Health Insurance Forum


Browse through situations that may be similar to yours or different. You may share your views about the same and also view suggestions provided by the community experts.

Health Insurance for Employees to Improve ESG Ratings?

Submitted by LisaMay on Thu, 09/10/2020 - 18:01


Indeed, ESG is related to the environmental, social and corporate governance factors, but our company is willing to make some improvements in the social section. Actually, our company is willing to invest in ESG stocks after reading articles from this environmental social and stocks site but it is becoming challenging for us to pick the right health policy to make it beneficial and safe enough for employees.

Health Insurance against a settled claim

Submitted by GerryTub on Sun, 12/29/2019 - 02:30

I changed employers and insurance providers six months after an auto accident. While employed at the new job I used my current provided health insurance to have a surgery to correct a damaged disk that the dr say was caused by the car accident.

The new insurance provider is attempting subrogation against the third party auto insurance provider , but the auto insurance provider is stating that they settled the case around that accident.

Self Funded Company Question

Submitted by Anonymous (not verified) on Fri, 08/30/2019 - 12:21

We need some husband had a major medical emergency earlier this year. He was fully covered at the time. I have found out that his company's health plan is self funded and BCBS is the administrator. Fast forward to several months later, his company abruptly closed, now filling Ch 11. His claims are high-dollar, about 900k and it took BCBS a while to finalized the claims due to the complexity of the claim. BCBS send payment over to the hospital, which they confirmed to me that the payment has posted.

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Alot of precautions are taken to guarantee delivery and quality

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Add Spouse (Non Resident Alien) As Dependent

Submitted by Anonymous (not verified) on Thu, 07/04/2019 - 22:25

I am a new state employee so my window for signing up for health insurance through my employment is due by July 17, 2019. I need to add my spouse who is in the US on an F-1 Student Visa. We have uploaded our marriage certificate, however they are asking for a SSN, HICN, or ITIN for her to be added to my plan. Since she is here on an F-1 Student Visa, and is not working, she does not have any of these numbers. Is there a work around, or are we out of luck?