Opt for new auto parts while settling with your Ins. Co.

by Guest » Sat Feb 18, 2006 10:21 am
Guest

My cousin Bob and another guy went for a long drive last Saturday evening and got struck by a rash driver from a distance. The bully escaped narrowly but was trapped later in the morning .The repair works for Bob would be somewhat around $4000. Bob's insurer had agreed to support him with aftermarket body parts for his vehicle, to which Bob's reaction was simple and stern. He did not want his insurer to provide him with aftermarket parts. He maintained that it was his insurer's job to collect the new parts from the tormentor. He had a hard time convincing the insurance representative till he revealed his other identity as an attorney.

Of late his insurance company has offered him new market parts, and also expressed their willingness to resolve matters soon. Could we ever look forward to a hassle-free world ?

Regards,
Blackberry

Total Comments: 172

Posted: Fri Jul 18, 2008 12:27 pm Post Subject:

Here you go crossing the line AGAIN...

I just can't figure out why they want to give you kickbacks for the referrals,

Look up the word 'kickback'...then take it back...I've never received a kickback in my life nor would I....I take personal offense to that statement, and I'm asking you as man of reasonable intelligence to resend that now... :evil:

I can't imagine why they continue to complain

I'll go you one better, I can't imagine why you complain PERIOD...it's none of your business as you've said over and over, YOU arent' a drp and do not work with carriers....so buzz off about it Mike, it's a non-issue with YOU, fight world hunger or something...this according to you is not YOUR problem...and has ZERO effect on you!

I don't understand why they complain when it is their name on the front of their business, yet they let you dictate arbitrarily to them how much you will allow them to be paid for any given procedure. I simply have the courage to be independent on these issues while they choose to wimper, moan, and comply

Shops I work with have no issues...see if there is a question on a particular procedure, brace yourself now Mike....we talk it over and come to a mutually agreeable conclusion, no that doesn't mean they aren't getting paid for something they asked for...we ACTUAL discuss each and every repair and come to an agreement about how the vehicle is to be repaired and that is what I pay for...no hard feelings, no lines in the sand, here's another one you'd better brace yourself for...we act like mature reasonable adults! With a common goal...repairing the car!

I simply have the courage to be independent on these issues while they choose to wimper, moan, and comply.

DUDE, seriously, you wimper, moan and complain more than anyone on this site!

I've tried to move on, and every time I leave, someone sends me a note telling me you guys drug up a post and hammered me again. A guys got a right to defend himself to bullies.

I'm from the same state you are Mike...'show me'...no body did this, you just couldn't stand being away from here, some kind of weird attention thing is all I can figure...you cry, whine, and complain about things, that from your own fingers, have NO effect whatsoever on you! How much sense does that make?

I predict yours and Lori's paths will cross more shop owners growing a set in the next year or two, and making your jobs as unpleasant as you imply I make you feel.

That's a laugh, you're industry can't agree on the time of day...I'll give you a prediction, DRP's aren't going anywhere, they have steadily grown by leaps and bounds in the past ten years, and why? Because it saves money for the carriers in a variety of ways, most carriers allow the shops to write the sheets and photo damage, that in and of it's self saves millions of dollars, the shops have a steady stream of work...Ain't gonna' happen buddy, you come back here in let's say three years, and 'show me' where there has been a reduction rather than an increase in DRP's ain't gonna' happen Mike, best just get ready for it....

Oh, I have to concern myself with what they pay, I am, afterall, a consumer too. I have to concern myself when people come to me and ask for some direction on how to get a fair settlement and some insurer is trying to take advantage of the uninformed and their agent or adjuster won't pick up a phone.

