to 365 days of hospitalization after lifetime reserve days are exhausted, the Part B 20% coinsurance payment, and coverage for the first three units of blood administered in a calendar year. Plan A does NOT pay either the Medicare Part A or Part B deductibles.

Other Medicare Supplement Plans may pay one or both of those.

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