Oh yeah, Mike the consumate consumer protector, why don't you tell these people that you are championing that you are going to charge them for many things the guy down the street will do for free, even non drp shops! Tell them that they can get the same job done by your competitor for less money, not a drp just another guy trying to make a living...tell them that Mike.... :roll:

Posted: Fri Jul 18, 2008 02:45 pm Post Subject:

Hey, the twins, Prattle on and Rattle on, You're simply proving my point that when an adjuster meets opposition of your industry hot air, You deny, delay, distort, and demean. The more I respond, DeMeaner you guys get.

First you're stalking me by cruising my forums (similar to those progressive guys joining one shopowners church to find the dirt on them), then you chirp and dance thinking your sleuthing skills outed me. And now you are considering calling area shops to check on me? Now that's bordering on harassing Lori. Give it up! Your friends are worrying about you and frankly I am too.

I've got to get the phone book out and call the other shops in Joplin and see if they too are doing this...another reason to go to another shop...Why if one shop (of equal quality and skill) would do this for free,



As long as you guys think you make my assertions an isolated incident, you prop yourselves and your egos up just enough to trip continously over them. And yet observe, problems with insurance practices from the east coast to the west coast in just today's news.

Yeah, those silly Connecticut people filing a class action suit against an insurer practice and California passing legislation prohibiting arbitrary insurance capping are just isolated problems down in the ozarks with Mike. :roll:

Here's your reading assignment for the day.

Collision repairers in the Nutmeg State are spicing up an ongoing brouhaha with the insurance industry over alleged steering by filing a series of class action lawsuits against carriers viewed as the more egregious offenders.

“It's been killing us, and we've decided that we've had enough,” says Bob Skrip, president of the Auto Body Association of Connecticut (ABAC) and owner of Skrip's Auto Body Inc. in Prospect. “We've worked 30 years to establish a customer base, and they're trying to take our customers away.”



Read entire article at http://abrn.search-autoparts.com/abrn/Collision+Repair/Connecticut-class-action-lawsuits-target-steering/ArticleStandard/Article/detail/530191?contextCategoryId=498

Other shops complaining about losing profits because of Insurer interference

A major conundrum shop owners face today is the fact that, contrary to that which insurers espouse, all collision repairs are not created equal . The lack of true standards in the repair of collision damaged vehicles leaves the potential for improper or substandard repair up to the discretion of the shop, or the insurance company paying for the repair.

But is this the way we have been “conditioned” to accept this situation? Is quality in the eyes of the beholder, or is quality the result of some cost standard?



Read entire article at http://www.autobodyonline.com/whatsnew/feature/feature.cfm

California Assembly Passes Capping Measure

Bill prohibits insurers from placing caps on payouts for collision repairs



Read entire news release by gasp, a trade organization made up mostly of DRP's? Thought they didn't have issues.
http://www.asashop.org/news/2008/july2008/PR45.htm

The way it should work and does for truly independent shops. Just out today and covers almost every topic from this long thread.

Once the car is brought in (with the customer's authorization), you can disassemble it. Now you can come up with a blueprint for the repair and approximate cost, but you're never going to know any of that until the car is completely repaired. Then you can explain to the customer that there will be certain additions and/or subtractions as the job progresses. A lot depends on state law because ours says that if we exceed our estimated price by 10 percent, we have to notify the customer and get authorization.”

But Lombardozzi added a twist to the practice. “We explain to the customers that we're going to call them and also, if they like, we will as a courtesy let the insurer know that the amount it held in reserve may not be accurate.”

Lombardozzi says the insurance estimate's only purpose is to establish the amount set as a tentative reserve loss for that claim. He believes the only role the insurance adjuster has is to satisfy the policy's provision to allow him or her to verify the loss. And, at least in a CCRE shop, that's the beginning and end of an insurer's involvement in the repair. He says the process is working out great, “although it takes a while for a shop to get out of the rut it has been in.”



http://www.bodyshopbusiness.com/Article/15141/a_supplementfree__world_just_a_dream.aspx

Lori, did you mean rescind or resend, cause I would be happy to resend but not rescind?

I'm done, start with the vitriolic attacks as usual, but I'll not respond. It's been real and it's been nice, but it hasn't been real nice, you guys are just too meanspirited and vindictive; must come with your jobs. Should've bailed out long ago, others warned me and said I was talking to a brick wall and a door knob. I'll be sure to not let the door hit me in the backside on the way out of here. Try to spend sometime outside this forum and read some industry issues so you can be relevant in the future.

Posted: Fri Jul 18, 2008 07:46 pm Post Subject:

First you're stalking me by cruising my forums (similar to those progressive guys joining one shopowners church to find the dirt on them)

Take off he foil hat! From what I recall, YOU asked me to visit those forums! I also recall Lori performing an Internet search to see if indeed you were selling DV reports. You can try to paint the picture you want but I think everyone see's right through it.

And now you are considering calling area shops to check on me?

Typical "Mike Response"... you _quote_ what what actually said and then try to make it look like something not even close to what was really written. Lori CLEARLY stated (sarcastically) that she might call other shops to see what they charge. Never once said she was calling them about you. But people expect no less from you at this point. It's obvious that your not above making things up to try to prove your point.

Yeah, those silly Connecticut people filing a class action suit against an insurer practice and California passing legislation prohibiting arbitrary insurance capping are just isolated problems down in the ozarks with Mike.

Yeah, yeah, yeah... another Internet headline found by Mike. How about this headline... Progressive sues shop for commiting fraud. Gee... all body shops are guilty of fraud in every case. That is the exact thing you'd like people to think about insurance companies.

I'm not even going to waste my time reading the article you linked. Been there, done that. Many times in the past you tried to pass off articles as supporting your rants when they actually supported the opposite view!

It's been real and it's been nice, but it hasn't been real nice, you guys are just too meanspirited and vindictive

Sorry to point out your many errors in public... you might not be use to that. If having people point out the truth hurts a little, sorry.

Posted: Sat Jul 19, 2008 01:14 am Post Subject:

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Posted: Sat Jul 19, 2008 03:25 pm Post Subject:

First you're stalking me by cruising my forums (similar to those progressive guys joining one shopowners church to find the dirt on them), then you chirp and dance thinking your sleuthing skills outed me. And now you are considering calling area shops to check on me? Now that's bordering on harassing Lori. Give it up! Your friends are worrying about you and frankly I am too.

Mike you have gone and lost your pee pickin' mind! No one stalks you, you repeated source and ask us to read the posts on ''your '' site....more over, I was sure you would infer that EVERYONE in Joplin got paid for the operations you do...so no biggie, I'm sure there are some drp shops for my company in Joplin that I could call and check..period..re: outting you? seriously? You send us to this site, that you post using your own name, how in the world is that outting you? You've lost it brother...

Lori, did you mean rescind or resend, cause I would be happy to resend but not rescind?

You should be ashamed of yourself, really...

Mike I truly hope that this enternet presona is just that, and not the real Mike you come off as a self serving, self promoting, gradizing, truth twisting, little bitty man...I feel truly sorry for you, if this is not just an enternet persona that you have developed for trolling perposes..

but I'll not respond

:lol: :lol: :lol: You already broke that same promise you've made about ten times, and responded again already! that lasted all of let's see what about 18 hours? :roll:

Posted: Thu Jul 24, 2008 01:43 pm Post Subject:

Mike,
I don't think what other shops charge for or write on an estimate should have anything to do with what another shop charges for-not all Ins. Co's charge the same rate. Besides if all shops charged the same wouldn't that be price fixing? Not to mention possible Anti-trust violations. Ins. Co. need to pay for the procedures to repair a vehicle back to pre-accident condition and need to get over the fact that some shops educate themselves and have learned the P-Pages of the very soft ware the Ins. Co. request or use themselves.

Posted: Tue Mar 22, 2011 10:08 pm Post Subject: betterment factor

i will say this, that i am not fond of insurance companies but as an individual and taking away the insurance company from a claim, i would find it unfair for me to bare the complete cost of a new tire when the tire i collided with was worn badly. so in this case i understand the insurance companies view on betterment.

Posted: Tue Mar 22, 2011 11:17 pm Post Subject:

Mike,
I don't think what other shops charge for or write on an estimate should have anything to do with what another shop charges for-not all Ins. Co's charge the same rate. Besides if all shops charged the same wouldn't that be price fixing? Not to mention possible Anti-trust violations. Ins. Co. need to pay for the procedures to repair a vehicle back to pre-accident condition and need to get over the fact that some shops educate themselves and have learned the P-Pages of the very soft ware the Ins. Co. request or use themselves.



Most new policies state that the insurer may prepare an estimate based on manuals used in the industry and based on competitive prevailing rates in the market. Well we could argue as long as this post is about who sets the market and controls it and how it relates to price fixing. Insurers have a legion of excuses why they only owe what they estimate the loss to be. If repairers actually knew cost accounting and did not rely on the insurance industry for the bi-annual 2.00 raises and knew the cost of their doing business with a reasonable profit margin built in and posted that rate, then you could actually do a survey and obtain a prevailing rate.

Posted: Sun Sep 30, 2012 03:39 am Post Subject: blend times

I have been an auto and aircraft painter for 35 plus years ,seen it all heard it all.done it all. now just the term blending is a leftover from the lacquer years but the insurance compenies and different estiating programs keep on using this archaeic phrase that went out with the sixties. It needs to be legislated into a new term called clearcoat with color blend times for adjacent panels for color match purposes. (1). on the panel to be so called blended ,we the painter have to go through all the washing of organic and solvent based crap on the panel even buffing it if it is a light color. take a fine toothbrush and get out all the mold green slime and reaally clean the hell out of it, (2) . then we have to sand it with whatever and wash and blow shammy it down 4 or 5 times to get it realy clean.(3) THEN WE HAVE TO WIPE IT DOWN WITH WAX AND GREASE AGAIN!.(4) then mask off entire panel to be BLENDED. (5). then when we have the right tint of paint ,a whole other story. we mask off a hood to be blended a new fender and a door to be so called blended. so now we spray the paint and wit overspray are basecoating 3/4 of the so called blend panel. (6) then we have to clearcoat the ENTIRE so called blend panel/ .so us painters are doing 90% of what a entire base clear process is.. BUT now were told that our time is cut in half. Of course this is a complete rip off by the insurance companies and their lacky estimating partners. What to do ? I am contacting my states insurance comission and with 2 years of photo,s for evidence. They have agreed to hear my case of getting out of the sixties verbage. and If I can prove were doing 90% not 50 % like we get paid for . they will put new legislation and rules in place for all insurance companies. that if you want to insure automobiles in our state. you will now pay 90% of that old panel that has gone through 10 times as much labor as the new panel to get ready for a complete clear coat and a 3/4 basecoat. Now suzy q estimator on here answer that one. you havent painted a tricycle idiot, and your gonna tell the pros and the young whinners that don't know any better any different than what Ive pointed out????? A blend is from the lacquer days, when you could actually do a blend. , the old timers on here know what I am talking about. also I make 90k a year. If your not making that much then your an idiot and better get out. thats working 7 days a week 365. I can work anybody on here under the table. and I get paid for fill and block. and the denib stuff is under betterment in audatex. if its an old crap heap you don't get it but if its a 40k + new rig you can manually put it in. if a shop dosen,t get fill and block plus car bag their idiots. giving away the store. by law the customer can go where ever they want even if the estimate is higher. I work comission and live in Alaska and feel sorry for all you poor bodyman in the lower 48.

Posted: Sun Sep 30, 2012 04:17 am Post Subject:

Good thing you brought up a thread that had no posts for a year and a half. I was worrying that it would not going to live again.

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